1. APS Renewal Options Benefit Year: November 1, 2017 – October 31, 2018

2. What our are current medical plan options?
Through Kaiser Permanente, both PSE and Exempt / Excluded currently offer the following medical plans:
HMO Plan
PPO $100 deductible plan
PPO $750 deductible plan
PPO $1,500 deductible plan
Qualified High Deductible Health Plan (QHDHP) with HSA option
Lets take a look at some of the key benefits and current monthly rates of these plans...

3. Current Coverage Arlington Public Schools Medical/Rx Plans - Non-AEA
Arlington Public Schools
Medical/Rx Plans - Non-AEA
Benefit Outline and Cost Summary
Current Coverage
Network Benefit Outline
HMO
PPO $100
PPO $750
PPO $1,500
QHDHP w/ HSA
Carrier
Kaiser Permanente
Plan Type
Alliance HMO (RQ )
Access PPO (RQ )
Access QHDHP HSA (RQ )
Deductible (In/Out)
$200 (2x Family)
$100/$200 (3x Family)
$750 (2x Family)
$1,500 (3x Family)
$1,500/$3,000 (2x Family Agg.)
OOP Max incl. Deductible (In/Out)
$2,000 (2x Family)
$1,000/Unlimited (3x Family)
$3,000 (2x Family)
$4,000 (3x Family)
In: $5,100 ($6,850 Family) Out: $10,200 ($13,700 Family)
Coinsurance (In/Out)
100/0%
90/70%
80/60%
80/60% Enhanced: 90/60%
Office Visit
$15/100%
$15/100% (dw) Enhanced: $5/100% (dw)
First 4 Visits: $25/100% (dw) 5+ Visits: $0/80%
$20/80% Enhanced: $10/80%
$0/80%
Outpatient Lab/X-Ray
$0/100%
$0/90%
First $500: $0/100% (dw) $501+: $0/80%
Emergency Room
$100/100%
$75/90%
$75/80%
$100/80%
Prescription Drugs
$15/$30 (2x Mail)
In: $15/$25/$45 (2x Mail) Out: Not Covered
In: $20$45/$65 (2x Mail) Out: Not Covered
After Ded.: $10$35/$70 (2x Mail) Out: Not Covered
Preventive Care
$0/100% (dw)
$0/100% (dw); Net. Only
Monthly Rates
Non-AEA
Employee 35 34 18 12 29
811.99
926.24
758.96
607.97
533.81
Employee + Spouse 6 5 3 7
1,490.77
1,700.54
1,393.41
1,116.20
980.05
Employee + Child(ren) 17 8
1,087.82
1,240.90
1,016.78
814.50
715.15
Employee + Spouse & Child(ren) 1 2 9
1,786.95
2,038.41
1,670.25
1,337.96
1,174.77
Total Employees 58 52 30 26

4. Current Coverage Arlington Public Schools Medical/Rx Plans - Non-AEA
Arlington Public Schools
Medical/Rx Plans - Non-AEA
Benefit Outline and Cost Summary
Current Coverage
Network Benefit Outline
HMO
PPO $100
PPO $750
PPO $1,500
QHDHP w/ HSA
Carrier
Kaiser Permanente
Plan Type
Alliance HMO (RQ )
Access PPO (RQ )
Access QHDHP HSA (RQ )
Deductible (In/Out)
$200 (2x Family)
$100/$200 (3x Family)
$750 (2x Family)
$1,500 (3x Family)
$1,500/$3,000 (2x Family Agg.)
OOP Max incl. Deductible (In/Out)
$2,000 (2x Family)
$1,000/Unlimited (3x Family)
$3,000 (2x Family)
$4,000 (3x Family)
In: $5,100 ($6,850 Family) Out: $10,200 ($13,700 Family)
Coinsurance (In/Out)
100/0%
90/70%
80/60%
80/60% Enhanced: 90/60%
Office Visit
$15/100%
$15/100% (dw) Enhanced: $5/100% (dw)
First 4 Visits: $25/100% (dw) 5+ Visits: $0/80%
$20/80% Enhanced: $10/80%
$0/80%
Outpatient Lab/X-Ray
$0/100%
$0/90%
First $500: $0/100% (dw) $501+: $0/80%
Emergency Room
$100/100%
$75/90%
$75/80%
$100/80%
Prescription Drugs
$15/$30 (2x Mail)
In: $15/$25/$45 (2x Mail) Out: Not Covered
In: $20$45/$65 (2x Mail) Out: Not Covered
After Ded.: $10$35/$70 (2x Mail) Out: Not Covered
Preventive Care
$0/100% (dw)
$0/100% (dw); Net. Only
Monthly Rates
Non-AEA
Employee 35 34 18 12 29
811.99
926.24
758.96
607.97
533.81
Employee + Spouse 6 5 3 7
1,490.77
1,700.54
1,393.41
1,116.20
980.05
Employee + Child(ren) 17 8
1,087.82
1,240.90
1,016.78
814.50
715.15
Employee + Spouse & Child(ren) 1 2 9
1,786.95
2,038.41
1,670.25
1,337.96
1,174.77
Total Employees 58 52 30 26

