1. GAME OF LIFE Module 14
Utilities:

2. 1. What type of HEAT does your residence have?
2. If you have an apartment – What is INCLUDED in your rent payment?

3. REQUIREMENTS:
A. Electricity …. If you have a separate Heat Source – you choose #2 Standard
If you have Electric Heat – then you choose #1 – ALL Electric
B. Heat …
Electric or Gas or Coal or Oil or LP Gas
Wood or Solar are not options

4. C. Sewage … few people in the modern world have a septic tank
D. Water … few people in the modern world have wells
E. Garbage

5. OPTIONS: F. Entertainment: G. Internet: Cable Satellite
Dial Up … yes – this still exists – especially out in the ‘sticks’.
DSL/Cable

6. Requirement: You MUST have some type of PHONE
You choices are: I, II or I & II
Option:
Newspaper ~ Printed or On-line:

7. Requirement: J. Insurance: I. Life – everyone takes this II. Home –
1. Renters
2. Home Owners

8. K. Housing Costs: 1. Rent – Transfer from Housing or Yellow Sheet:
2. Mortgage -- see above

9. Taxes II: FOR HOMEOWNERS ONLY:
School Tax … multiplier = for every $1,000 of property owned
Example = * 154 (000) = $1,323.25/yr
YOUR SCHOOL Taxes = __________
Property Tax … multiplier 1.35 * cost of property (see you Housing sheet for total amount financed)
Example = 1.35 * 154,000 = $2,079.00/yr.
YOUR PROPERTY Taxes = _____________

10. Final Talley: Add items 3A – 3K = ______
For School Tax – Divide the total amount by 12
For Property Tax – Divide the total amount by 12
Add this to 3A-K
Total Utility Costs + Taxes II + Housing Costs per month = ___________