1. WEX Fleet One

2. WEX Fleet One Corporate Timeline
2013:
Company rebranded to WEX Fleet One
2012:
Company is purchased by WEX, Inc. :
Developed a national footprint, with a merchant network spanning the United States
2008:
Company is purchased from SunTrust. Transaction led by LLR Partners, FTV Capital and management
Early 2000s:
New management, company re-branding, new pricing
1999:
Company purchases Fleet One from Mapco Convenience stores
1988:
Company is founded. Targets small, Over-The-Road fleets
2012
Acquired by WEX, Inc.
2008
SunTrust Buyout
Early 2000’s
Company re-positioning
1999
Purchases Fleet One
1988
Enters OTR market 2

3. Who is WEX, Inc?
A leading global provider of payment processing and information management services to commercial and public sector clients.
Formerly Wright Express – Now WEX, Inc.
In business for more than 29 years
- Public company as of Feb., 2005 (NYSE: WEX)
revenue $623 million; 319 million fuel transactions
- 2nd largest issuer of commercial credit cards in the U.S.
- 7th largest issuer of MasterCard, $8.5B total MasterCard spend
Servicing over 350,000 customers
- Over 7.6 million fleet cards issued
150+ strategic relationships
- Fuel retailers, fleet management companies, auto manufacturers and
more 3

4. WEX Fleet One Snapshot
Provider of fuel cards and management information services to vehicle fleet operators.
Non-revolving lines of credit that facilitate the purchase of fuel, maintenance and ancillary services
Provide fleet owners with access to real-time online account management, purchasing controls, reporting, fuel discounts and more
Headquartered in Nashville, TN with approximately 300 employees
2013 Statistics
Card portfolio of more than 200,000 cards across 32,000 fleets, accepted at over 67,000 locations
Processed over 1.3 billion gallons, representing $5.1 billion of fuel spending 4

5. Fleet Cards… …Provide Strong Value Proposition
Significant Cost Reductions
Reduce back office expenses of managing purchase data
System integration with fleet management system
Discounts for high volume fleets
Simplify regulatory reporting
Purchase Controls
Beyond normal credit & oil cards
Limits on fuel, cash and additives
Limit fueling networks to economical sites
Virtually eliminates fraud through electronic signature
Management Information for Fleet Owner
Detailed data capture and Level III reporting
(i.e. driver, fuel grade, gallons, mileage)
Real-time access to card usage data 5

6. Fleet Products and Services6

7. What is Class 7-8? Class 7 Vehicles 26,001 – 33,000 lb. GVW
Furniture truck
High profile COE
Class 8 Vehicles
33,000+ lbs GVW
Heavy Duty
Tractor
Straight Truck
Refrigerated Vans
Cement Truck
Fire Engine
COE Sleeper
Fleet One’s primary target market…
Truck Load (TL)
Less than Truckload (LTL)
Private Carriers 7

8. WEX Fleet One OTR fuel card
A powerful advantage for your business.
Control. YOU decide who uses your cards, what they can buy, how much they can spend, and where they can spend.
Security. Our fuel cards prompt for security information at the Point of Sale. Plus, drivers must enter a 4-digit PIN before a transaction is approved.
Savings. No transaction fees at over 7,200 locations nationwide for fuel and maintenance. OTR cards reduce fraud, lost/stolen cash and unauthorized purchases. 8

9. Why WEX Fleet One OTR?
$0.00 transaction fee for fuel and maintenance at over 7,200 locations
Fuel Discounts & Rebates
Comprehensive Online Reporting
Daily billing + 7-day terms
Factoring
Flexible Payment Options
AutoPay (ACH)
Internet Pay
Customer Initiated ACH
Western Union
ElectroniChek®
Cash Services
Cash advances
ATM access
PlusChek® Services
Fuel Management – Bulk & Retail
Permit Services
Bridgestone National Fleet Program
Emergency Roadside Services
WEX Fleet Telematics
WEX rapid! PayCard 9

10. WEX Fleet One All Roads fuel card
One Card. All Roads.
Convenience. Broad acceptance at both truck stops and convenience stores and on-demand access to cash and check product services.
Control. You decide who uses your cards, what they can buy, how much they can spend, and where they can spend.
Security. Our fuel cards prompt for security information at the Point of Sale. Plus, drivers must enter a 4-digit PIN before a transaction is approved.
Savings. No transaction fees at in network sites, and CASH price guarantee at truck stops. The All Roads card also reduces fraud, lost/stolen cash and unauthorized purchases. 10

11. WEX Fleet One Factoring
A custom accounts receivable financing program designed exclusively for transportation industry businesses.
Accelerated Cash Flow
We purchase the invoices/freight bills
Fleet receives money within 24 hours of the purchase
Powerful Real-Time Reporting
Daily reports on funded invoices
Weekly and monthly reports
Online access to account
Fuel Card Funding
Apply funds to WEX Fleet One OTR fuel card account
Flexibility
Improved cash flow means extending credit terms to more accounts
Peace Of Mind
WEX Fleet One assumes the risk for the receivables
Customers are assured of getting paid on time 11

