1. Strategic development program16

2. The bank today Registered name: Type of ownership : Shareholders: -
InFinBank JSCB
Joint-stock commercial bank
Legal persons – 66,41%
Natural persons
– 33,59%
Assets:
Aggregate capital:
Number of employees: Number of customers: -
mln. soums
mln. soums, (including Statutory capital mln. soums).
812
- Legal persons and individual entrepreneurs– 9 566
- Natural persons –
External auditor:
Ratings :
- PriceWoterhouse Coopers (international)
- B3 / NP with the prognosis “Stable” – Moody’s Investors service
(international);
- UzA with the prognosis «Positive» – «Ahbor rating» МRК
(national).
Point of sale of services:
- Head office (ОPЕRU);
- 4 branches in Tashkent and the Tashkent region;
- 10 branches in the regions (in large regional centers) 2

3. Corporate governance
Corporate governance is a system of relationships between the Bank's management bodies (General Meeting, The Board of the Bank, the Management Board and the Bank's Committees) which acts as a mechanism for determining the goals and objectives of the Bank and monitoring of their achievement and performance.
General Meeting
Auditing Commission
Audit Committee
Internal Audit Department
The Board of the Bank
Советники Консультанты
Risks Supervisory Committee
Counsellors consultants ,
The Management Board of the Bank
Chairman of Board of the Bank
Crediting Committee
Assets and Losses Management Comitee
iIvestment Committee 3

4. Strategic goals
The bank's strategic goal is to achieve the leading positions among medium-sized banks in Uzbekistan, to firm up as a universal bank with stable competitive positions.
In order to fully achieve the strategic goal, the reporting period for the realization of which is assigned to , the Bank ensures the achievement of complementary key objectives:
- Assuring the positive dynamics of the Bank's market position and fixing it to the level:
the leading position among medium-sized banks in terms of range activity;
leading positions in performance indicators.
- Attraction of direct foreign investments into the share capital of the Bank with a share of foreign investors at the minimum proportion of 25%.
- Formation of the necessary regulatory framework for effective functioning of the corporate governance system and orderly assuming of relevant measures for its practical implementation.
- Introduction and development of methods of modern marketing and PR - formation of the bank's image, public relations systems, marketing strategies in compliance with the Bank's strategic goals.
- Reasonable application of the cost-cutting strategy in relation to the level of services quality.
- Increase in the resource base by expanding the structure and funding tools, as well as attracting resource- intensive customers.
- Improvement of the Bank's management by involving highly qualified banking professionals, as well as training the Bank's management in modern management technologies.
- Improvement of risk assessment and management systems, internal audit and internal control.
- Further improvement of the methods of work with the personnel - teamwork, corporate culture, motivation, middle management training. 7

5. Tools for achieving strategic goals
Achievement of the Bank's strategic goals is based on effective implementation of the management tools with their own development models elaborated for each of them:
Planning and control system
Business process management system
Human Resources Management System (including motivating system), and the organizational structure
Quality management system ISO 9001:2015
Document management system
Marketing management system
Risk management system
Project management system 5

6. Expected outcomes of the implementation of the strategic program
After the expiry of 5 years of the strategic development period, the Bank is expected to show the growth of the main business indicators at the level: ,
Assets times
Сredit portfolio -
4,0 раза
Capital-
5,8 раза
The number of branches will be brought to 21
The number of corporate clients times, up to 31 thousand
The number of clients represented by natural person times, up to 750 thousand. 6

7. InFinBank joint-stock commercial bank Address: 1 Taras Shevchenko St.,
the Republic of Uzbekistan,
Phone number: +998 (71)
Fax: +998 (71) 7