1. DEATH CUM RETIREMENT BENEFIT SCHEME FOR THE STATE GOVERNMENT EMPLOYEES

2. NAME OF THE SCHEME :
THE WEST BENGAL SERVICES (DEATH CUM RETIREMENT BENEFITS) RULE, 1971
DATE OF EFFECT :
INTRODUCED VIDE NO F DT
APPLICATION :
THESE RULES SHALL APPLY TO ALL
GOVT. SERVANTS EXCEPT
DAILY RATED WORKERS
NOT IN WHOLETIME EMPLOYMENT
MEMBERS OF ALL INDIA SERVICES
MEMBERS OF W.B. HIGHER JUDICIAL SERVICES
PERSONS FOR WHOM SPECIAL PROVISIONS HAVE BEEN MADE

3. PENSION SANCTIONING AUTHORITY :
TYPES OF PENSIONS :
COMPENSATION PENSION(RULE 38 OF DCRB RULES 1971)
INVALID PENSION (RULE 48)
SUPERANNUATION PENSION( RULE 57)
RETIRING PENSION (RULE 58)
PENSION SANCTIONING AUTHORITY :
HEAD OF OFFICE. IN CASE OF CONSTITUENT SERVICES PENSION MAY BE SANCTIONED BY CADRE CONTROLLING AUTHORITY OR BY HEAD OF OFFICE ACCORDING TO CHOICE OF THE RETIRING EMPLOYEE.

4. QUALIFYING SERVICE :
QUALIFYING SERVICES IN COUNTED IN SIX MONTHLY UNITS
PERIOD OF 3 MONTHS AND ABOVE IS TREATED AS 6 MONTHLY UNIT
MINIMUM QUALIFYING SERVICE REQUIRED FOR SERVICE IS 10 YEARS
FULL PENSION IS ADMISSIBLE WHEN Q. SERVICE IS 20 YEARS OR ABOVE
SERVICE AS PROBATIONER QUALIFIES BUT APPRENTICE
RESIGNATION/REMOVAL ENTAILS FORFEITURE OF PAST SERVICE

5. NON QUALIFYING SERVICE :
EXTRA-ORDINARY LEAVE PERIOD DOES NOT QUALIFY
SUSPENSION PERIOD

6. E.O.L. :
E.O.L., HOWEVER COUNTS
TOWARDS PENSION WHEN THE
SAME IS GRANTED
ON MEDICAL GROUND
FOR CIVIL COMMOTION
FOR PROSECUTION OF SCIENTIFIC AND TECHNICAL STUDIES
PERIOD OF SUSPENSION :
PERIOD OF SUSPENSION FOLLOWED BY REINSTATEMENT SHALL COUNT AS QUALIFYING SERVICE PROVIDED IT HAS BEEN TREATED AS DUTY BY THE COMPETENT AUTHORITY MAKING A SPECIFIC ORDER TO THAT EFFECT

7. EMOLUMENTS :
EMOLUMENT MEANS PAY AS
DEFINED IN RULE 5(28) OF WBSR
PART-1. IT INCLUDES THE
FOLLOWINGS:-
BASIC PAY INCLUDING GRADE PAY
SPECIAL PAY
PERSONAL PAY
ANY OTHER ITEM WHICH MAY BE DEFINED AS PAY BY THE GOVT.

8. FAMILY :
FAMILY HAS BEEN DEFINED IN TWO SEPARATE WAYS
FOR DEATH GRATUITY PURPOSE (RULE-7(1)(E)(1))
FOR FAMILY PENSION PURPOSE(RULE-7(1)(E)(2))
FOR DEATH GRATUITY FAMILY MEANS:-
WIFE/HUSBAND
SON INCLUDING STEP SON
UNMARRIED & WIDOWED DAUGHTER INCLUDING STEP DAUGHTER
BROTHER BELOW 18 YEARS OF AGE & UNMARRIED OR WIDOWED SISTER
FATHER
MOTHER

9. FAMILY :
FAMILY FOR FAMILY PENSION MEANS:
WIFE/HUSBAND
MINOR SONS INCLUDING ADOPTED SONS/UNMARRIED DAUGHTER INCLUDING ADOPTED DAUGHTER ACCORDING TO AGE
DEPENDENT PARENTS

