1. Check Writing
All About Checks

2. Even in this day and age of online banking, there are occasions where you will need to actually write a check! Here’s how…

3. Check Writing
Checks include the following information:

4. Check Writing
DATE: Include the month, day and year you are writing the check.
(a)

5. Check Writing
PAYEE: Write the name of the person or business on the line, “Pay to the order of.”
(b)

6. Check Writing
AMOUNT IN NUMBERS: Write the amount of the check in numbers.
(c)

7. Check Writing AMOUNT IN WORDS: Write the amount of the check in words.

8. Check Writing
SIGNATURE: Sign all checks the way you sign the signature card.
(e)

9. Check Writing
MEMO: Use the memo area to note the reason for the check.
(f)

10. Check Writing
ROUTING NUMBERS: The nine-digit string of numbers used to identify your bank to process the transaction
(g)

11. Check Writing
ACCOUNT NUMBER: The number used to identify your unique account within the bank.
(h)

12. Check Writing
CHECK NUMBER: The number used to identify a specific check within the sequence of the register. It usually includes 3 or 4 digits.
(i)
(i)

13. Check Writing
TRANSIT NUMBER: Used to list checks for deposit.
(j)

14. Check Writing How to Write Checks
Fill out the check on your worksheet along with the PowerPoint

15. Check Writing
DATE: Include the month, day and year you are writing the check.
09/

16. Check Writing
PAYEE: Write the name of the person or business on the line, “Pay to the order of.”
09/
Allen’s Clothing Store

17. Check Writing
AMOUNT IN NUMBERS: Write the amount of the check in numbers.
09/
Allen’s Clothing Store
43.28

18. Check Writing
AMOUNT IN WORDS: Write the amount in words (use hyphens). Start at the left, write any cents as a fraction, and draw a line in the extra space. If the cents are zero, write no/100.
09/
Allen’s Clothing Store
43.28
Forty-three and 28/

19. Check Writing
SIGNATURE: Sign all checks the way you sign the signature card.
09/
Athletic Shoe Company
43.28
Fifty-Five and 63/
George Washington Doe

20. Check Writing
MEMO: Use the memo area to note the reason for the check.
09/
Allen’s Clothing Store
43.28
Forty-three and 28/
Shoes
George Washington Doe

21. Check Writing
How to Cash a Check

22. After viewing the instructions on the next three slides, you will be asked to endorse the backs of checks #201 and #202.

23. How to Cash a Check
GENERAL ENDORSEMENT: Sign your name the same way it is written on the front of the check.
George W. Doe

24. How to Cash a Check
SPECIAL ENDORSEMENT: Do this when you want to give someone else the money. Write “pay to the order of” and that person’s name. Then sign it. Now that person is the only one that can cash the check.
Pay to the order of
William J. Doe
George W. Doe

25. How to Cash a Check
RESTRICTIVE: When you want your check to be very safe, like when you only wanted it deposited into your bank.
For Deposit Only
George W. Doe

26. How to Cash a Check This is check #201 You are George W. Doe.
Endorse the back of the check so that it can be safely deposited into your account.
For Deposit Only
George W. Doe

27. How to Cash a Check This is check #202 You are William J. Doe.
Endorse the back of the check so that it can only be cashed by George W. Doe
Pay to the order of
George W. Doe
William J. Doe

28. Check Writing
12 Rules About Checking

29. 12 Rules About Checking
Only write checks when you have enough money in your account.
Write checks legibly.
Write the check amount as far to the left as possible.
Always use a pen to write checks.

30. 12 Rules About Checking Don’t erase mistakes on a check.
Don’t sign blank checks.
Use restrictive endorsements.
Print the right date on a check.

31. 12 Rules About Checking Always keep checks in a safe place.
Destroy voided or unused checks and deposit slips.
Record every transaction in the checkbook register.
Keep a running balance in the checkbook register.

32. Check Writing
Fill out checks # #6808 using the information given above each check. The entire packet is due at the beginning of next class.