2. MyLoans
MyLoans is a financing program designed to assist health care providers manage their receivables and provide flexible payment options for their patients. The provider receives funding of receivables thru purchase of patient notes while the bank manages the collections.

3. Provider Benefits Online Documentation Direct Funding
MyLoans is a convenient financing option
Provider works directly with patient to establish repayment terms
Direct Funding
Funding within three days of completed finance agreement
Increase cash flow
Reduce AR days
Payments Made to the Bank
Patient more likely to repay final balance
Reporting/Funding
Active, Past Due and Paid Off Notes
Online funding review via PinnBank for Business

4. Patient Benefits Convenient Financing Option Guaranteed Approval
Patient works with you to find the best repayment plan
No need to visit the bank
Guaranteed Approval
Flexible Repayment Terms
Payments Options
Coupon Book
Automatic Payment
Online Payment

5. Service Provider Note Purchase Agreement
This agreement defines the “terms” established for patient notes.

6. Once MyLoans agreement has been finalized, your facility will be setup with user access to the website.

7. Process Health care provider offers MyLoans financing to patient
Website makes it easy to quote term and payment amount
Patient and provider agree upon repayment terms
Obtain signatures on Medical Finance Agreement
Electronic
Paper
Submit Medical Finance Agreement via MyLoans website
Bank will fund within three business days
MyLoans website will show status as Funded
notification

8. Patient Qualifications
No credit check or approval process
Required information to start process:
Social Security Number
Authority to sign patient note
Co-Signer or Co-Borrower, if necessary

9. Servicing Welcome Letter Payment Options Collection Letters
Mailed to patient once loan has been funded
Payment Options
Auto Pay
Payment Coupon
Online Payment
Collection Letters
Phone Calls

10. Reassignment Once 60 days past-due the patient note is reassigned
Bank will be in contact with provider about payoff
Notice to patient that bank is no longer servicing
Health care provider will decide further collection action

11. Thank you for your time today.
Site Demonstration
Thank you for your time today.