10. SPECIAL POINTS:-
MINOR SONS & UNMARRIED MINOR DAUGHTER WILL GET FAMILY PENSION UPTO 25 YEARS OF AGE/ MARRIAGE IN CASE OF UNMARRIED DAUGHTER
PARENTS WHOSE MONTHLY INCOME IS UPTO 3500/- P.M. ARE TREATED AS DEPENDENT AND WILL GET FAMILY PENSION UPTO DEATH
IN TERMS OF G.O. NO. 620-F (PEN) DT , FAMILY PENSION SHALL BE EXTENDED TO WIDOWED/ DIVORCED DAUGHTER OF STATE GOVT. EMPLOYEES EVEN AFTER ATTAINING AGE OF 25 YEARS TILL REMARRIAGE PROVIDED INCOME IS UPTO 3500/-

11. FAMILY PEN(CONTD) :
FAMILY PENSION IS ADMISSIBLE FOR LIFE TO SON OR DAUGHTER WHO IS PHYSICALLY CRIPPLED OR DISABLED SO AS TO RENDER HIM/HER UNABLE TO EARN A LIVING. RULE 104A MODIFIED VIDE G.O. NO. 839-F DT AND FURTHER AMENDED VIDE 550-F DT
IN TERM OF G.O. NO. 138-F (PEN) DT FAMILY PENSION SHALL BE EXTENDED TO UNMARRIED DAUGHTER OF STATE GOVT. EMPLOYEE/PENSIONERS EVEN AFTER ATTAINING AGE OF 25 YEARS TILL REMARRIAGE OR DEATH PROVIDED THAT HIS/HER INCOME IS UPTO RS. 3500/-

12. FAMILY PENSION :
F. PENSION SHALL BE SANCTIONED
IN FOLLOWING ORDER
WIFE/HUSBAND
MINOR CHILDREN
PHYSICALLY HANDICAPPED SON/DAUGHTER
WIDOWED/DIVORCED/UNMARRIED DAUGHTER ABOVE 25 YR.
DEPENDENT MOTHER
DEPENDENT FATHER

13. RATE OF PENSION :
50% OF LAST PAY X 6 MONTHLY UNITS OF Q. SERVICE (MAX. 40) 40 40
MINIMUM BASIC PENSION-RS P.M.
MAXIMUM BASIC PENSION-RS P.M.
RATE OF FAMILY PENSION : 30% OF LAST PAY DRAWN
MINIMUM F.P.-RS.3300/- P.M.
MAXIMUM F.P.-RS.21000/- P.M.

14. ENHANCED FAMILY PENSION :
ADMISSIBLE FOR A PERIOD OF 7 YEARS OR 67 YEARS OF AGE WHICHEVER IS EARLIER
PROVIDED AT LEAST 7 YEARS SERVICE WAS PUT IN BY THE DECEASED EMPLOYEE

15. RATE OF ENHANCED FAMILY PENSION :
A. DEATH WHILE IN SERVICE:-
LEAST OF THE FOLLOWINGS:-
i) 50% OF LAST BASIC PAY
ii) TWICE THE AMOUNT OF
NORMAL FAMILY PENSION
B. DEATH AFTER RETIREMENT
LEAST OF FOLLOWING TWO ALTERNATIVES
i) AMOUNT OF PENSION
ii) TWICE THE AMOUNT OF NFP
IN NO CASE EPF WILL BE LESS THAN NFP

16. ADDITIONAL PENSION:-RECENTLY INTRODUCED ASPER ROPA,2009
AGE OF PENSIONS/ FAMILY PENSION
ADDITIONAL PENSION/ FAMILY PENSION
FROM 80 YEARS TO LESS THAN 85 YEARS
20% OF BASIC PENSION/ F. PEN
B. FROM 85 YEARS TO LESS THAN 90 YEARS
30% OF BASIC PENSION/ F. PEN
C. FROM 90 YEARS TO LESS THAN 95 YEARS
40% OF BASIC PENSION/ F. PEN
D. FROM 95 YEARS TO LESS THAN 100 YEARS
50% OF BASIC PENSION/ F. PEN
E. 100 YEARS OR MORE
100% OF BASIC PENSION/ F. PEN

17. CONDITIONS FOR PENSION RULE-18 :
1. THE SERVICE MUST BE UNDER GOVT.
2. THE EMPLOYMENT MUST BE
a. OF PERMANENT OR QUASI
PERMANENT STATUS OR
b. SUBSTANTIVE OR PERMANENT
3. THE SERVICE MUST BE PAID BY GOVT. ON WHOLE TIME BASIS

