1. Inheritance tax – How could it affect you?

2. Harnessing the full client lifecycle IFA activities shown in black; Accountant activities shown in red / Solicitors in blue
Buy first house
Get married
Have family
Move house
Change jobs
Own a business
Receive inheritance
RETIRE
Later life
IHT & estate planning
Self Assessment
Review trusts
Mortgage/ repayment advice Conveyancing
Spousal tax-planning
Write Wills
Set up children’s investments & CTFs
Family tax planning
Review Wills Set up trusts
Capital Gains
Probate
Protection
Tax planning, Book Keeping, Payroll & self assessment
Review Wills Review trusts
Re-finance Income tax planning
Conveyancing
Long-term care
Income Tax mgt Equity release
So let’s now look at the benefits of IFAs and Accountants working together on behalf of clients.
The nature of their respective areas of expertise mean that Accountants and IFAs tend to have quite different relationships with their client
Financial planning, on the other hand, is ongoing: a skilled and trusted IFA can create a deep relationship that encourages continuous contact year after year in order to achieve the best outcome for the client
By teaming up with an IFA, an accountant can potentially complement the IFA and tap into more of these ‘touch points’ and hopefully ensure they are at ‘front of mind’ for more events in a client’s life
Lump sum investment
Family cover
Client asset value
Regular savings pension
School fees planning
Arrange SIPP
Pension maximisation consolidation
Pension de-risking
Income drawdown
Annuity purchase
Annual portfolio review
Annual ISA purchase
Annual ISA purchase
Annual ISA purchase
Annual ISA purchase
Annual ISA purchase
Annual ISA purchase 20 30 40 50 60 70 80
Client age

3. The client financial journey

4. Focused on the client needs

5. Disclaimer
The opinions expressed herein are those of Prosperity Financial Advisors & Stockbrokers
and are subject to change. This presentation has been developed with our current
understanding of the industry and it’s regulation.
The content of this presentation should not be considered to be advise and independent
financial advice should be sought before taking any action.
Prosperity Financial Advisors & Stockbrokers is a trading name of Prosperity Independent
Financial Advisors & Stockbrokers Ltd. Prosperity Independent Financial Advisors &
Stockbrokers Ltd are authorised and regulated by the Financial Conduct Authority (507580).

6. Thank you