1. The Foundation for your Future
Digital Innovation:
The Foundation for your Future
Chris Doner
This document includes confidential information and should only be shared under NDA.

2. The Digital Future Background on Access Softek Founded in 1986
Not venture funded
First to release downloadable applications for mobile banking
Fingerprint, RDC, Apple watch, mobile lending, online biometrics, RD Team, AB testing and more
Growing rapidly
#2 market share for mobile banking with credit unions

3. Strategy Industry Trends The Mobile Tipping Point
Mobile vs. Omni-Channel
Alternative lenders
Machine Learning
More and Deeper Analytics
Biometrics
Bots
Voice (Google Home, etc.)

4. Strategy Product Goals Rapid Innovation Security Faster Deployments
Minimize Member Impact
High Availability
No Downtime Upgrades
Mobile-First Omni-Channel
Completeness
Branch Replacement
Call Center Replacement

5. Strategy Our Lineup of Core Products Mobile Banking Online Banking
Mobile and Online Lending
Mobile and Online Account Opening
These 4 products are the foundation of your digital future.
Attract, Retain, Service and Lend

6. Strategy
Bottom Line
We want Access Softek clients to have better financial performance,
more engaged users and to be at the forefront of innovation.

7. Mobile Banking Mobile Finance Manager - MFM Bill pay
Add/edit payees and ebills
Mobile deposit capture
Real time deposits (free)
Individual variable holds
Over 15 vendor integrations

8. Mobile Banking Mobile Finance Manager Biometrics Ads Branding
Multiple biometrics
Ads
Targeted and personalized with deep linking
Branding
Seasonal images
Pre-roll screens

9. Mobile Banking Mobile Finance Manager PFM Transfers Extensible
Not a third party
Goals, cash flow much more
Free
Transfers
PayPal
Extensible
SSO API (free)

10. Mobile Banking Mobile Finance Manager Quick balance Very cool UI
Transaction search
Google analytics
Data warehouse integration
Alerts
Push notifications
Card disputes
Services for members with indirect loans
Hundreds more configurable options for features, UI and UX

11. Orpheus – Online Banking

12. Online Banking
Friends and Family

13. Online Banking
Account Aggregation

14. Online Banking
Unified transfers

15. Online Banking
Save the Change

16. Extensible with personalized widgets
Online Banking
Extensible with personalized widgets

17. PFM you use – data visualization throughout
Online Banking
PFM you use – data visualization throughout

18. Online Banking
Triggered Events

19. Deep Linking Ads – e.g. balance transfer
Online Banking
Deep Linking Ads – e.g. balance transfer

20. Online Banking
Business Banking

21. Thousands of configuration options
Online Banking
Thousands of configuration options

22. Mobile-First Omni-Channel
Online Banking
Mobile-First Omni-Channel

23. Automated Deployments and Upgrades
Online Banking
Automated Deployments and Upgrades

24. Admin Tool SSO – Integrated Management Center
Online Banking
Admin Tool SSO – Integrated Management Center

25. Online Banking
Hosted or Onsite

26. Online Banking
Kill the Password

27. Online Banking
And a lot more coming…

28. Mobile and Online Lending

29. Mobile and Online Lending
Consumer Lending
Auto – Personal – Credit Cards
(with insurance options)

30. Mobile and Online Lending
Real-Time End-to-End Automation

31. Mobile and Online Lending
Photo Balance Transfer

32. Mobile and Online Lending
Pre-Approved Lending

33. Mobile and Online Lending
Short Term Lending

34. Mobile and Online Lending
Mobile Lending Works

35. Mobile and Online Account Opening

36. Mobile and Online Account Opening
Beyond Filling out Forms – Conversion Rate

37. Mobile and Online Account Opening
Make it easy – take a picture of your drivers license

38. Mobile and Online Account Opening
Make it targeted – Age, gender, location, language, SEG, etc.

39. Mobile and Online Account Opening
Make it optimal – A/B Testing

40. Mobile and Online Account Opening
Make it engaging – conversational forms

41. Mobile and Online Account Opening

42. Mobile and Online Account Opening
On the backend
Quick core integration
No downtime for configuration changes
Automated deployment

43. Mobile and Online Account Opening

44. Mobile and Online Account Opening
A new approach to account opening: Personalized Conversational Optimized Responsive Form Filling Workflows

45. The Future Compete against silicon valley and big banks
Digital is the Future of Financial Institutions
Compete against silicon valley and big banks
Consolidation of all services into mobile and online
End-to-End Real-Time Automation
Move faster
Appropriate resource allocation (how many branches is your future worth?)
Client differentiation, mass personalization, with experimentation and analysis
We will live in a world with no passwords

46. Thank You! Chris Doner cdoner@accesssoftek.com
Chris Sage