5. Current Coverage Arlington Public Schools Medical/Rx Plans - Non-AEA
Arlington Public Schools
Medical/Rx Plans - Non-AEA
Benefit Outline and Cost Summary
Current Coverage
Network Benefit Outline
HMO
PPO $100
PPO $750
PPO $1,500
QHDHP w/ HSA
Carrier
Kaiser Permanente
Plan Type
Alliance HMO (RQ )
Access PPO (RQ )
Access QHDHP HSA (RQ )
Deductible (In/Out)
$200 (2x Family)
$100/$200 (3x Family)
$750 (2x Family)
$1,500 (3x Family)
$1,500/$3,000 (2x Family Agg.)
OOP Max incl. Deductible (In/Out)
$2,000 (2x Family)
$1,000/Unlimited (3x Family)
$3,000 (2x Family)
$4,000 (3x Family)
In: $5,100 ($6,850 Family) Out: $10,200 ($13,700 Family)
Coinsurance (In/Out)
100/0%
90/70%
80/60%
80/60% Enhanced: 90/60%
Office Visit
$15/100%
$15/100% (dw) Enhanced: $5/100% (dw)
First 4 Visits: $25/100% (dw) 5+ Visits: $0/80%
$20/80% Enhanced: $10/80%
$0/80%
Outpatient Lab/X-Ray
$0/100%
$0/90%
First $500: $0/100% (dw) $501+: $0/80%
Emergency Room
$100/100%
$75/90%
$75/80%
$100/80%
Prescription Drugs
$15/$30 (2x Mail)
In: $15/$25/$45 (2x Mail) Out: Not Covered
In: $20$45/$65 (2x Mail) Out: Not Covered
After Ded.: $10$35/$70 (2x Mail) Out: Not Covered
Preventive Care
$0/100% (dw)
$0/100% (dw); Net. Only
Monthly Rates
Non-AEA
Employee 35 34 18 12 29
811.99
926.24
758.96
607.97
533.81
Employee + Spouse 6 5 3 7
1,490.77
1,700.54
1,393.41
1,116.20
980.05
Employee + Child(ren) 17 8
1,087.82
1,240.90
1,016.78
814.50
715.15
Employee + Spouse & Child(ren) 1 2 9
1,786.95
2,038.41
1,670.25
1,337.96
1,174.77
Total Employees 58 52 30 26

