1. for full time undergraduates, starting in September 2017
Student Finance
for full time undergraduates, starting in September 2017
Student Services

2. What’s covered Tuition Fees Tuition Fee Loans Loans for living costs
Additional grants
Repayment terms on loans
Top tips

3. Tuition Fees
Birmingham City University charges £9,000 per annum for all full time undergraduate degree courses for courses starting in September 2016
HND and Foundation degrees will be charged at £6,000 per annum

4. Tuition Fee Loans You don’t have to pay for your course upfront
Tuition Fee Loan available
Apply through Student Finance England
Must meet the residential & previous study requirements
Interest rate 3% plus inflation
Salary threshold £21,000
Written off after 30 years

5. Loan for Living Cists
Loan for living costs available in addition to the Tuition Fee Loan
Maximum amounts
living in parental home - £6,904
living away from parental home - £8,200
65% is an automatic entitlement
35% is means tested on your household income

6. Loan figures based on student Loan figures based on students
Examples
Loan figures based on student
living away from home
Loan figures based on students
living at home
Household
Income (£)
Maintenance
Loan (£)
£25,000
8,200
6,904
£30,000
7,612
6,322
£35,000
7,023
5,740
£42,875
6,095
4,824
£50,000
5,256
3,994
£55,000
4,667
3,412
£62,180 or more
3,821
£58,201 or more
3,039

7. Additional Grants Adult Dependants’ Grant - up to £2,757
Childcare Grant - up to 85% of costs (maximum of £ per week for one child or £ for two or more children)
Parents’ Learning Allowance - up to £1,573
Disabled Students’ Allowance
specialist equipment - up to £5,161 for course
non-medical helper - up to £20,520 per year
other disability related - up to £1,724 per year

8. Repayment terms on loans
Loans are repayable from the April after graduation and earnings are above £21,000.
From the April after you leave university if you are earning below £21,000, interest will reduce to just the rate of inflation
Graduates earning between £21,000 and £41,000 will be charged interest at the full rate of inflation plus interest of up to 3 per cent.
Graduates earning above £41,000, will be charged interest at the full rate of inflation plus 3 per cent.

9. Repayment Examples Annual Earnings Annual Repayment Weekly Repayment
Monthly Repayment
£15,000
Nothing
£16,000
£21,000
£22,000
£90
£1.73
£7.50
£30,000
£810
£15.58
£67.50
£40,000
£1,710
£32.88
£142.50
£50,000
£2,610
£50.19
£217.50

10. Top Tips Explore all funding you are eligible for
Apply in plenty of time
Think about part time work
Prepare a budget plan

11. Student Services Telephone: We have dedicated staff who 0121 331 5588
Ask Us Service:
Web:
We have dedicated staff who
can help you with:
Budgeting
Money Management
Debt Counselling
Alternative sources of funding
Hardship Fund