1. 2017-2018 Annual Enrollment Employee Benefits
Title Slide 1b
- Sneak peek at an alternate accent color
July 1, 2017 through JUNE 30, 2018

2. 2017-2018 Douglas Unified School District Employee Benefits
What to Know

3. Annual Open Enrollment
As New Hire, you have completed your waiting period and this is your once a year opportunity to add, waive or change existing coverage, elect or decline benefits for you or your dependents.
Your effective date of benefits will begin the first of the month following your eligibility waiting period.
Annually, we have an open enrollment for changes in May to have benefits effective July 1st.
Next opportunity to make a change without a qualifying event will be May 2018 for an effective date of July 1, A qualifying event is defined as…
Marriage
Divorce/Legal Separation
Loss of other coverage
Birth/Adoption/Legal Guardianship
Federal Facilitated Market Place Open Enrollment Period
Death

4. Benefit Highlights
Medical: Coverage remains with ASBAIT / Meritain and the BCBS Network. Employees have two medical plans to choose from:
Copay Gold (Copay Platinum Plan is no longer available)
Classic Gold
District continues to pay 100% of the employee only on the Copay Gold plan
Basic Life/AD&D: Renewing with current carrier Minnesota Life and at the current benefits.
Dental: Will remain with Humana at the current benefits
Voluntary Vision: Will continue with Ameritas at the current benefits and utilizing the VSP Network.
Voluntary Life/AD&D: Renewing with current carrier Minnesota Life at higher Guarantee Issue amounts, increased dependent benefit.
Voluntary Individual Benefits: Renewing with current carrier, AFLAC: No change to the benefit offerings of;
Short Term Disability
Accident
Critical Illness
Personal Sickness (Hospital Advantage Sickness Plan)

5. Employee Benefit Website
To access the Douglas Unified Employee Benefit Website:
Go to the Douglas Unified School Districts Webpage under Human Resources
You may also access directly at:

6. Intent: Provide any additional info relevant to current prospect.
MEDICAL

7. Medical = Blue Cross/ Blue Shield
ASBAIT
ASBAIT
Medical = Blue Cross/ Blue Shield
Prescriptions = Optum
Douglas
Meritain
Name of the Trust that will provide medical insurance to Douglas
Name of company that will process Douglas Unified’ s medical claims
Name of the network Douglas will use for hospitals, physicians and prescriptions
For medical services outside of AZ utilize the Aetna network.

8. Nurse On Call
Nurse Support is a benefit free to you and your immediate family members.
They can assist in locating the physicians, facilities, and programs that can make a difference in your health status.
Nurse Support will help you understand what resources are available and how best to access those resources.
24 hours a day / 7 days a week
(800)

9. Employee Assistance Program (EAP)- Alliance Work Partners
Anger management
Legal and financial issues
Grief and bereavement
Stress management
Substance abuse
Marital difficulties
Communication skills
Managing depression and anxiety
Child and elder care resources
Parenting support
Toll Free
EAP Teen Line
TEEN (8336)
100% Confidential
1-5 short term counseling sessions per problem per year, which includes assessment, referral and crisis services.
❂ Dependents and partners residing in the employee’s household are covered.
❂ The EAP is available at no cost to the employee or family member and is completely confidential.

10. Medical Definitions Copayment:
The fixed dollar amount you must pay directly to a physician at the time certain covered services, such as prescription drugs or office visits, are received.
Deductible:
The fixed dollar amount you must pay for covered services each Calendar year before the insurance company begins to pay benefits.
Coinsurance:
Sharing, between yourself and the insurance company, of the cost of covered services.
Out-of-Pocket Maximum:
The maximum dollar amount you have to pay under the terms of the insurance company’s contract in a Calendar year for covered services.

11. Medical – Classic Gold & Copay Gold Plans

12. Medical – Classic Gold & Copay Gold Plans

13. Pharmacy– Classic Gold & Copay Gold Plans

14. Medical – Classic Silver - Retiree Plan

15. Medical – Classic Silver – Retiree Plan

16. Pharmacy– Classic Silver – Retiree Plan

17. Pharmacy Discount Card
Sign up for FREE at
Enter the Promo Code: Bagnall
Enter the requested information to register and Singlecare will mail a personalized ID card with benefit discount information to your home!
Use your computer or Smart Phone to access pharmacies in your area to find the lowest cost!
You can store your debit card or FSA card for easy payment
REMINDER: When you use the discount program the cost of your medications or services is not applied to your deductible or out of pocket maximum.
See the “Discount Program – Singlecare” tab on the employee benefit website for more information
Excellent to use when:
Your medication is not covered by insurance
Insurance limits your supply
MRI or lab work discounts
Take a card for friends or family

18. Intent: Provide any additional info relevant to current prospect.
Dental

19. Dental - Humana

20. Intent: Provide any additional info relevant to current prospect.
Vision

21. Voluntary Vision

22. Intent: Provide any additional info relevant to current prospect.
Life Insurance

23. Life Insurance - Minnesota Life
District Paid Life/AD&D
Employee: Your annual salary not to exceed $150,000
You can also pay for the Basic Life benefit below (or enroll in the Voluntary Life)
Spouse: $5,000
Children up to age 26: $1,000 ($100 if 14 days – 6 months)
Voluntary/Optional Life Insurance
Employee
$10,000 increments to $500,000 maximum.
Guarantee Issue of $250,000 when you are first eligible. If you are a current employee and want to enroll or increase your amount you will need to answer medical questions and Minnesota Life will approve or deny the coverage request. Current enrolled will be given $30,000 increase without EOI if below and up to GI.
Spouse
$5,000 increments to maximum of $250,000, not to exceed 100% of employee benefit.
Guarantee issue of $50,000. For spouses of current employees who want to enroll or increase the amount of spouse coverage the spouse will need to answer medical questions and Minnesota Life will approve or deny the coverage request.
Children up to age 26
$5,000, $10,000 or $15,000. Cannot exceed employee total basic and supplemental benefit level.

24. Intent: Provide any additional info relevant to current prospect.
Individual Insurance

25. AFLAC Short Term Disability Personal Accident Plan Cancer Plan
Critical Illness
Hospital Advantage Sickness Plan
Interested?
Call Phil at

26. Intent: Provide any additional info relevant to current prospect.
Next Steps

27. Do you need to complete any paperwork???
Medical, Dental, Vision, Life & AFLAC benefits will continue based on your current elections unless you complete an enrollment form listing any changes.
Update your Beneficiary for Life Insurance
To enroll for AFLAC contact Phil at to schedule an appointment.
DEADLINE MAY 12th at 3:00 pm

28. Thank You! The information described in these materials is only intended to be a summary of your benefits. It does not describe or include all benefit provisions, limitations, exclusions, or qualifications for coverage. Please review your insurance contract and/or summary plan description for a complete explanation of your benefits. If this summary conflicts in any way with the insurance contract or summary plan description, contract provisions will prevail. Questions: Please call your Human Resources & Benefits Department Or your Benefits Consultant, Gallagher Benefits Services.
Ben Palumbo, Account Executive
Direct:
Carey Craig, Marketing Analyst
Direct:
Gallagher Benefit Services, Inc.
Main
Fax