6. Current Coverage Arlington Public Schools Medical/Rx Plans - Non-AEA
Arlington Public Schools
Medical/Rx Plans - Non-AEA
Benefit Outline and Cost Summary
Current Coverage
Network Benefit Outline
HMO
PPO $100
PPO $750
PPO $1,500
QHDHP w/ HSA
Carrier
Kaiser Permanente
Plan Type
Alliance HMO (RQ )
Access PPO (RQ )
Access QHDHP HSA (RQ )
Deductible (In/Out)
$200 (2x Family)
$100/$200 (3x Family)
$750 (2x Family)
$1,500 (3x Family)
$1,500/$3,000 (2x Family Agg.)
OOP Max incl. Deductible (In/Out)
$2,000 (2x Family)
$1,000/Unlimited (3x Family)
$3,000 (2x Family)
$4,000 (3x Family)
In: $5,100 ($6,850 Family) Out: $10,200 ($13,700 Family)
Coinsurance (In/Out)
100/0%
90/70%
80/60%
80/60% Enhanced: 90/60%
Office Visit
$15/100%
$15/100% (dw) Enhanced: $5/100% (dw)
First 4 Visits: $25/100% (dw) 5+ Visits: $0/80%
$20/80% Enhanced: $10/80%
$0/80%
Outpatient Lab/X-Ray
$0/100%
$0/90%
First $500: $0/100% (dw) $501+: $0/80%
Emergency Room
$100/100%
$75/90%
$75/80%
$100/80%
Prescription Drugs
$15/$30 (2x Mail)
In: $15/$25/$45 (2x Mail) Out: Not Covered
In: $20$45/$65 (2x Mail) Out: Not Covered
After Ded.: $10$35/$70 (2x Mail) Out: Not Covered
Preventive Care
$0/100% (dw)
$0/100% (dw); Net. Only
Monthly Rates
Non-AEA
Employee 35 34 18 12 29
811.99
926.24
758.96
607.97
533.81
Employee + Spouse 6 5 3 7
1,490.77
1,700.54
1,393.41
1,116.20
980.05
Employee + Child(ren) 17 8
1,087.82
1,240.90
1,016.78
814.50
715.15
Employee + Spouse & Child(ren) 1 2 9
1,786.95
2,038.41
1,670.25
1,337.96
1,174.77
Total Employees 58 52 30 26

7. Current Coverage Arlington Public Schools Medical/Rx Plans - Non-AEA
Arlington Public Schools
Medical/Rx Plans - Non-AEA
Benefit Outline and Cost Summary
Current Coverage
Network Benefit Outline
HMO
PPO $100
PPO $750
PPO $1,500
QHDHP w/ HSA
Carrier
Kaiser Permanente
Plan Type
Alliance HMO (RQ )
Access PPO (RQ )
Access QHDHP HSA (RQ )
Deductible (In/Out)
$200 (2x Family)
$100/$200 (3x Family)
$750 (2x Family)
$1,500 (3x Family)
$1,500/$3,000 (2x Family Agg.)
OOP Max incl. Deductible (In/Out)
$2,000 (2x Family)
$1,000/Unlimited (3x Family)
$3,000 (2x Family)
$4,000 (3x Family)
In: $5,100 ($6,850 Family) Out: $10,200 ($13,700 Family)
Coinsurance (In/Out)
100/0%
90/70%
80/60%
80/60% Enhanced: 90/60%
Office Visit
$15/100%
$15/100% (dw) Enhanced: $5/100% (dw)
First 4 Visits: $25/100% (dw) 5+ Visits: $0/80%
$20/80% Enhanced: $10/80%
$0/80%
Outpatient Lab/X-Ray
$0/100%
$0/90%
First $500: $0/100% (dw) $501+: $0/80%
Emergency Room
$100/100%
$75/90%
$75/80%
$100/80%
Prescription Drugs
$15/$30 (2x Mail)
In: $15/$25/$45 (2x Mail) Out: Not Covered
In: $20$45/$65 (2x Mail) Out: Not Covered
After Ded.: $10$35/$70 (2x Mail) Out: Not Covered
Preventive Care
$0/100% (dw)
$0/100% (dw); Net. Only
Monthly Rates
Non-AEA
Employee 35 34 18 12 29
811.99
926.24
758.96
607.97
533.81
Employee + Spouse 6 5 3 7
1,490.77
1,700.54
1,393.41
1,116.20
980.05
Employee + Child(ren) 17 8
1,087.82
1,240.90
1,016.78
814.50
715.15
Employee + Spouse & Child(ren) 1 2 9
1,786.95
2,038.41
1,670.25
1,337.96
1,174.77
Total Employees 58 52 30 26