12. WEX Fuel Management
WEX Fuel Management is a single source solution for managing all bulk and retail fuel needs. It is the nation’s leading solution for fuel wholesalers, retailers, bulk carriers, private site fleet operators and those buying fuel on the road.
Retail Fuel Solutions
Provides fuel studies, compliance reports & quarterly market updates
Managing all your fuel needs while you increase your profitability
Bulk Fuel Solutions
Manage inventory & jump on spot buys
Review and validate deliveries, virtually eliminating supplier errors
WEX TelaPoint
Cloud-based software to manage and control all bulk fuel inventory
Adapts to market changes giving you a faster cash flow and better bottom line 12

13. Cash Services
WEX Fleet One provides you with a variety of ways to obtain the cash you and your drivers need.
PlusChek® Services
Works like cash and can be used anywhere traditional checks are accepted
PlusCheks aren’t “live” until you activate them and can only be used for the exact
amount you authorize
ATM/Debit Service
Use WEX Fleet One OTR cards to access cash at any PLUS® Network ATM or
Interlink® debit site
Cash Advance
Withdraw cash at truck stops
Dispatch funds to a card and authorize for withdrawal at any participating truck stop (fuel purchase not required) 13

14. Permits
WEX Fleet One Permit Services allows you to use your WEX Fleet One account to purchase the necessary temporary permits your drivers need.
Flexible
Fuel Permits, Trip Permits, Oversize/Overweight Permits
Apply online or call toll-free
Affordable
Pay only for the permits you need
Avoid fines and save money
A Compliance Tool
Stay in compliance when it comes to fuel, trip and oversize/overweight permits from state to state
World-Class Service
Count on prompt responses to permit requests
Supported by customer care 24/7/365 14

15. WEX Fleet Telematics
WEX Fleet Telematics is an easy-to-use fleet vehicle tracking solution that helps you to monitor fuel use and driver behavior – anytime, anywhere.
With our vehicle and location monitoring and diagnostics, you’ll:
Reduce fuel consumption and save immediately after installing
Lower your maintenance costs
Increase driver productivity
Detect and address unsafe or illegal driver behavior
Eliminate unauthorized vehicle use and help to prevent vehicle theft
Fleet services that travel with you:
Stay in touch from your office, home computer, or mobile devices
Manage fleet fueling using these essential tools:
Fuel Guard Reports and Alerts – lets you see card misuse when it happens
Fuel Card Transaction Integration – provides you with simultaneous vehicle
location, idling, speeding and fueling
Garmin GPS Integration – lets you assign and ping new jobs to your drivers 15

16. WEX Fleet Card
WEX Fleet Cards can help you gain tighter control of your spending and greater support from a leader in precision fleet solutions.
WEX Fleet Cards go where your business goes:
Welcomed at more than 90% of U.S. fuel and service locations
Our customers make nearly 320 million fuel purchases a year with our cards
Better data lets you see into your fuel costs:
Captures Level III data including essential information such as driver ID, vehicle ID
or odometer reading
By using the WEX Fleet Card, cost-conscious fleet managers:
Gather precise details on each transaction
Develop standard and custom reporting – and seize opportunities for savings
Set limits on dollar amounts and product types to ensure drivers spend money only
on fuel and related fleet services 16

17. Customer Experience
To ensure complete customer satisfaction and provide the maximum benefit to our customers, WEX Fleet One has at least 3 levels of service our fleets need:
Customer Service
Available 24 hours a day, 7 days a week for immediate resolution
Account Management
Certain accounts are assigned an Account Manager to address escalated customer and technical issues
Regional & National Account Executive
RAE’s and one NAE are located throughout the U.S. to address issues in person 17

18. Online Account Management
Online Account Management – a free, easy-to-use web-based tool to manage your fleet accounts. Access your account securely and enjoy the benefits of:
“Real time” purchase and payment control – Identify, control and monitor all purchases online
Card maintenance and changes – Assign driver and unit information, add units and drivers, and turn cards on or off
One-time overrides – Add funds to a bucket on the card -- a one-time change or override of an otherwise permanent amount
Release a card from a limited network – Temporarily override the limited network for certain transactions
View account information - View billing history reports, outstanding invoices, credit lines, balance and payments received
Merchant information – Check on transactions with a particular merchant and see which locations have the lowest fuel prices by state 18

19. Sample Fuel Card Report
123456
Page 1
Sample Enterprise
Report #
ATTN: John Doe
Report Date: 06/30/2014
1234 Main Street
Metropolis, NY
Transaction Activity Report
Sample Enterprise
Card Transactions
Date
Card #/
PO#/
Driver#/
Store#/
Store/
Gal/Qty/
Per Unit/
Gross Prod
Adj
Amount
Fee
Prog
Time
Mileage
Trip#
Driver Name
Inv#
City, ST
Pord Descr
w/Adj
Total
Due
Code
Unit: 002
10/14/2013
0001
001
123321
Truck Stop #012
3.624
507.36
12:01 PM
Jack
1234
New York, NY
Dsl LS 2
22.207
80.48
Reefer LS
Unit: 003
0002
FLEETONE
123
321123
Truck Stop #321
3.999
536.36
6:25 PM 3
Jane
4321
Atlanta, GA
11.34
45.35
- Sample Enterprise
Daily Totals 19

