1. Preparing for and Reacting to Bad Weather Presented to:
Winterization
Preparing for and Reacting to Bad Weather
Presented to:

2. Today’s Agenda Insurance Provider Property Manager Legal Council
Four Perspectives
Insurance Provider
Property Manager
Legal Council
Homeowner

3. Insurance Perspective
Assessing your community
Loss history
Heat endorsement
Importance of being proactive
HO-6 Name Peril Policy vs. HO-6 All Risk

4. Property Management Perspective
Preparation
Inspections
Crisis management
Vendor relationships
Contact lists

5. Property Management Perspective
Communication
Homeowner reminders
$5K Annual deductible notice
Social media

6. Homeowner Perspective
Preparation
Hose bibs and outdoor water outlets
Clean storm drains and gutters
Order snow and salt melt, check equipment
Check insulation and drafts from windows and doors

7. Homeowner Perspective
Communication
Report vacant units
Report issues to property manager
Team captain, good neighbor

8. Homeowner Perspective
Utility Disruption
Turn off water
Generator
Gas fire place
Candles

9. Potential Situations Frozen Pipes Roof Issues General Liability
Foreclosure
Common area element
Roof Issues
Collapse
Ice dam
General Liability
Slip & Fall
Snow removal logs

10. Legal Perspective Contractor Requirements Contract Review Proactive
Documentation

11. Questions?

12. Thank You!