1. PIDM Calculation

2. Definition of a “Depositor”
Individual 1
Sole Proprietor 2
Partnership including Professional Practice 3
Joint 4
Companies 5
Beneficiaries Note 1 6
Note 1 – Each beneficiary can be protected up to RM250,000 if list is provided

3. Step-by-Step
Depositor
Conventional
Islamic

4. Compute PIDM Coverage

5. PIDM Calculation AC No Ac type Branch Name Eligible Amount in FX
Amount in RM
Coverage in RM
0001
Savings KL
Jessica
n/a
100,000
0002
FCA
Penang
USD$30,000
90,000
0003
Term Deposit
0004
Term Deposit-i
0005
Current
Jessica & Kay
120,000
0006
Jessica, Tan & Lee
300,000
0007
Jessica Sdn Bhd
400,000
008
009
Trust-Beneficiary
200,000

6. PIDM Calculation AC No Ac type Branch Name Eligible Amount in FX
Amount in RM
Coverage in RM
0001
Savings KL
Jessica
Yes
n/a
100,000
0002
FCA
Penang
USD$30,000
90,000
0003
Term Deposit
60,000
0004
Term Deposit-i
0005
Current
Jessica & Kay
120,000
0006
Jessica, Tan & Lee
300,000
250,000
0007
Jessica Sdn Bhd
400,000
008
009
Trust-Beneficiary
200,000

7. Answer
$1,170,000