20. Merchant Highlights
…plus thousands of independent truck stops. 20

21. OTR Distribution
Rebate Locations = 1,900+ offering average of 2¢ gallon
Total WEX Fleet One OTR Acceptance Locations = 7,200+ 21

22. Customer Spotlight
OTR fuel card Partner’s Software Interface WEX Fleet Card WEX Fuel Management 22

23. Customer Testimonials
What our customers are saying about WEX Fleet One!
Richard Clapp, from Richard Clapp Trucking says “I am very pleased with the way the whole system works. I use mostly the fuel card, but occasionally use the PlusCheks for paying lumper fees and it works well.”
Tonya Keppler, from TLV Logistics LLC says “WEX Fleet One is the most efficient, cost-saving way we've found to keep our trucks fueled. Always great service at good rates and reasonable terms; your competitors don't come close!”
Terry Thompson, from Running Rabbit Farms says “Using WEX Fleet
One service has been a great deal for my company. I can see what my
drivers are using each day and that helps me to plan what I need and
when.” 23

24. Competitive Landscape24

25. Competitive Product Comparison
Basic Feature / Functionality 
 Card Product with Trendar Level III 
 Check product for drivers
 Cash Advance for drivers
 ATM cash access from card
Customer Service
mid-large market
Online account management 
Online bill payment  X
Acceptance
6,800+
9,000
6,600
6,000
10,000
Maintenance/Tire service
Offering/Pricing
Consistent Pricing For All Fleets
Fluctuates By Fleet
Fuel Card Transaction Fee
$0.00
$.50-$3.00
$ $1.50
$.90
 Check Trans. Fee
$3.00
Variable
 Emergency Road Service
Legend:  - full feature set  - partial offering X - no offering 25

26. Competitive Advantages
Nimble Player with National Footprint Providing Real-Time Data
Serving fleets of all sizes, including blended fleets
100% level III and real-time data capture and access
Competitive pricing
Cash Price at more than 99% of locations
Highest credit approvals
Consolidated billing for retail, data capture & on-site fueling
Co-brand capabilities (any size) 26

27. Over The Road
Partner Services

28. Private Label Programs
Card options. Choose Basic or Custom, and you also have the option of co-branding.
Marketing Services. Customize your offering with fuel and maintenance directories, “Take One” brochures, cardstock and card design, custom web design and custom invoicing.
Plus…Transaction processing, credit underwriting, and no bad debt/collection headaches .
Your Logo Here
We do the work. You get the credit. Everyone benefits. 28

29. Pick the program that’s right for you
WEX Fleet One Fuel Card Program Options For Merchants
Program Details
WEX Fleet: Our standard Fuel and Maintenance Card offering.
Accepted at all our merchant locations.
Co-branded Card: An affordable
basic program where you can eliminate
your bad debt and retain customer loyalty.
Custom: The Ultimate Private Label offering. Looks like a merchant card, but acts like a WEX fuel card. Honored only where you allow them - Closed network or Co-Label WEX Fleet One fleet card.
Your Logo Here 29

30. We Drive Business To You!
OTR Merchants
Multiple POS & Pump Options
Trendar
Retalix
Fiscal Systems
Petrovend
Private Label or Co-brand
Fleet Lock-Ins
Direct Bill
Real-Time Reporting
Line-Item Detail, Level III Data Capture
Discounted Fees Based On Volume
Plus…We market truck stops and maintenance shops to the growing number of fleets who use our fuel card with...
Online Directories
Direct Mail and Telemarketing
Trade Shows
Advertising
We Drive Business To You! 30

31. OTR Partner Program
Marketing Services. Card design, cardstock, sales collateral, brochures, and a direct marketing campaign.
Flexibility. A fuel card program that fits you - from basic to completely custom.
Tools. Discount & rebate administration, credit line issuance, sales lead generation, account training & management.
Who is it for? Trucking associations, truck stop merchants and any business servicing fleets.
Fueling Network. The WEX Fleet One network is your network – 99% of nationwide fuel and maintenance merchants.
Card options. Pick the “Over-The-Road”, “WEX Fleet” and/or “All Roads” card & choose between 3 programs…Basic Co-branded, Custom Co-branded or Private Label. 31

32. OTR Partner Services Partner Benefits Basic Custom Grow your business
Your Logo Here
Basic
Custom
Cardstock with your logo
Credit application with your logo
E-application with your logo
Custom cardstock and design
Custom sales material
E-applications with your logo
Partner Benefits
Grow your business
Professional marketing services
Keep existing fleets – attract new fleets
Accelerate your brand exposure
Increase customer loyalty 32

33. A Look Ahead…
Questions?
Conclusion
Next Steps 33