1. 2015 Board of Directors Meeting
California Housing Workers’ Compensation Authority
State of the JPA
At a Glance
2015 Board of Directors Meeting
April 30, 2015

2. Staff introductions Adrienne Beatty - Administration
Ramona Buchanan - Administration
Jackie Miller – WC Program Mgmt
Nancy Broadhurst – Finance
Henri Castro – Risk Control
Dave Beal – Risk Control

3. CHWCA Mission Statement
CHWCA was created in 1991 with the purpose of:
CHWCA Mission Statement
Reducing the amount and frequency of losses
Sharing the risk of self-insured losses
Jointly purchasing and providing administrative and other services
The mission of the California Housing Workers’ Compensation Authority (CHWCA) is to protect member resources by providing a stable and economical Workers’ Compensation Program through an aggressive claims management policy and quality risk management services for its members.

4. CHWCA Advantages
Ownership and control of coverage, claims management, and risk control
Representation on Board and
Committees
Share the cost of risk among
similar entities
Continuous claims oversight
Dividend/retrospective plans and incentives

5. Member Obligations Prompt reporting of ALL claims to TPA
Cooperation in adjusting/
investigating claims
Provide data to CHWCA
Active Participation in Safety Program
Attendance at Annual Board Meeting

6. Membership & Committees
Membership (Board of Directors)
33 Members
Executive Committee
7 Members
Risk Management Committee
5-12 Members (8 current)

7. Committees Executive Committee Representative Agency
Jim Shields (President)
Sacramento H & RA
Bob Hoskins (Vice President)
Kings County HA
Vacant (Treasurer)
Stephen Pelz
Kern County HA
Wes Weir
Eureka City/Humboldt County HA
Vacant
Lost Bill Fagan (Treasurer/B-Payroll below median), Rudy Tamayo (D-Payroll above median), and Linda Nichols (At Large) this year.
Category A – 4 largest payroll (SHRA)
Category B – payroll below the median – vacant!
Category C – South (Kern)
Category C – North (Eureka/Humboldt) – expiring!
Category C – Central (Kings) – expiring!
Category D – payroll above the median – expiring AND vacant!
“At Large” – vacant!
All Officer terms are expiring this year.

8. Committees Risk Management Committee Representative Agency Wes Weir
Eureka City/Humboldt County HA
Wendell Garrett
Sacramento H & RA
Jim Kruse
San Joaquin County HA
Todd Crabtree
Mendocino CDC
Patricia Friou
Ventura County HA
Jennifer Dawson
San Bernardino County HA
Janis Holt
Yolo County Housing
Karen Wilson
Kern County HA
Rod Roche
Alameda City HA
Eureka/Humboldt – below median/North
SHRA – top 4/North
San Joaquin – above median/Central
Mendocino – below median/North
Ventura – below median/South
San Bernardino – above median/South
Yolo – median/North
Kern – above median/South
Alameda City – above median/North
RMC Makeup/Duties:
Holds regular meetings in April, August, and November (in conjunction w/EC).
Committee Chair reports to Executive Committee
Membership attempts to include a cross section of representatives from small, medium, and large agencies
Committee is responsible for:
Providing direction to staff regarding safety/loss control activities
Developing annual Risk Control Work Plan
Selecting annual Safety Award recipients
Approving RC expenditures of up to $5,000
Addressing requests by the Executive Committee or Board.

9. Overall Financial Position
Current Premium (For Fiscal Year 2015)
Pooled Portion $ 3,413,260 (7.1%)*
Purchased Excess $ 546,020
Total Premium $ 4.97 Million (5.0%)
(Represents $120 million in estimated payroll)
*Pool premiums would have been $757K or 22% higher without the Mid-Layer Pool!
Equity Position (As of December 31, 2014)
Total Net Assets $8,012,112
Confidence Level
Budget Funding 80%
Dividend Distribution 70%
**Budget funding increased to 80% this year from 75%** - at 75% the budget would have only increased by 0.7%.
Premium amount not shown: claims servicing ($368,380), DIR Assessment ($90,000), and admin fees ($555,875).
Actual paid excess 14/15 = $513,564 ($493,949 yearly premium - $2M-$5M deposit of $19,615)
Estimated paid excess 15/16 = $533,229 ($513,614 yearly premium - $2M-$5M deposit of $19,615)
Current Premium (For Fiscal Year 2014)
Pooled Portion $ 3,187,785 (2.9%)*
Purchased Excess $ 525,960
Total Premium $ 4.74 Million (4.5%)
(Represents $122 million in estimated payroll)
*Pool premiums would have been $3.9M or 23% higher without the Mid-Layer Pool!
Equity Position (As of December 31, 2013)
Total Net Assets $7,204,039
Confidence Level
Budget Funding 75% ( )
Equity Position (As of December 31, 2012) - Total Net Assets - $6,928,660
Equity Position (As of December 31, 2011) - Total Net Assets - $ 9,056,217

10. Workers’ Compensation Coverage
LAWCX
Commercial Excess Coverage
$5,000,001 - Statutory Limits
MID-LAYER POOL
$2,000,001 - $5,000,000
Group Shared Self-Insurance
$500,001 - $2,000,000
CHWCA
$250,001 - $500,000
Dollar One – $250,000

11. 2013-2016 Strategic Objectives
Goal #1 – Increase Member Engagement, Retention, and Awareness of Pool Services and Benefits.
Goal #2 – Preserve and Enhance the Equity Position of the Pool and Analyze Alternative Uses for Equity.
Goal #3 – Evaluate and
Refine Structure and Delivery
of Risk Control Services.
Goal #1 Objectives:
Develop and disseminate an eBrief after each EC.
Schedule a Q&A session for future CHWCA Annual Retreats.
Evaluate regional trainings as a delivery method for CHWCA information and services.
NorCal in March Central/Southern late June and October.
Coordinate member site visits with ED and EC members.
Provide the WC Roles and Responsibilities’ Webinar annually.
Goal #2 Objectives:
Investigate short- and long-term bond markets.
Executive Committee approved April 2014.
Analyze dividend and assessment policies.
Revised by EC in April 2014.
Evaluate options to enhance Investment options.
EC analyzes as necessary.
Fund RC activities/incentive program using dividend monies.
RMC/EC will analyze in April/August/November 2015.
Goal #3 Objectives:
Evaluate allocation of training time across pool members.
2015 Risk Control Plan.
Increase program engagement of pool members not using srvcs.

12. CHWCA 2014 Highlights - General
President Jim Shields appointed Treasurer of LAWCX
Revised and clarified Bylaws
Began work on CHWCA
“diversification”
Bylaws:
EC criteria (changed from premium to payroll)
Board Rep/Alt Agency Position requirements
Revised Dividend/Assessment calculations
Increased WCPM settlement authority
Changed date member must rescind Notice of Intent to Withdraw
Added more stringent re-entry requirements for withdrawn members
Diversification:
Other special districts (CCTA)
JPA additions or mergers (CAPRI, VCJPA, SDRMA, HAARP)
Alternative (non-insurance) service offerings

13. CHWCA 2014 Highlights - Financial
2015 Budget funding increased to 80% CL
Revised ex-mod calculation
Released dividends and continue
to maintain equity above 90%
Ex-Mod:
From WCIRB to internally rated

14. CHWCA 2014 Highlights - RC
Hosted three regional trainings on the subject of workplace violence and for-cause drug testing
Developed individual risk control
action plans for each member
Revised the Safety Awards
Program
Increased maximum membership of RMC
Regional Trainings:
Patrick Prince
Safety Award Program:
Awards for both agencies and direct employees
RMC:
From max of 9 to 5-12.

15. Questions?