1. Home Purchase Information Prepared for:
(Buyers Name Here)

2. SERVING PENINSULA FAMILIES SINCE 1983
A Step-by-Step Plan That
Leads You to the Home of Your Dreams…

3. Dear Home Buyer:
We use a GUARANTEED painless 4-step process to find the perfect home for you.
The following pages will show and tell you exactly how this process works and why we have helped so many home buyers just like you.
As you review this information, please compare our process and plan to what all other real estate agents do for you.
I think you will find, no one makes the process of finding the right home as painless a process as we do. There will be no surprises.
We never try to you sell you anything; we create an environment where you can always buy but are never SOLD! We do business your way.
Rand Smith
Real Estate Broker
Real Estate by Rand

4. Commitment
As a Home Buying Specialist, my commitment is to assist you with…
Locating the best home for your needs.
Negotiating the lowest price.
Securing the best financing.
Meeting your home buying needs with the least amount of hassle.
Providing you with superior client service.

5. Home Finder How Do You Find the Really Special Homes?
We provide you with our FREE “Home Finder” Service. A list of every home that matches your home buying criteria ed directly to your inbox as often as every day.
Then, whenever any new properties matching your buying criteria hit the market, you get an instant text/ notification!
Many times, you get information before many real estate agents do.

6. Getting Started
There are a lot of ways to go about finding a home, but by far the best way is to set-up a quick get-together at my office. It will only take minutes.
It will only take longer if you have more questions. You tell us what you want and we tell you how we will find it for you.
That’s right, we work for you; spend our time and dedicate our resources to making sure you get the best possible value currently available. The best part, you pay us nothing for all of this service.
If you haven't already set a time to meet with me, all you need to do is call my toll-free number 24/hrs. at (your phone number here). I’ll do the rest. Or you can me direct: (your here).

7. 4-Step Process GUARANTEED PAINLESS We Use a Simple and
Four-Step Process:
Step 1 – Provide you a list of every home currently available that matches your home buying criteria.
Step 2 – You notify us when you find the home you love.
Step 3 - We will make sure that you have the time and freedom to preview every property of interest.
Step 4 – When you’re ready we will:
Prepare a detailed Purchase Agreement.
Include all protections and inspections.
Use our Skill to Negotiate to Your Benefit to Secure the Purchase of Your New Home.
We will communicate to you with the frequency necessary to keep you informed and worry-free the entire process.

8. Communication The key to a successful home purchase.
Through constant communication, we will keep you apprised of every detail in the entire process of your home buying experience.
We keep you updated using and text messaging, with you having the option to call us anytime you feel the need to speak directly to any of my team members or me.

9. Pre-Approval 3 Key Benefits
Loan Process
Pre-Approval 3 Key Benefits
You know exactly HOW MUCH YOU CAN AFFORD (Eliminating wasted time looking at homes that are above or below your price range)
You get the BEST FINANCING (i.e. lowest interest rate, lowest down payment, which will allow you to get the most house for your money)
You can make a STRONGER OFFER (You get the power of immediate action, you can beat out other buyers and you can negotiate the lowest price & best terms.)

10. Services Our Home Buyer Services...
• Provide you a list of every home available.
• Open the doors of every home of interest.
• Continue until you find the perfect home.
• Provide detailed information.
• Help you make informed decisions.
• Prepare a Purchase Offer.
• Negotiate on your behalf.
• Negotiate to your benefit.
• Open escrow and deposit money.
• Secure the best financing possible.
• Coordinate all inspections.
• Explain every inspection report.
• Monitor your escrow DAILY!
• Communicate daily during escrow.
• Oversee details in your home purchase.
• Dot every "i“ and cross every "t".
• Make sure escrow closes on time.
• Explain every step of the process.
• Hand you the keys to your new home.
• Communicate and serve you forever.
• Provide my services to your family/friends.
All of this and you pay us nothing!
It almost seems unfair doesn't it?

11. Part 2 Prepared for: Our Homebuyer Meeting
For our face-to-face meeting. It will take minutes unless you have more questions.
I will tell you exactly what you can expect from me and what I expect from you.
You will have a very clear cut idea of the entire home buying process from soup to nuts.
All of your questions will be answered so that by the time we are finished, you will know exactly what to expect through the entire process.