8. Current Coverage Arlington Public Schools Medical/Rx Plans - Non-AEA
Arlington Public Schools
Medical/Rx Plans - Non-AEA
Benefit Outline and Cost Summary
Current Coverage
Network Benefit Outline
HMO
PPO $100
PPO $750
PPO $1,500
QHDHP w/ HSA
Carrier
Kaiser Permanente
Plan Type
Alliance HMO (RQ )
Access PPO (RQ )
Access QHDHP HSA (RQ )
Deductible (In/Out)
$200 (2x Family)
$100/$200 (3x Family)
$750 (2x Family)
$1,500 (3x Family)
$1,500/$3,000 (2x Family Agg.)
OOP Max incl. Deductible (In/Out)
$2,000 (2x Family)
$1,000/Unlimited (3x Family)
$3,000 (2x Family)
$4,000 (3x Family)
In: $5,100 ($6,850 Family) Out: $10,200 ($13,700 Family)
Coinsurance (In/Out)
100/0%
90/70%
80/60%
80/60% Enhanced: 90/60%
Office Visit
$15/100%
$15/100% (dw) Enhanced: $5/100% (dw)
First 4 Visits: $25/100% (dw) 5+ Visits: $0/80%
$20/80% Enhanced: $10/80%
$0/80%
Outpatient Lab/X-Ray
$0/100%
$0/90%
First $500: $0/100% (dw) $501+: $0/80%
Emergency Room
$100/100%
$75/90%
$75/80%
$100/80%
Prescription Drugs
$15/$30 (2x Mail)
In: $15/$25/$45 (2x Mail) Out: Not Covered
In: $20$45/$65 (2x Mail) Out: Not Covered
After Ded.: $10$35/$70 (2x Mail) Out: Not Covered
Preventive Care
$0/100% (dw)
$0/100% (dw); Net. Only
Monthly Rates
Non-AEA
Employee 35 34 18 12 29
811.99
926.24
758.96
607.97
533.81
Employee + Spouse 6 5 3 7
1,490.77
1,700.54
1,393.41
1,116.20
980.05
Employee + Child(ren) 17 8
1,087.82
1,240.90
1,016.78
814.50
715.15
Employee + Spouse & Child(ren) 1 2 9
1,786.95
2,038.41
1,670.25
1,337.96
1,174.77
Total Employees 58 52 30 26

9. 2017-2018 Medical Renewal Plan Options Arlington Public Schools (Non-AEA)
The Benefit Committee has thoroughly reviewed the current plans and is presenting two medical plan renewal options for the year:
Renew with Kaiser Permanente “as-is.”
Return to WEA (Aetna and UHC) plans and offer only a Kaiser HMO plan. 1 2

10. Renewal Choice 1
This option would renew our current medical plans “as-is.” The 2017 renewal increase for each plan is as follows:
HMO Plan
PPO $100 deductible plan
PPO $750 deductible plan
PPO $1,500 deductible plan
QHDHP with HSA option
Lets review the increase in monthly premiums for employees and their dependents with this option...
15.3%
18.0%
Overall increase of 17.2%
18.0%
18.0%
17.7%

11. Renewal Choice 1 Arlington Public Schools Medical/Rx Plans - Non-AEA
Arlington Public Schools
Medical/Rx Plans - Non-AEA
Benefit Outline and Cost Summary
Renewal Choice 1
Network Benefit Outline
HMO
PPO $100
PPO $750
PPO $1,500
QHDHP w/ HSA
Carrier
Kaiser Permanente
Plan Type
Core HMO (RQ )
Access PPO
Access QHDHP HSA
Deductible (In/Out)
$200 (2x Family)
$100/$200 (3x Family)
$750 (2x Family)
$1,500 (3x Family)
$1,500/$3,000 (2x Family Agg.)
OOP Max incl. Deductible (In/Out)
$2,000 (2x Family)
$1,000/Unlimited (3x Family)
$3,000 (2x Family)
$4,000 (3x Family)
In: $5,100/$7,150 (Family) Out: $10,200/$14,300 (Family)
Coinsurance (In/Out)
100/0%
90/70%
80/60%
80/60% Enhanced: 90/60%
Office Visit
$15/100%
$15/100% (dw)
First 4 Visits: $25/100% (dw) 5+ Visits: $0/80%
$20/80% Enhanced: $10/80%
$0/80%
Outpatient Lab/X-Ray
$0/100%
$0/90%
First $500: $0/100% (dw) $501+: $0/80%
Emergency Room
$100/100%
$75/90%
$75/80%
$100/80%
Prescription Drugs
$15/$30 (2x Mail)
In: $15/$25/$45 (2x Mail) Out: Not Covered
In: $20$45/$65 (2x Mail) Out: Not Covered
After Ded.: $10$35/$70 (2x Mail) Out: Not Covered
Preventive Care
$0/100% (dw)
$0/100% (dw); Net. Only
Monthly Rates
Non-AEA
Employee 35 34 18 12 29
936.37
1,092.54
895.26
717.21
628.26
Employee + Spouse 6 5 3 7
1,719.13
2,005.87
1,643.66
1,316.78
1,153.46
Employee + Child(ren) 17 8
1,254.46
1,463.70
1,199.39
960.86
841.69
Employee + Spouse & Child(ren) 1 2 9
2,060.69
2,404.40
1,970.22
1,578.39
1,382.63
Total Employees 58 52 30 26

