1. YouR BUSINESS & SUSPICIOUS TRANSACTIONS
ASSESSING RISK
YouR BUSINESS &
SUSPICIOUS TRANSACTIONS

2. Money Laundering

3. Terrorist Financing

4. Risk Assessment: your Firm
What level of risk exists in your firm for money laundering and terrorist financing? (Low, Medium, High)
How many clients?
Where are most of your clients? (Local, province wide, nationwide)
What are the crime rates in the areas where your clients reside? (Low, Medium, High)
How many of your clients are households?
How many of your clients are businesses?
How many of your clients are charitable organizations?
How many of your clients are politically exposed persons?
How much overseas funding exposure does your clientele have?

5. Risk Assessment: your Firm
What level of risk exists in your firm for money laundering and terrorist financing? (Low, Medium, High)
How many clients?
Where are most of your clients? (Local, province wide, nationwide)
What are the crime rates in the areas where your clients reside? (Low, Medium, High)
How many of your clients are households?
How many of your clients are businesses?
How many of your clients are charitable organizations?
How many of your clients are politically exposed persons?
How much overseas funding exposure does your clientele have?

6. Your Client Profile Approximate what percentage of your clientele is:
Blue Collar
White Collar
Affluent (Net worth 1-5 million)
High Net Worth (5 million +)

7. Your Client Profile Approximate what percentage of your clientele is:
Blue Collar
White Collar
Affluent (Net worth 1-5 million)
High Net Worth (5 million +)

8. Your Product Mix Approximate what percentage of your business is:
Term Insurance
Whole Life Insurance
Universal Life Insurance
Critical Illness Insurance
Disability Insurance
Non-Registered Segregated Funds
Registered Segregated Funds
Annuities
Group Benefits
Group Pensions
Guaranteed Investment Certificates
Mutual Funds
Travel Insurance
Do you have referral clients with the following: (If yes, what percentage of your business?)
Portfolio Managers
Exempt Market Products

9. Your Product Mix Approximate what percentage of your business is:
Term Insurance
Whole Life Insurance
Universal Life Insurance
Critical Illness Insurance
Disability Insurance
Non-Registered Segregated Funds
Registered Segregated Funds
Annuities
Group Benefits
Group Pensions
Guaranteed Investment Certificates
Mutual Funds
Travel Insurance
Do you have referral clients with the following: (If yes, what percentage of your business?)
Portfolio Managers
Exempt Market Products

10. Size of the Transactions
Approximate what is the average dollar amount of your transactions for:
Whole Life Insurance
Universal Life Insurance
Term/Disability/Critical Illness
Registered Segregated Funds
Non-Registered Segregated Funds
Guaranteed Investment Certificates/ Annuities
Other Investments
10k or less  k - >100k

11. Size of the Transactions
Approximate what is the average dollar amount of your transactions for:
Whole Life Insurance
Universal Life Insurance
Term/Disability/Critical Illness
Registered Segregated Funds
Non-Registered Segregated Funds
Guaranteed Investment Certificates/ Annuities
Other Investments
10k or less  k - >100k

12. Cash Transactions

13. Suspicious Transactions and Attempted Transactions

14. Suspicious Transactions and Attempted Transactions