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Year 13 Parents Higher Education Evening 2017
HIGHER EDUCATION GUIDE
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Programme for Evening Introduction Student Finance
Final stages of the process at CHS Questions
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The Rest of the Year Results Accepting Offers Finance Accommodation
Exam Leave – 26th May 2017 (some resits before) Results – 17th August 2017 Clearing … GAP year
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Results A* 56 points A 48 Points B 40 Points C 32 Points D 26 Points E
Remember Year 12 AS Levels Specific details of offer – grades – A2 points WBQ – confirmed next Friday Tariff: A2 & Welsh Baccalaureate AS A* 56 points A 48 Points B 40 Points C 32 Points D 26 Points E 16 Points A 20 Points B 16 Points C 12 Points D 10 Points E 6 Points
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Accepting Offers STATISTICS ANOTHER VISIT Student Satisfaction surveys
Year 13 Parents Accepting Offers STATISTICS Student Satisfaction surveys How well is the department rated for Teaching Quality? What is the dropout rate from the course? How is the quality of the department's research rated? How good is the employability of graduates from your chosen universities? ANOTHER VISIT Course content Accommodation .. Lifestyle .. Does it ‘feel’ right? But remember, you are not simply looking for "the best" - you want to find the course and the university that suits you, and that may well be at university number 43 in some league table or other. HIGHER EDUCATION GUIDE
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Accepting Offers FIRM and INSURANCE Check details of offer carefully!
Year 13 Parents Accepting Offers FIRM and INSURANCE Check details of offer carefully! May have grades for majority of modules – be realistic! Make sure you are happy to go to your ‘Insurance’ place – it is just as binding if you accept. Don’t put one if you are not .. But remember, you are not simply looking for "the best" - you want to find the course and the university that suits you, and that may well be at university number 43 in some league table or other. HIGHER EDUCATION GUIDE
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EXAMPLE University Offer Cardiff ABB Swansea BBC Birmingham AAB
Student A: Predicted Grades: BBB Currently: ACC University Offer Cardiff ABB Swansea BBC Birmingham AAB Gloucestershire CCD Sheffield Hallam BCC
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EXAMPLE University Offer Bristol BBB Manchester Sheffield BCC
Student B: Predicted Grades: BBB Currently: BBC EXAMPLE University Offer Bristol BBB Manchester Sheffield BCC Southampton ABB Durham Unsuccessful
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Results: 17th August 2017 Be here! Have your TRACK log in
If you get the grades .. Do nothing! If you get the grades for Insurance … Do nothing! Unless you want to pull out and reapply for FOLLOWING YEAR Miss grades … Phone call .. Clearing .. Reapply for FOLLOWING YEAR
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THE COSTS Tuition Fees Living Costs
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An Overview: Tuition Fees Student Loans & Grants
Bursaries & Scholarships Budgeting Support
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Tuition Fees Tuition Fees September 2013 onwards – up to £9,000
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Tuition Fee you pay: £3,900 (loan available)
Tuition Fee Grant From the Welsh Government For all students in Wales Regardless of where you choose to go to university Tuition Fee Grant: £5,100 Tuition Fee you pay: £3,900 (loan available)
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THE COSTS Tuition Fees £5,100 paid by Welsh Government Living Costs
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Tuition Fee Loan You don’t pay the tuition fee up front
Tuition Fee Loan covers £3,900 – entire cost Paid directly to your university Repayments begin once you start earning more than £21,000 per year
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THE COSTS Tuition Fees Living Costs Tuition Fee Loan – up to £3,810
£5,190paid by Welsh Government Living Costs
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What do I live on? Student Loan Maintenance Grant
Loans: 75% is available to everyone remaining 25% is means-tested Grants: Dependent on household income
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Tuition Fees Living Costs
Students living in Wales Tuition Fees Tuition Fee Grant & Loan Living Costs Student Loan for Maintenance: Up to £5,177 p.a. Grant: Max £5,000 p.a.
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So that’s how much you get ….
How much will you need?
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Cost of living . . . the reality
Rent £290 £150 Food £30 Travel £25 Clothes Laundry £15 £39 Books £11 TV Licence Mobile Phone £25 Social Life £120 £705 Monthly Total
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Per month Typical Living Costs 9 months of the year = Approx.
£6000 per year Living in a hall of residence in Cardiff: Self catered = £ Food = £ Toiletries/laundry = £ TV Licence = £ Books/copying = £ Travel = £ Telephone = £ Social/leisure = £ Clothes = £ Total = £677.10 Per month Average Rent £123.99 per week. HE owned/ sponsored accommodation
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How much will I get? Mind the GAP Household Income
Year 13 Parents How much will I get? Mind the GAP Household Income Welsh Governme nt Learning Grant Maintenance Loan (living away from home) Total Living Costs £18,370 £5,161 £2,796 £7,956 £6000 £25,000 £3,347 £3,703 £7,050 £30,000 £2,099 £4,327 £6,426 £34,000 £1,142 £4,805 £5,947 £40,000 £734 £5,009 £5,743 £45,000 £393 £5,180 £5,573 £50,020 £50 £5,351 £5,401 £55,000 £0 £4,527 £55,958+ £4,032 £1,956 £1050 £426 -£53 -£257 -£427 -£427 -£1473 -£1968 Figures for 2015 in Wales HIGHER EDUCATION GUIDE
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Mind the Gap! Part-time or holiday work Family Bursaries Hardship Funds Sponsorship External Scholarships
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Extra Support What extra support is available? University Bursaries
Most universities offer extra help No repayments – like grants Dependent on household income – like grants
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Extra support can take the form of:
a fee waiver or discount a free foundation year discounted accommodation a cash award or bursary a free laptop or travel money A university might offer a range of support and may allow you to choose how you use it. But don’t be bribed!
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University Scholarships
What extra support is available? University Scholarships Scholarships vary between universities Awarded on a variety of different criteria Sporting & Musical Excellence Awards of £3,000 In the ‘national shortage’ courses Awarded on academic merit Estimate 30% of students will receive awards
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Repaying your loan Repayments: begin once you earn £21,000 stop if your salary drops below £21,000 total 9% of your income above £21,000 Any outstanding balance is written off after 30 years.
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Amount from which 9% will be deducted
How much will I pay back each month? Salary Amount from which 9% will be deducted Monthly repayment £25,000 £4,000 £30.00 £30,000 £9,000 £67.50 £35,000 £14,000 £105.00 £40,000 £19,000 £142.50 £45,000 £24,000 £180.00 £50,000 £29,000 £217.50 £55,000 £34,000 £255.00 Interest will be charged at a maximum of inflation + 3%
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What can I do now? Get information from the web Practise managing your money Consider a part-time job Start saving now!
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What can I do at university?
Don’t go mad with money! Apply for some temporary work Ask for help when you need it.
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Good Luck and Enjoy!
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