0. Turn DOL compliance into a competitive advantage
January 25, 2017
It’s a whole new world
Turn DOL compliance into a competitive advantage

1. Addressing key issues for the new fiduciary world
New expectations
New practices
New rules and requirements
And new opportunities
Today’s conversation:
Current situation
Solution sets from Broadridge

2. Broadridge: One foundation serving the industry
Broadridge provides the systems and support that enable institutions and advisors to follow the essence of the fiduciary rule:
Be loyal to investors and put their interests first at all times.
trust, loyalty, deeper relationships
operational excellence, security, confidence

3. We’ll help you solve the “mystery” of DOL compliance
Flexible solutions – customized for you, providing answers
Broadridge has a history of anticipating regulatory changes and a reputation of being first to market with solutions.

4. Rely on us to help you meet new fiduciary obligations
We understand that your priority is to your investors. Under the DOL guidelines, loyalty to your investors comes first. Turn this loyalty into action – with the help of Broadridge’s fiduciary “architecture.”

5. Validate, Communicate, Comply: Putting our fiduciary architecture to work for clients
Broadridge: Your single source for up-to-date data, workflow and customer experience solutions.
DOL Fiduciary Solutions
DOL Customer Communications
DOL Compliance Management

6. Offering solution sets
Ensure advisor recommendations meet “best interest” standards
Institutions need standardized processes and tools to…
ensure accurate, timely disclosure
help advisors recommend suitable investments
compare funds and ETFs
manage risk and protect against future litigation
Advisors need tools and efficient systems to…
easily access prospectus disclosure information
evaluate suitable funds and share classes
compare and contrast investment options and fees
capture signature and archive recommendations
Investors need…
the most current disclosure information
access to complete documentation of investment expenses, performance and fees
a clear understanding of investment recommendations
confidence in suitability of recommendations

7. Ensure “best interest” standards
DOL Fiduciary Solution Set
4 powerful screening tools add clarity to point-of-sale transactions
FundPOINT Data View – Instantly access mutual fund and ETF rules and prospectus information, updated daily from EDGAR
FundPOINT Share Class Suitability – Perform real-time share class suitability analysis, capture signature and archive recommendations
FundPOINT Fund Suitability – Compare mutual funds and ETFs in real-time to ensure best interests are disclosed and archived
FundPOINT Rollover Review – Simplify 401(k) rollovers with real-time recommendations, fee transparency, output and archival
Ensures funds and ETFs on your sell list are most suitable to recommend
Leveraging Broadridge’s “scorecard ranking” fund evaluation service, firms can assess the appropriateness of their fund lineup benchmarked against all U.S. Mutual Funds and ETFs
EDGAR-sourced data to pre-populate online forms and communications
More than 400 data points for mutual funds and ETFs
More than 140 data point for variable products (VA, VL, VUL)
Industry’s first 100% EDGAR-sourced data solution for mutual funds
Industry’s first tool to help assess the appropriate share class for investors

8. Offering solution sets
Deliver required disclosures and contracts – efficiently and cost-effectively
Institutions need an enterprise system to…
manage, personalize, send, track and archive the right disclosures – at the right time
send large amounts of documents (e.g., multiple BICs to correct clients – and archive the delivery)
Advisors need a point-of- sale system that…
ensures proper disclosures, notifications and other required communications are sent quickly in response to investor requests
automatically archives all advisor communications in their original form
Investors need…
notifications, recommendations and disclosures explaining that their institution and advisors acted with a fiduciary standard of care
assurance that all advice offered is not conflicted, and is made with the investors’ best interest at heart

9. Create, deliver, archive
DOL Customer Communications Solution Set efficiently delivers required disclosures and contracts
Create and deliver communications
Data-driven platform for timely composition, delivery and version control for:
Fiduciary Letter-Notices / Best Interest Contract / Transactional Disclosures
Deliver complex, personalized, time-sensitive content: print and digital
Point-of-Sale Disclosure / Website / On-Demand Disclosure
Statutory and Summary Prospectuses
Mutual Funds & ETFs
401(k) to IRA Rollovers
Variable Annuities
Respond quickly to ad hoc requests
Maintain website for investors to access all docs
Multi-channel delivery, postage savings, tracking management and signature capture
Archive – secure, automated
Secure document archival / Comprehensive report mining
Broadridge communications reach 75% of North American households. We send more than 4 billion multi-channel communications   on behalf of our clients annually.

10. Offering solution sets
Continuously manage and mitigate risk
Institutions need to know they can…
manage new compliance risks
achieve accuracy and transparency in fees and compensation
continuously monitor operations to mitigate risk
equalize payments to advisors and minimize conflicts of interest
Advisors need to know they have…
systems in place that help them avoid potential conflicts
the right tools to ensure their compensation complies with DOL rules
Investors need to know…
their institution and advisors will always act in their best interests
the fees they pay are fair and all costs are transparent

11. Monitor, mitigate risk
DOL Compliance Management Solution Set Obtain data and controls to manage Day 1 and ongoing DOL compliance
Achieve accuracy and transparency in fees and compensation with multiple solutions
Calculate, reconcile, allocate, and process payments to advisors and fees charged to clients
Implement new compensation structures for advisors based on compliance rules (e.g., “levelize” payments)
Ensure payments don’t create conflicts of interest for advisors
Mutual fund trade processing and custody
Level compensation service
Aggregate data to drive compliance
Aggregate and reconcile account holdings data across internal and external systems, including held away assets
Leverage existing data feeds with hundreds of financial institutions
Broadridge has SEC-approved retention and archival solutions.

12. Since 1962, Broadridge has grown to be a valuable partner for the world’s leading financial institutions and corporate issuers — handling millions of trades involving trillions of dollars every day and more than one billion investor communications per year.