1. JLT COLLECTIVE INSURANCE PRESENTATION TO ROYAL A&P SOCIETY NEW ZEALAND CONFERENCE 24 June 2016 James Cook, Wellington

2. JLT is one of the world’s leading providers of insurance, reinsurance and employee benefits related advice, brokerage and associated services. We are specialists. Our deep expertise and entrepreneurial culture give us the insights, creative freedom and tenacity to go beyond the routine and deliver better results for our clients. Because at JLT, clients come first.
Our specialist teams focus on those sectors where we have a distinctive level of knowledge and expertise. Working in partnership with clients to manage the key risks they face, we act as their intermediary with insurers and reinsurers and advisers and service providers in the areas of risk management, analytical, employee benefits, health and injury management.
JLT owns offices in 40 territories and has more than 10,000 colleagues. Supported by the JLT international Network, we service clients in over 135 countries.

3. Agenda
INTRODUCTIONS JLT – INSURANCE BROKERS JLT – NEW ZEALAND COLLECTIVE INSURANCE COLLECTIVE MODEL GROUPS INSURANCE POLICIES - COLLECTIVE KEY INSURANCE EXPOSURES SPECIFIC REQUIREMENTS – RAS DISCUSSION – NEXT STEPS/QUESTIONS

4. INTRODUCTIONS JLT Account Managers
NATASHA CLARKE
SENIOR ACCOUNT EXECUTIVE, JLT CHRISTCHURCH

5. JLT - INSURANCE BROKERS Tailored Services & Products
10,600 people

6. JLT NEW ZEALAND
Provider of insurance solutions to non-profit community groups for over 25 years
Appointed insurance brokers to over 1500 community based organisations nationally
Specialists in arranging insurance or sharing risk on a combined basis, either on collective model or conventional Group Insurance facility.

7. COLLECTIVE INSURANCE?
Like entities banding together to purchase policies collectively
Economies of scale – premium savings
Expanded levels of cover
Ease of administration
Certainly of cover – protection of brand image

8. COLLECTIVE MODEL Tailored
Multi-Line & Multi-Year INNOVATIVE ARRANGEMENTS
Scale will deliver INCREASED COVER
Structure will significantly REDUCE
COSTS

9. COLLECTIVE MODEL Collaborative
ADDING VALUE
Through modelling risk
RECEIVING VALUE
through shared learning’s
LEVERAGING VALUE
through improved claims settlements

10. COLLECTIVE MODEL Certainty
RECEIVE
Contract Certainty
at Inception
RECEIVE
Personalised Service
and Advice
RECEIVE
Insurer Loyalty
over the Long Term

11. GROUP INSURANCE? Individual Policies Agreed terms and coverage
Collective bargaining power
Premium saving not as great as collective policies

12. WHAT POLICIES CAN BE ARRANGED COLLECTIVELY?
Public Liability
Statutory Liability
Employers Liability
Management Liability
Asset Risks
Business Interruption/Continuity Policies
Motor Vehicles

13. KEY INSURANCE EXPOSURES
Liability
- Health and Safety
- Third Party Property Damage
- Forest and Rural Fires
- Management Liability
Assets
Continuity – loss of income

14. SPECIFIC REQUIREMENTS– RAS?
What specific requirements are there for RAS members?
What issues would prevent there be to establishing collective polices?
What insurance issues have there been for members in the past?

15. DISCUSSION Next Steps

16. PROPRIETARY NATURE OF PROPOSAL
This proposal is prepared for the sole and exclusive use of the party or organisation to which it is addressed. Therefore, this document is considered proprietary to Jardine Lloyd Thompson Ltd (JLT) and may not be made available to anyone other than the addressee or person(s) within the addressee’s organisation who are designated to evaluate or implement the proposal. JLT proposals may be made available to other persons or organisations only with written permission of JLT.
© Copyright
All rights reserved. No part of this document may be reproduced or transmitted in any form by any means, electronic or mechanical, including photocopying and recording, or by an information storage or retrieval system, except as may be permitted, in writing, by JLT.

17. Natasha Clarke
Account Executive
T +64 (0)
M +64 (0)
Level 5, Tower Centre, 45 Queen Street, Auckland
Level 9, Resimac House, 45 Johnston Street, Wellington
Level 1, TVNZ Building, 31 Dundas Street, Christchurch