18. RATE OF RETIRING GRATUITY
A WHEN Q. SERVICE IS LESS THAN 10 YEARS
GRATUITY= PAY+DA LAST DRAWN X 6 MONTHLY UNITS OF Q.S. 2
B Q. SERVICE - 10 YEARS OR MORE
PAY+DA LAST DRAWN X 6 MONTHLY UNITS OF Q.SERVICE(MAX-66) 4
MAXIMUM GRATUITY - RS.600,000/-

19. DEATH GRATUITY WHILE IN SERVICE
1. Q.S.-LESS THAN 1 YR
2 X PAY+ DA LAST DRAWN
2. Q.S.-1 YR OR MORE BUT LESS
THAN 5 YR
6 X PAY+ DA LAST DRAWN
3. Q.S.-5 YR TO LESS THAN 20 YR
12 X PAY+ DA LAST DRAWN
PAY+DA LAST DRAWN X Q.S. IN SIX MONTHLY UNIT
4. Q.S.-20YR AND MORE 2
PROV. PENSION
100% OF ADMISSIBLE PENSION FOR 12 MONTHS MAY BE SANCTIONED BY PSA
100% OF ADMISSIBLE GRATUITY LESS 10% OR RS.1000/- WHICHEVER IS LESS

20. NOMINATION
FOR DEATH GRATUITY
MAY NOMINATE ONE OR MORE FAMILY MEMBERS OR OTHER PERSONS IF NO FAMILY MEMBERS EXISTS
LTA DO
LTA NOMINEE IS ENTITLED TO GET UNPAID DCRG, CVP
LTA PENSION AFTER DEATH

21. COMMUTATION OF PENSION
ON RETIREMENT GOVT. EMPLOYEE MAY COMMUTE UPTO 40% OF BASIC PENSION
TO APPLY 24 MONTHS AHEAD OF RETIREMENT TO 1 YEAR AFTER RETIREMENT
MAY APPLY IN FORM-A OVER YEAR AFTER RETIREMENT
COMMUTED VALUE OF RE. 1 AT 61 YEAR RATE IS RS
BASIC PENSION IS REDUCED AFTER PAYMENT. BUT RELIEF IS PAID ON FULL PENSION
AMOUNT COMMUTED IS RESTORED 15 YEAR AFTER RETIREMENT

22. FUNCTIONS OF HEAD OF THE OFFICE
SCHEME FOR PAYMENT OF PENSION ON THE DATE OF RETIREMENT ON SUPERANNUATION
FUNCTIONS OF HEAD OF THE OFFICE
BEFORE RETIREMENT:
TO ISSUE NOTICE TO THE RETIRING EMPLOYEE 2 YEARS BEFORE RETIREMENT ENCLOSING THE FOLLOWING WITH DIRECTION TO SUBMIT THE SAME 1 YAER PRIOR TO THE DATE OF RETIREMENT
FORM-“5” (FORMAL APPLICATION FOR PENSION)
FORM-“C” (FORM FOR COMMUNICATION OF PENSION)
FORM OF L.T.A. OF PENSION
FORM FOR THE DRAWAL OF PENSION THROUGH PUBLIC SECTOR BANK

23. FUNCTIONS OF HEAD OF THE OFFICE
SCHEME FOR PAYMENT OF PENSION ON THE DATE OF RETIREMENT ON SUPERANNUATION
FUNCTIONS OF HEAD OF THE OFFICE
TO PREPARE THE PENSION CASE IN “SINGLE COMPROHENSIVE FORM” ON RECEIPT OF THE SAID FORMS AND SEND IT TO THE PRINCIPAL A.G.(A&E) W.B. ALONG WITH L.P.C., CALCULATION OF PEN. & GRAT. 6 MONTH PRIOR RETIREMENT
TO ISSUE REPLY PROMPTLY REGARDING OBSERBVATION (IF ANY) MADE BY THE PRINCIPAL A.G. (A&E) W.B.
TO DRAW BILL FOR GRAT & C.V.P FROM TRY/CAL PAO ON RECEIPT OF AUTHORITY FROM THE PRINCIPAL A.G.(A&E) W.B.