12. Making an Offer
Once you have found the home you wish to purchase, we will help you determine value so you know how much to offer for the home.
It is important to remember that the more competition there is for the home, the higher the offer should be– sometimes even exceeding the asking price. Remember, be realistic. Make an offer that can be accepted, not rejected.
Once we prepare your Purchase Agreement, we will present to the seller with his agent present. The Seller can accept, reject or counter our offer by making changes that will be subject to your approval.
Once an offer has been successfully negotiated and executed by both parties, escrow will be opened and your Earnest money deposit check will be placed into the escrow account, along with all documents in the Purchase Agreement. There, it will be held in trust.

13. Escrow
Earnest Money — When an offer is made, we will ask you for an earnest money check. If the offer is accepted, your check will be cashed and held in trust by the title company.
Escrow and Initial Title Check — Upon acceptance of the offer signed by both parties, an escrow will be opened with a Local Title Company. They will begin handling many of the details outlined in the Purchase Agreement.
Disclosures, Inspections, and Contingencies —We will work with you to arrange and order all of the necessary inspections. We will review and explain all inspections on the home. We will work to remove each contingency only when you fully understand what each of them means to you.
Homeowner’s Insurance — It’s your responsibility to obtain homeowner’s insurance. Lenders require proof of homeowner’s insurance before they approve your loan.

14. More on Escrow
Appraisal of Property — The lender will arrange for the property to be appraised. We will monitor this process for you.
Loan Approval — Once all of the necessary steps are completed and your loan has been approved, they will notify the Title Company so they prepare necessary documents.
Cashier’s Check — In preparation for the closing appointment, you’ll need to obtain a cashier’s check or wire transfer for the amount of money due upon closing.
Pre Closing Appointment — Prior to closing the escrow, we will meet at the title company where you will sign all of the necessary title and loan papers in preparation to close escrow.
Final Steps — Once you “sign-off”, all of the proper documents will be recorded and escrow will close. We will hand you the keys to your new home.

15. WHAT IS A REAL ESTATE “CLOSING”?
A “closing” is where we will meet at the escrow company for the purposes of signing the final escrow instructions, any loan documents, estimate of funds needed to close escrow.
There should be no surprises for you because before this meeting, I will have received and reviewed, on your behalf, every document prior to your signing.
At closing, you will be required to pay all fees and closing costs in the form of “guaranteed funds”, such as a Cashier’s Check. The escrow officer will notify you of the exact amount prior to the closing.
IN SOME CASES THE LENDER MAY REQUIRE AN IMPOUND ACCOUNT…
If this is a requirement by your lender, we will already be aware of all of the details long before we prepare to close escrow.

16. After the Closing AN ONGOING RELATIONSHIP WITH YOU…
While the Closing may mark the end of the purchase process, it will mark the beginning of our ongoing relationship.
My commitment to you is for life in all of your real estate needs and wants. I will continue to be a resource for your real estate and neighborhood needs.
As a Preferred Client, you can look forward to receiving my monthly Real Estate Insider Newspaper, as well as your continued membership in our “Perks Club” benefits program.
And of course, if you need referrals for plumbers, electricians and other service professionals, I am always happy to provide you with a list of trusted vendors.

17. Referrals
YOUR REFERRALS ARE KEY! Maintaining ongoing client relationships is part of my commitment to provide a level of real estate service well above and beyond expectations. My clients share their positive experience with friends and associates, who then seek me out. This has allowed me to build a successful real estate practice based on referrals. As a result, I can devote more of my time to helping clients and less time looking for new ones. If you are happy with my service, please spread the word. We will send you information shortly that shows you how to get rewarded for every person referred to us by you. We believe you should be rewarded for helping us get the word out.