12. Renewal Choice 2
This option replaces Kaiser Permanente plans with WEA (Aetna and UHC) plans aside from a Kaiser HMO plan.
Key Considerations:
The WEA Select Plans through United Healthcare (UHC) and Aetna have been released.
The WEA is offering a total of twenty-eight (28) plans for the SY.
The current PPO plans cannot be offered alongside the WEA plans (only the HMO)
Will have access to the 10% discounted rates.

13. Renewal Choice 2 Network Benefit Outline QHDHP Basic Plan
QHDHP
Basic Plan
Easy Choice A
Easy Choice B
PPO Plan 3
PPO Plan 2
PPO Plan 5
Carrier
WEA
Network Deductible (Individual / Family)
$1,750 / $3,500
$2,100 / $4,200
$1,250 / $3,750
$750 / $2,250
$500 / $1,500
$300 / $900
$200 / $600
Out-of-Pocket Maximum (Individual / Family)
$5,000 / $10,000
$6,600 / $13,200
Med: $4,000 / $8,000 Rx: $2,500 / $5,000
Med: $3,500 / $7,000 Rx: $2,500 / $5,000
Med: $3,000 / $9,000 Rx: $2,000 / $4,000
Med: $2,000 / $6,000 Rx: $2,000 / $4,000
Med: $1,000 / $3,000 Rx: $2,000 / $4,000
Coinsurance (In/Out)
80% / 50%
70% / 50%
75% / 50%
80% / 60%
90% / 70%
Primary Care Office Visit
$0/80%, Ded. Applies
$35/100% (dw)
$25/100% (dw)
$30/100% (dw)
$20/100% (dw)
Monthly Rates
Aetna: PPO Network
Employee
560.58
611.14
730.17
758.96
980.37
1,079.03
1,259.80
Employee + Spouse
1,028.24
1,125.23
1,331.79
1,388.03
1,799.55
1,980.16
2,426.82
Employee + Children
747.75
815.23
975.46
1,014.09
1,314.15
1,446.75
1,715.24
Employee + Spouse & Children
1,220.98
1,339.27
1,589.98
1,656.98
2,155.94
2,374.13
2,924.67
Aetna: High Performance Network
538.54
587.07
701.32
728.95
941.47
1,036.16
1,209.68
987.41
1,080.51
1,278.77
1,332.76
1,727.75
1,901.11
2,329.83
718.19
782.96
936.75
973.84
1,261.84
1,389.12
1,646.83
1,172.41
1,285.96
1,526.60
1,590.91
2,069.83
2,279.25
2,807.68
UnitedHealthcare: PPO Network
589.75
642.95
768.27
798.57
1,031.71
1,135.52
1,325.83
1,082.24
1,184.37
1,401.78
1,460.69
1,894.46
2,084.53
2,554.25
786.48
857.54
1,026.56
1,066.93
1,382.95
1,522.89
1,805.01
1,285.42
1,409.41
1,673.66
1,744.35
2,269.43
2,498.89
3,078.69
UnitedHealthcare: High Performance Network
532.82
580.81
693.82
721.15
931.30
1,025.00
1,196.63
976.81
1,068.94
1,264.99
1,318.10
1,709.13
1,880.68
2,304.28
710.17
774.28
926.70
963.09
1,247.98
1,374.27
1,628.71
1,159.97
1,271.81
1,510.12
1,573.85
2,047.19
2,254.30
2,777.17

14. Questions?