1. 1 Tim 6:10
“For the love of money is a root of all sorts of evil, and some by longing for it have wandered away from the faith.”

3. A Lesson About Stewardship & Borrowing
Christian Credit
A Lesson About Stewardship
& Borrowing

4. A Serious Subject
Some Estimate That Close To ½ Of The Nation’s Divorces are Due To Differences On How To Handle A Family’s Money.
Poor Money Management Decisions Can Ruin A Person’s Joy and Happiness Quickly.
Credit Is One of the Most Deceptive Ways To Get Into Financial Trouble.

6. 1 Tim. 6:9-10
9 “But those who want to get rich fall into temptation and a snare and many foolish and harmful desires which plunge men into ruin and destruction.
10 For the love of money is a root of all sorts of evil, and some by longing for it have wandered away from the faith, and pierced themselves with many a pang.”
Credit Gives You The Ability To Buy Things, But That Doesn’t Mean You Can Afford Them
You Enjoy What You Have Bought Now, But In A Month You Might Not Enjoy It As Much

7. Bloomberg Report
About 35 percent of those aged 25 to 50 with credit cards are “convenience users,” who pay off their balances each month.
The majority, whom researchers call “revolvers,” carry debt forward from month to month and usually pay high interest charges in the process.
Between ages 20 and 30, Americans rush to embrace credit-card debt. Their credit-card limits jump about 450 percent in that time, while their debt rises almost as quickly, by more than 300 percent.

8. Can Christians Buy On Credit?
Rom 13:8
“Owe nothing to anyone except to love one another; for he who loves his neighbor has fulfilled the law.”

9. The Bible Exposition Commentary
“The Bible does not forbid borrowing or legal financial transactions that involve interest. What the Bible does forbid is the charging of high interest, robbing the brethren, and failing to pay honest debts.”

10. Even Israel Was Allowed To Charge Interest Dt. 23:20
“You may charge interest to a foreigner, but to your countryman you shall not charge interest…”

11. The Bible Does Not Condemn Borrowing, But It Does Condemn Covetousness and Discontentment
Luke 12:15
“And He said to them, ‘Beware, and be on your guard against every form of greed; for not even when one has an abundance does his life consist of his possessions.’”
The Eye of the Camel
Mt. 19:24
The Rich Fool
Luke 12:16
The Rich Young Ruler
Lk. 18:18

12. The Bible Does Not Condemn Borrowing, But It Does Condemn Covetousness and Discontentment
“Let your character be free from the love of money, being content with what you have; for He Himself has said, ‘I will never desert you, nor will I ever forsake you,’”

13. The Bible Does Not Condemn Borrowing, But It Does Condemn Covetousness and Discontentment
Phil 4:11-13
“Not that I speak from want; for I have learned to be content in whatever circumstances I am. I know how to get along with humble means, and I also know how to live in prosperity…I can do all things through Him who strengthens me.”

14. Borrowing Is Not A Sin, But It Can Lead To It
Am I Charging It Because I Lack Self-control?
2 Pet. 1:6; 1 Cor. 9:25
Shopping Is Like Therapy For Some, “It’s Cheaper Than Seeing A Therapist.”
Do You Realize You Could Be Paying More Than What The Price Tag Says?
18-21% Financial Interest.
Prov. 28:20-22

15. Borrowing Is Not A Sin, But It Can Lead To It
Am I Paying For Something That Is Going To Depreciate Quickly?
Is It Worth Paying 20% Interest On Something That Is Going To Lose or Hold No Value?
Am I Taking Tomorrow For Granted?
James 4:13-15
One Expert Has Said That The Average American Family Operates Just 3 Weeks Away From Bankruptcy.

16. There Is One Who Has Erased All Of Our Debt
Phil 4:19
“And my God shall supply all your needs according to His riches in glory in Christ Jesus.”