1. 401(K) Plan Changes Edward Owen, AIF®, PPC™ Financial Advisor
9 YEARS’ EXPERIENCE

2. Today’s Discussion Introduction Change in Fiduciary Status
Fund Changes and Mapping
Conclusion
We will cover…

3. Change in Fiduciary Status and Fees
Who is a Fiduciary on the investments?
Prior to 08/01: BCF Solutions
After 08/01: BCF Solutions and Raffa Retirement Services
Fee Reduction
16 basis points (0.16%) – Participant Fees reducing from 0.97% to 0.81%

4. Fund Mapping (08/01)
American Funds Europacific Growth  Oppenheimer International Growth
Eagle Mid Cap Growth  Vanguard Mid-Cap Growth Index
Principal Equity Income  Vanguard Value Index
Principal Income  Prudential Total Return Bond
Principal MidCap Value  Vanguard Mid-Cap Growth Index
Principal High Yield  Vanguard High-Yield Corporate
See slide details
Lord Abbett Developing Growth  Vanguard Small Cap Growth Index
Lord Abbett Fundamental Equity  Principal LargeCap S&P 500 Index
Principal Bond Market Index  Vanguard Intermediate-Term Bond Index

5. Fund Mapping (08/01)
Principal Diversified Real Asset  Principal Trust Income
PIMCO Low Duration  Vanguard Short-Term Corporate Bond
Principal International Equity Index  Vanguard Developed Markets Index
Principal LargeCap Growth I  TIAA-CREF Large-Cap Growth Index
Principal Trust Target Date Funds (R4)  Principal Trust Target Date Funds (Z)
See slide details
Principal LargeCap S&P 500 Index (Sig)  Principal LargeCap S&P 500 Index (Z)
Principal MidCap S&P 400 Index (Sig)  Principal MidCap S&P 400 Index (Z)
Principal SmallCap S&P 600 Index (Sig)  Principal SmallCap S&P 600 Index (Z)
American Funds New Perspective (R3)  American Funds New Perspective (R6)

6. Fund Mapping (11/01)
Fidelity Advisor Small Cap Value (FCVTX)  Vanguard Small Cap Value Index (VSIAX)
See slide details

7. Any Questions?
Edward Owen