1. Technological Advances in Factoring Space
Different by Design
May 2017 1

2. Problem Areas & Solutions
1. High Volume of Invoice Processing
Enabling Corporates to upload invoice online
Integration with corporate ERP systems using H2H Solutions
EIPP/ STP to automate invoice to disbursement lifecycle
Secured Channel (SFTP)
2. Bad Debts
Efficient and effective communication (real time chat)
Constant and periodic follow ups through SMS, and other digital channels
3. Invoice Cancellation/ Redundant Invoice/ Denial of an invoice
Approval of Invoice by Debtor online & Digital Signing of Invoices
Duplicate validation with Bureau
4. Data Analytics, Reporting, Risk Mitigation
Risk Profiling of corporates
Predictive Analysis of Bad Debts
Cash Forecasting
eKYC
Data warehousing
5. Data and Application Security
Encryption of sensitive data using algorithm like SHA, PGP, AES etc
Application level Security like Digital Signature/ Transaction based password, OTP, Captcha
6. Different platform
Single Unified Platform for all Factoring & Supply Chain Finance solutions.
SaaS based solution

3. Problem Areas & Solutions
Enabling Corporate to upload invoice online
Integration with corporate ERP systems using H2H Solutions
EIPP/ STP to automate invoice to disbursement lifecycle
Secured Channel (SFTP)
High Volume of Invoice Processing
Bad Debts
Constant and periodic follow ups through SMS, and other digital channels
Efficient and effective communication (Real time chat)

4. Problem Areas & Solutions
Invoice Cancellation/ Redundant Invoice/ Denial of an invoice
Approval of Invoice by Debtor online & Digital Signing of Invoices
Duplicate validation with Bureau
Data Analytics, Reporting, Risk Analysis Mitigation
Risk Profiling of corporate
Predictive Analysis of Bad Debts
Cash Forecasting
eKYC
Data warehousing

5. Problem Areas & Solutions
Data and Application Security
Encryption of sensitive data using algorithm like SHA, PGP, AES etc
Application level Security like Digital Signature/ Transaction based password, OTP, Captcha
Different platform Mitigation
Single Unified Platform for all Factoring & Supply Chain Finance solutions.
SaaS based solution

6. Technical Advancements
1. Integration Framework
Enterprise Service Bus
Integration with Credit Bureau – upstream and downstream (CRISIL, CIBIL)
Fraud Prevention/ Double Financing (CERSAI , Block Chain)
EDI messages
2. Real-time Information for Corporates
Restful services for corporate to consume/ provide information
3. Intelligent/ Interactive web portal (eBranch)
Portal with dashboard for real time information
Responsive UI with Multilingual Support
Dynamic modification of themes, layouts, watermarks.
Mobility: Factoring Solution on Mobile
Approval Matrix
 4. Virtual Assistance
Automated Chatbots
Screen Sharing
5. Optical Character Recognition (OCR)
OCR based data reading from Invoices
Checking of signature for Fraud detection and notification
6. Payment Interface
Enabling Payment gateway for corporate to pay online for outstanding invoices
7. Modern Development / Deployment Practices
Continuous Deployment, Continuous Testing (CODCOT).
Testing Automation

7. Technical Advancements
Enterprise Service Bus
Integration with Credit Bureau – upstream and downstream (CRISIL, CIBIL)
Fraud Prevention/ Double Financing (CERSAI , Block Chain)
EDI messages
Integration Framework
Real-time Information for Corporate
Restful services for corporate to consume/ provide information

8. Technical Advancements
Portal with dashboard for real time information
Responsive UI with Multilingual Support
Dynamic modification of themes, layouts, watermarks.
Mobility: Factoring Solution on Mobile
Approval Matrix
Intelligent/ Interactive web portal (eBranch)
Virtual Assistance
Automated Chatbots
Screen Sharing

9. Technical Advancements
Optical Character Recognition (OCR)
OCR based data reading from Invoices
Checking of signature for Fraud detection and notification
Enabling Payment gateway for corporate to pay online for outstanding invoices
Payment Interface
Modern Development / Deployment Practices
Continuous Deployment, Continuous Testing (CODCOT).
Testing Automation

10. Our Product Catalogue and Features
NGen
Portal
PorTEL
Operational Efficiency
Product Configurator
Unified view
Rich UI experience
Transaction Status monitoring
Role based Dashboard and Access control
Supported on Android and IOS
TradeFree™
Faster Turnaround
Concentrix products are used by the Top 5 Private Banks in India for Trade and Supply Chain Finance
Event driven Business processes
Configurable Workflow management
High Security
Comprehensive MIS
Real time Chat
Configurable Access control
High Flexibility
Multi-tier limits and Risk Monitoring
Multi-entity ,Multi lingual Multi currency support
Integration Support
Single Interaction Platform
Web interface
Comprehensive Rule based Dunning
Real Time Transaction status
Factorin™
Banks and NBFC
Real time Chat
Rule Based computation algorithms
MIS, Reporting and Dashboard features
Supply Chain Finance, Factoring
Unique Security features
High processing Capability
Multi-tier limit management
ERP2Bank™
Any to any system interaction
Small and Light weight
Secured Messaging
mieSourcing
E-Auction Platform
Multi Currency support
Live Ranking display
Survey & Document publishing
End to end Life cycle management
Forward and Reverse bidding
Customized platform
Real Time Chat

11. THANK YOU