1. Photographer
By Shirin Malek

2. JOB DESCRIPTION
“A photographer uses images to tell a story or record an event. He or she photographs people, places, events and objects. Many photographers specialize in portrait, commercial or scientific photography or photojournalism. Educational Requirements - Photographer: While entry-level photojournalists and commercial and scientific photographers usually need a college degree in photography or a field related to the industry in which they want to work, entry-level freelance and portrait photographers need only technical proficiency.” Source:

3. Photographer Job Title: Photographer Salary: $ 410 / week
Annual Salary$420x52=$21,320 Income Tax %: 15 percent
$21,320-($21,320 x0.15)=$21,320-$3,198=$18,122 per year tax deducted income.
Other Taxes:
Income Tax (Provincial/Federal):15 percent for federal, 5.06 percent for provincial
Federal: $21,320x0.15=$3,198
Provincial: 5.06/100= x$21,320x0.0506=$1,078
Remaining Income: $21,320 - $3,198 - $1,078 = $17,044 / year

4. My housing
b) Housing. Include a printout/clipping of your desired accommodation. (location/type): Whistler / Condo 4368 Main Street Whistler Furnishing my parents would pay for and the moving van as well  Rent: $400 per month Total Housing = $400 x 12 = $4800 / year Remaining income = $1,7044 – $4,800 = $12,244

5. uTILITIES
c) Utilities: (include cost/company name) Heat: $35/month Electricity: $50/month Water: FREE Telephone: 35 /mo Cable: $15.99/mo Total Utilities: $35x12=$420 + $50x12+ $15.99x12= $1631 / year Remaining income: $12,244 - $1,631 = $10,613

6. transportation
d) Transportation: (Car/Bus/Bicycle, etc.): Include all costs for YOUR choice. If choosing a car, include gas, maintenance, insurance and parking fees. Walking only because everything in whistler is really close together and there is nice scenery to take photos of.

7. Food
e) Food: Estimate your monthly food costs, including basic groceries as well as restaurants. Groceries = $500 / month Total Groceries: $500 x 12 = $6,000 / year Remaining income : $10,613 - $6000 = $4,613

8. eNTERTAINMEnt
f) Entertainment: Estimate your monthly entertainment costs. Include going out to movies, going out with friends, any vacations you might take, etc. Be specific. I hang out with my friends. Once a month by going to a movie = $20/month Entertainment = $20.00x12=$240 / year Remaining Income: $4,613 - $240= $4,373

9. clothing AND PERSONAL ITEMS
Clothing and personal items: How much do you plan to spend on these things each month? How much will your toiletries, haircuts, etc. cost?
Clothing:$150x12=$1800 / year
Haircuts- $40 / year
Toiletries- $40 / year
Recreation- $20.00 / year
Camera: $498.00
Total Clothing and Personal Items: $1800+$40+$40+$20+$498 = $2398
Remaining income = $ $2398 = $1,975

10. SAVINGS
h) Savings: Choose 1 item to be saving for (eg. car, school, vacation, etc.) and set up a savings plan for it. You should set aside some money each month for this item.
Saving = $100 / mo.
Yearly Saving = $100x12= $1,200 / year
Remaining Income = $1,975 - $1,200=$775

11. oTHER- medical AND DENTAL
Other: Are there any other expenses that you might have? Sports? Recreation? Medical? List those expenses here. Medical Flexcare Annual Premium: $600 / year Remaining Income: $775 - $600 =$175

12. My total savings at the end of the year is only $175 
iN CONCLUSION..
My total savings at the end of the year is only $175 