1. Business Development Timetable What Phase is your company in?
Phase I - Start-up & Survival
Group Medical Plan
Basic Group Life Insurance
Business Loan Protection
Business Continuation Plan
Phase II - Growth & Expansion
Key Management Insurance
Salary Continuation Plans
Executive Carve-out Plans
Profit Sharing/401(k) Plan
Phase III - Growth & Maturity
Executive Bonus Plans
Selective Incentive Plans
Stock Options
Phase IV - Transfer of Control
Business Continuity Planning
Business Transfer Planning
Merger, Acquisition, or Going Public
Advanced Estate Planning
Business Development Timetable
What Phase is your company in?
The Business of Business
Business Planning Strategies for Managing Owners
Protect Assets, Grow Wealth, Live Well.
Harnessing the Earnings Power of Your Enterprise to insure Business Continuity and Create Personal Wealth.
MEDWealth
Advisors TM
Turtle Creek Financial Group is certified by the Texas State Board of Public Accountancy as Continuing Professional Education(CPE) Sponsor ID#
Turtle Creek Financial Group
3131 Turtle Creek Blvd.
Suite 600
Dallas, Texas 75219
723 S. I-35 E.
Suite 124
Denton, TX
PROTECT ASSETS, GROW WEALTH , LIVE WELL

2. OUR PHILOSOPHY
At Turtle Creek Financial Group we understand that your business is often your greatest asset and your greatest wealth opportunity.
You have invested in training and education and you have accepted the responsibilities of an entrepreneur.
You sign leases and bank notes, pay mortgages, liability insurance, utilities and meet payroll You do all that is involved in dealing with your products or services and customers. You do all this to provide a lifestyle and a future for you and your family.
Many owners expect to sell the business as a means of funding their retirement. Unfortunately many are disappointed to learn that their business value is heavily weighted towards “Goodwill,” or “the Man is the Company.”
There is often difficulty in finding a buyer for a business that may simply close after the owner retires or expires, allowing competitors to directly market to former customers.
Turtle Creek Financial Group helps Managing Owners harness the cash flow and the capital their business provides in order to meet their personal long-term objectives.
Key Employees are often the Back Bone of a successful Business. The loss of whom can have a devastating effect on profitability. We work closely with Managing Owners to assist in the implement of solutions to these pressing concerns. We facilitate plans designed to;
Retain, Motivate & Reward
Key Employees on a Selective Basis at the discretion of the Employer.
At Turtle Creek Financial Group we are in the Business of Business.
What is the Business of Business? In a word - Money.
Often Managing Owners are too caught up working in their business to step back and work on their business.
Managing Owners run the risk of “The Business” becoming an end unto itself, instead of a means to an end – personal success.
We assist in implementing strategies to assure the focus stays clear – harnessing the earnings power of the enterprise to create personal, long term financial success for you, your family and your key people.
Money to facilitate the transfer of ownership from one generation to the next.
Money to reward key people and insure their continuing commitment to your enterprise.
Money to buy out the interest of a shareholder that retires or dies prematurely.
Money to cushion the loss of productivity and revenue associated with the loss of a key employee to a competitor, retirement or death.
Most importantly, Money to allow you to retire from your business when and how you choose regardless of it’s current value, the business climate or National Economy.
At Turtle Creek Financial Group our business is providing clients with cash at critical points; delivered by the most secure and efficient means with a minimum of income tax erosion, legal or government interference.
Business Continuity Key Employee Plans Buy/Sell Solutions
Executive Compensation LIFPro IRC Section 162 Executive Bonus
Personal Planning Retirement Estate Planning
Overhead
Rent/Mortgage Utilities Payroll Payroll Tax Major Medical Dental LTD, etc.
Operation
Materials Supplies Marketing Advertising Inventory, etc.
Enterprise
Entrepreneur
ERISA Qualified Plans (k) Plans (b)/457 Plans Cash Balance Plans
Economic Planning for Managing Owners
The major obstacles to developing personal usable wealth for entrepreneurs may be categorized into several areas;
Federal & State Regulation
Non-discrimination Codes
Confiscatory Taxation
Management Risk
Creditor Risk, or Legal Liability
Inefficient Distribution Planning
We organize Managing Owner Economic Planning into four key areas;
Business Continuity
Personal Planning
Selective Executive Compensation
ERISA Qualified Plans