1. Enterprise Pyramid Non-Financial Financial Services Services L M AA A
Types of Training Required
Types of Loans Required L M
Business planning, marketing.
Fixed assets between
$20,000 and $50,000;
employ between
2 and 6 employees.
Always own locale.
Fixed asset loans of $10,000-$50,000 at 1% per month
for one year or more.
Working capital and fixed asset loans of $10,000-$50,000
at 1-2% per month up to 12 months AA
Simplified business planning,
cash management, cost accounting,
marketing, inventory control, group
management of credit and savings
systems.
Fixed assets of less than $20,000;
employ up to four people;
businesses receive family help;
service and retail businesses; always
rent business locale; mostly
permanent residents, mixed gender
ownership. Average sales between
$50-$100/day.
Working capital loans of $5,000-$10,000
at 1-2% per month for under 12 months.
Fixed asset loans up to $25,000 at
1% per month for periods up to 24
months. A
Simplified business planning,
cash management, cost
accounting, marketing,
inventory control, group
management of credit and
savings systems.
Working capital loans of $1,000-$5,000
at 2% per month for under 12 months.
Fixed asset loans up to $10,000 at
1-2% per month for 12 months.
Fixed assets between $1,000- $5,000; all
family business employing family members
and paid, part-time help; registered businesses
concentrated in the retail and service sectors;
business locale always rented; mostly permanent
residents, some refugees; 50% women; average
sales range from $ per day. B
Group credit and
savings systems,
peer support,
confidence
building. C
Fixed assets under $250; all self-employed
activities, some receiving family help; registered
businesses concentrated in the retail and service
sectors; business activities run out of rented shops
or stalls in local markets; returnees, elderly,
permanent residents of villages surrounding urban areas; women and men; average sales
range from $0-$50/day; mobile population.
Working capital loans of less
than $250 at 2% per month for six
months. 1