18. MY SERVICE COMMITMENT TO YOU:
Provide our professional services to you on a full-time basis.
Communicate to you responsibly, honestly and frequently.
Counsel and explain all pertinent Real Estate Documents in advance.
Scour the market daily and know what’s available.
Utilize every resource in searching for available properties.
Perform a comprehensive Market Analysis on areas of interest.
Show you properties you have selected from the list we provide you with.
Assist you in arranging financing and get you pre approved now.
Review and counsel you on all offers, counter-offers and multiple offers.
Professionally and personally present your offer and negotiate to your benefit.
Provide you services that match the unique way you want to be served.
Coordinate inspections: termite, contractors, well, septic and roof, etc.
Oversee paperwork throughout the transaction, escrow and closing.
Hand you the keys to your new home.
I agree to work with you and your family in a cooperative effort for the next _______ days to locate and purchase a new home.
Rand Smith_______________________________ Date___________________

19. YOUR COMMITMENT TO ME
I have explained, in depth, the advantages of working with me as your exclusive buyers agent. In order for you to receive these benefits, here is what I ask of you:
To communicate responsibly and honestly.
To willingly provide pertinent information as needed.
To promptly inform me of changes in timing, requirements or other critical information which affect your service commitment to me.
To submit all lender required information immediately in order for us to obtain pre-approval for your loan.
To enter into contracts in good faith and make every effort to adhere to all negotiated contingencies, terms and conditions.
To inform all real estate agents that you are represented by Rand Smith & Real Estate by Rand.
I agree to work solely with Rand Smith & Real Estate by Rand for the next _____ days in a cooperative effort to locate and purchase a home. All contracts shall be written by Rand Smith and presented to the agent/seller of the property whenever possible.
Buyer___________________________Buyer_________________________________ Date__________________________________________________________________

20. Guaranteed Services “LOVE IT LEAVE IT” RAND SMITH’S GUARANTEE
If you buy a home using the services of Rand Smith, move in and find that you don’t absolutely love your new home, Rand will re-sell FREE of CHARGE!
Just one more way Rand takes the risk out of doing business with him. Talk to Rand today!

21. Condition
Yard Signs/Open Houses A yard sign or open house can let you know a home is available, but I can help you know if it’s worthwhile.
I can arrange private showings of homes
displaying an “Open House” or “For Sale”
yard sign. When visiting an open house on
your own, give the salesperson your “OPEN
HOUSE GUEST PASS” and tell them that I
represent you.
Homes you see advertised The properties you see in newspapers and online are available right here.
You can ask me about any properties that are advertised, no matter who the broker is.
I will provide you detailed information including price, address, amenities… so you can determine if it is of interest to you.

22. After the Close… CONGRATULATIONS, YOU OWN A NEW HOME!
But why are you feeling anxious?
It’s Called Buyer’s Remorse… and it is a completely natural feeling every buyer experiences after purchasing a new home.
And It Will Pass… as you begin to plan for the move to your new home.
But For Now… there’s still plenty of work for the both of us to do as we prepare for the date of closing.

23. Testimonials
We were stuck in a short sale purchase for almost one full year when one of our friends told us to call their friend who just happened to be the best real estate agent in the Profession.
We assumed they were just kidding , but we called Rand Smith and begged him to help us. Long story short, he got us the home we wanted by taking over our existing transaction. We closed escrow in less than 40 days flat.
We actually did learn that Rand Smith is the top agent of all time in Real Estate. We can see why he is the best. He was doing business at a totally different level than any other agent we have ever worked with. He is the best.
Don Hamilton
Former Professional Football Player
Here is our experience with Rand Smith:
We told him what we really wanted. He found the perfect home for us in about 3 days flat. Prepared an offer. Negotiated to our benefit. We save over $50,000, closed escrow and moved in.
If you are buying or even selling a home, use Rand Smith if you have the opportunity. He is the best in his profession.
Daryl & Sandy Schwartz

24. Thank you Rand Smith Real Estate by Rand 39257 Del Parque Ct.
Thank you for the privilege and opportunity to work with you. As always, feel free to call me if you have any questions. I look forward to meeting with you and helping you achieve a successful sale.
Rand Smith
Real Estate by Rand
39257 Del Parque Ct.
Murrieta, CA 92562
Office: (951)
Cell: (831)