1. CASH MANAGEMENT SERVICES

2. CHALLENGES WE CAN HELP Do you need,
To cut the overall cost of managing your Cash
To increase the productivity of your Cash & ATM operations
To be in control all the times
WE CAN HELP

3. ABOUT US
FHK is the first ever Professional Cash Management company in Pakistan to help commercial banks manage the ATM & CIT Vendors effectively, conduct audits to ensure they adopt & follow the industry’s best global practices.
Our solutions are based upon research, extensive knowledge of the Cash Logistics and Cash Management industry. We invested an inordinate amount of time, effort and energy in understanding the business of cash.
We have in depth knowledge about each and every process that plays a role in the cash cycle, especially the processes around Cash Processing Centres, Cash in Transit & ATM Channel Management operations. Be it outsourced or managed in house. This knowledge enables us to advise and support the delivery of services & processes that actually work in practice.

4. CASH LOGISTICS INDUSTRY
Cash Management Structure
CIT & ATM Vendors
Pain Areas
No Multibank Cash Centers
Banks rely on their respective Cash Centers
Cash Centers lack automation
Layouts are week and facilities not secured
Labor Intensive operations.
Cash handling processes need improvement
Weak audit mechanism
Only basic services available
Service standards offered by vendors way below International Industry Standards
No End to End (E2E) service offerings available
Inadequately trained staff handling the most sensitive commodity -- CASH
Reactive approach
Lack of ownership if a process has been outsourced
Manual Cash Centers
Manual processing & fitness sorting
Lack of Third Party Reconciliation Services
Lack of Risk Assessments & Audits
Process Improvement and implementation of best practices
Low uptime on ATMs
Availability of Managed services
High traffic in the branches

5. CUSTOMER EXPERIENCE If you feel,
Your Cash Management Processes need an overhaul
You need to revamp your Cash Centers including automation
Build new & state of the art Cash Centers
Finding it difficult or don’t have time to manage CIT vendors
You need to get the security of the branches, Cash Centers, ATMs reviewed by security experts
You need expert consultants to carry out risk & security audits and surveys of the ATMs and Cash Centers

6. SERVICE OFFERINGS
Review of Bank’s Cash & ATM Management Processes and Gap Analysis
Provision of applications/tools to automate the Cash Centers effectively
Revamp the existing Cash Centers in order to make them cost effective and efficient
Review & Negotiate the contracts with CIT and ATM Vendors on behalf of banks
Act as External Auditors for banks and their CIT & ATM Vendors to ensure banks comply with the regulations
Provision of Recon Services for ATM whether managed in house or out sourced
Security Review of Branches, Cash Centers, CCTV systems, ATMs - in house or off site
State of the art solutions selection, implementation and management
BOT model for large cash centers

7. FHK Trading and Consulting