1. DDS Admitted student day Financial Aid
Nicole Griffo
Financial Aid Advisor

2. Applying for Financial Aid
FAFSA
fafsa.ed.gov
UB’s federal school code is
File early and include parental/guardian information for consideration for additional financial aid programs

3. HUB To Do List Email Communication How to stay informed:
We may determine that additional steps are needed to determine your eligibility after reviewing your FAFSA.
Items may be added to your To Do List in your HUB student center. If so, a Financial Aid Missing Information Notification will be ed to you.
Financial aid cannot be disbursed toward the cost listed on your student account until all items on the To Do List are completed.
If no further information is required, you will receive a financial aid award notification.

4. Cost of Attendance Based off of living status as off campus
Direct costs: university charges on student eBill
Tuition
Fees
Room & Board (on-campus students)
Indirect costs: reasonable calculation of expenses you may incur while enrolled (not charged by the university)
Living allowance (commuter and off campus students)
Books/supplies
Personal
Transportation

5. Dental School Cost of Attendance
Budgets available on the financial aid website: financialaid.buffalo.edu/costs/dental
These are subject to change.
COA is determined by the dental school and the Office of Financial Aid and covers only 9.5 months. Be sure to budget accordingly.

6. 2016-2017 Dental School Cost of Attendance
YEAR 1 2 3 4
TOTAL
Tuition-Resident
34,440
137,760
Tuition-Nonresident
62,590
250,360
Educational
Expenses (billed)
13,338
12,945
13,035
52,263
Education Expenses
(paid to vendors)
8,988
7,753
6,011
1,751
24,503
Living Expenses
18,721
74,884
Total expenses-resident
75,487
73,859
72,207
67,857
289,410
Total expenses-nonresident
103,637
102,009
100,357
96,007
402,010

7. Cost of Attendance Adjustments
Budget adjustments may be possible and are determined on a case- by-case basis
We anticipate a potential increase to the health insurance charge
Plan to meet with a financial aid advisor during the academic year

8. Types of Aid

9. Direct Unsubsidized Loan
Maximum is $40,500 for academic year
Current Fixed Interest Rate is 5.31%
Deferred payments until 6 months after graduation
Must completed Direct Loan Entrance Counseling and E-Master Promissory Note at studentloans.gov

10. Graduate Plus Loans
May borrow up to the cost of attendance less other financial aid awarded
Fixed interest rate of 6.31%
Credit Check required
Separate Promissory note and entrance counseling session is required at studentloans.gov
Deferred payments until 6 months after graduation

11. Health Professions Loan
File the FAFSA early (typically by March 1)
Must provide parental information on the FAFSA
Subsidized with a 5% interest rate, 12 month grace period
Income verification may be required
Required paperwork must be completed each semester

12. Economically Disadvantaged First Professional Study Program (EDPS)
To be considered for this partial tuition waiver, a student must:
Be enrolled in the Dental school full time
Have filed the FAFSA early
Be a U.S. Citizen or eligible non-citizen
Be a New York State resident
Have demonstrated exceptional financial need
Meet income requirements based on your family size
Must include parent information on the FAFSA
Students will be notified if they are considered eligible and will be required to submit documents for verification

13. Scholarships
Graduate fellowships and scholarships as well as community scholarship information can be found at our website: financialaid.buffalo.edu/aid/scholarships/
The School of Dental Medicine offers approximately 20 different scholarships to 2nd, 3rd, and 4th year students
Based on need, academic achievement, and/or service

14. Student Accounts Information
Performs the following functions:
Verification of New York residency for tuition purposes
Billing information
Payment Plans
Refunding
Contact information:
Studentaccounts.bufffalo.edu

15. Helpful Resources financialaid.buffalo.edu
Financial Aid Website:
financialaid.buffalo.edu
UB Office of Financial Aid Step by Step Guide:
financialaid.buffalo.edu/pdfs/StepByStep.pdf
National Student Loan Data System
Check your federal student loan balance every year at nslds.ed.gov

16. The Financial Aid Office
Located at 104 Harriman Hall
Appointments can be made by contacting
Hours:
Monday, Wednesday, Thursday: 8:30am-5pm
Tuesday: 10am-5pm
Friday: 11am-5pm