1. Financial Institution
a business that provides money-related services

2. JA BizTown!™ Bank Account Application

3. Checking Account
an account that allows the owner to write checks against deposited money

4. Debit Card
cards that allow customers to electronically and immediately withdraw funds from their accounts

5. Savings Account
an account used to hold money that is not needed right away

6. Loan
an amount of money borrowed by someone that must be repaid, usually with interest

7. Interest
a fee received for the use of money

8. Credit Card
A card that allows the holder to buy goods and services, taking out a bank loan for the purchases.

9. checks
written orders to a bank to pay a certain amount of money from a checking account to another person or business

10. deposit tickets
written records of money put into a checking account

11. check register
a booklet for recording the money that is put in(deposited) or removed(withdrawn) from the checking account

12. net deposit
the amount of money deposited into an account minus any cash received

13. endorse
to write a signature on the back of a check

14. Compound Interest
Transparency 2-7
The Rule of 72
How much will your money grow with compound interest?
Use the Rule of 72.
Divide the number 72 by an interest rate to determine
how many years it will take to double your money.
Example: The JA BizTown bank pays 5% interest on your
savings account. 72 ÷ 5 = 14.4 years for your money to double
Based on the Rule of 72.
1. If the bank offered 2% interest, your money will double in 36years. 72 ÷ 2 = 36
2. If the bank offered 4% interest, your money will double in 18years. 72 ÷ 4 = 18
3. If the bank offered 12% interest, your money will double in 6 years. 72 ÷ 12 = 6
Save early and seek the highest interest rate you can!
Citizen Alert!
Albert Einstein is credited
with discovering
the mathematical rule of 72!
The interest a person earns on today’s money that will compound (add) to the amount of money (savings) that will earn interest later.

15. Interests things a person likes to do

16. Career Types People
These jobs involve working with people most of the time. People who enjoy counseling, teaching, helping those in need, and/or managing others would enjoy jobs in the People Career Type.

17. Career Types Ideas
These jobs involve coming up with new ideas and/or thinking about solutions to complex problems. People who enjoy doing science experiments, inventing new things, or coming up with new ways to sell a good or service would enjoy jobs in the Ideas Career Type.

18. Career Types Data
These jobs involve working with numbers and information. People who enjoy solving math problems, as well as
working with and gathering information, would like jobs in this Career Type

19. Career Types Things
These jobs involve working with things, such as machines and tools. People who enjoy making or building things, fixing things that are broken, and/or working outdoors would like jobs of this Career Type.

20. Skills
developed abilities a person does well

21. Employer a person or business that hires one or more people, usually for a salary

22. Employee A person who works for an employer.

23. Soft Skills
Skills that represent the way employees act on the job, such as being punctual, treating customers with kindness, working as a team, and dressing appropriately.

24. Teamwork  
The cooperative efforts by members of a group to achieve the same overall goal.

25. Negotiation
The process of two or more people, who may disagree at first, working together to solve a problem.

26. Conflict Resolution the process of resolving a dispute or disagreement.

27. Innovative Solutions
Creative ideas for solving problems that are put to use.

28. Entrepreneur
An innovator; one who recognizes opportunities and organizes resources to take advantage of them.

29. Job Application
a form that is completed by people applying for a job.

30. Résumé
A summary of a person’s work and school experiences to help employers hire the best person for a job.
FirstName LastName Your Address, Encinitas, CA home: cell:
Education Ocean Knoll Elementary, Encinitas, California
Experience Pet Sitter Present • Provide pet sitting services including dog walking, feeding and yard care. Child Care Present • Provide child care for several families after school, weekends and during school vacations.
Achievements
• National Honor Society: 2004, 2005, 2006
• Academic Honor Roll:
Volunteer Experience
• Big Brother / Big Sisters
• Arlington Literacy Program
• Run for Life
Interests / Activities
• Member of Arlington High School Tennis Team
• Girl Scout
• Piano
Computer Skills
• Proficient with Microsoft Word, Excel, and PowerPoint, and Internet

31. Ethics
The standards that help determine what is good, right and proper.

32. Job Interview
A discussion (usually face-to-face) to determine whether an applicant is suitable for a job.

33. Applicant  
A person who requests or seeks something such as a job

34. Citations Slide 1 vffcu.org Slide 2: JA BizTown™ Transparentcy
Slide 3: iamtonyhsieh.com
Slide 4: bryanking.net
Slide 5 creditandcash.org
Slide 6 perlmortgage.com
Slide 7 thetruthaboutcars.com
Slide 8 candyaddict.com
Slide 9 usachecks.com
Slide 10prosynergy.org
Slide 11 prosynergy.org
Slide 12: wikihow.com
Slide 13
Slide 14 JA BizTown™ Transparentcy 2-7
Slide 15 michellehenry.fr
Slide JA BizTown™ Transparentcy 3-1; writteninc.com; c
ci-inspection.com; cumminsallison.com; channel.nationalgeographic.com
Slide 20 hubpages.com
Slide 21: spsu.edu; masternewmedia.org
Slide 22: 8asians.com; gmj.gallup.com
Slide 23: marcmine.com
Slide 24 : toastmasters.org
Slide 25 globalhighered.wordpress.com:
Slide 26 agiacalonephd-engineer-consult.co; premierebusinessconsultants.com
Slide27: comverging.com
Slide 28laroccoforsenate.com:
Slide 29; JA BizTown™ Transparentcy
Slide 30: bmcgrath.wordpress.eusd.net/category/ja-biztown/
Slide 32: pitt.edu
Slide 33 thecampussocialite.com
Slide 34: 123rf.com