24. ON THE DATE OF RETIREMENT
TO HANDOVER THE FOLLOWING TO THE RETIRING GOVT. EMPLOYEE
CHEEQUES FOR GRAT. & C.V.P.
A CERTIFICATE TO THE EFFFECT THAT NO PROVISIONAL PENSION HAS BEEN AUTHORISED
A CERTIFICATE MENTIONING THE AMOUNT PAID ON ACCOUNT OF GRAT. & C.V.P & THE DATE OF SUCH PAYMENTS
A NO LIABILITY CERTIFICATE
PENSIONER’S COPY OF INTIMATIOON LETTER RECEIVED FROM THE PRINCIPAL A.G.(A&E) W.B. REGARDING ISSUE OF P.P.O.

25. FUNCTIONS OF A.G.(A&E) W.B.
TO CHECK THE PENSION PAPERS RECEIVED FROM THE H.O. & ISSSUE THE FOLLOWING
IF THE FILE IS NOT O.K.
OBJECTION MEMO TO THEH.O.
IF FILE IS O.K.
P.P.O. (BOTH HALVES) TO THE PENSION DISBURSING OFFICER
PENSINER’S COPY OF INTIMATION LETTER REGARDING ISSUE
OF P.P.O
AUTHORITY FOR PAYMENT OF GRAT. & C.V.P

26. FUNCTIONS OF EMPLOYEE
BEFORE RETIREMENT
TO SUBMIT THE PAPERS ALL THE PAPERS RECEIVED FROM H.O. DULY FILLED IN ALONGWITH JOINT/SINGLE PHOTOGRAPH & OTHER REQUIRED DOCUMENTS ONE YEAR BEFORE RETIREMENT
AFTER RETIREMENT
TO APPEAR BEFORE THE PENSION DISBURSING OFFICER (PUBLIC SECTOR BANKS IN KOLKATA/TREASURY IN THE DISTRICTS) AS CHOSEN BY HIM EARLIER
TO SUBMIT THE INTIMATION LETTER & CERTIFICATE ISSUED BY THE H.O. TO THE P.D.O.

27. FUNCTIONS OF EMPLOYEE
FUNCTION OF P.D.O
TO COMPLETE THE FORMALITIES & START PAYMENT OF PENSION AFTER DEDUCTING/ADJUSTING COMMUTED PORTION OF PENSION/PROVISIONAL PENSION (IF ANY), AFTER APPEARANCE OF THE PENSIONER & SUBMISSION OF REQUIRED DOCUMENTS BY THE PENSIONER

28. FUNCTIONS OF FAMILY PENSIONER FUNCTIONS OF HEAD OF THE OFFICE
TO APPLY TO THE H.O. ALONG WITH CERTIFICATE OF DEATH OF THE GOVT. EMPLOYEE FOR SANCTION OF FAMILY PENSION & DEATH GRATUITY
TO APPEAR BEFORE THE P.D.O. AFTER RECEIPT OF REQUIRED PAPERS FOR FAMILY PENSION FROM THE PRINCIPAL A.G. (A&E) W.B. & HEAD OF THE OFFICE
FUNCTIONS OF HEAD OF THE OFFICE
TO SEND PENSION PAPERS TO THE PRINCIPAL A.G. (A&E) W.B. FOR ISSUANCE OF F.P.P.O
TO REPLY PROMPTLY ANY AUDIT OBSERVATION RECEIVED FROM THE PRINCIPAL A.G. (A&E) W.B.

29. FUNCTIONS OF AG(A&E) W,B.
TO CHECK THE PENSION PAPERS RECEIVED FROM THE H.O. & ISSUE THE FOLLOWING
IF THE FILE IS NOT O.K.,
OBJECTION MEMO TO THE H.O.
2) IF FILE IS O.K.
F.P.P.O. (BOTH HALVES) TO THE PENSION DISBURSING
OFFICER PENSIONER’S COPY OF INTIMATION LETTER
REGARDING ISSUE OF F.P.P.O & AUTHORITY
FOR PAYMENT OF DEATH GRATUITY
FUNCTIONS OF P.D.O.
TO COMPLETE THE FORMALITIES & START PAYMENT OF FAMILY PENSION AFTER APPEARANCE & SUBMISSION OF REQUIRED DOCUMENTS BY THE PENSIONER

30. THANK YOU