1. The best way to figure out who we are or who we want to be is to determine our personal values and Goals!

2. Values and Goals

3. What are Values? Anything that is DESIRABLE, WORTHWHILE, and IMPORTANT
Influenced by FAMILY, FRIENDS, TEACHERS, COACHES, TV, MOVIES, etc.
Each person has DIFFERENT values which guide his/her daily decisions

4. Complete the Personal Value Survey in Your Notes

5. Needs vs. Wants Need: something necessary or required for life
Examples of needs?!?
Food, water, clothing and shelter

6. How Much Money Does A Person Need?
Families in India earn $1.00 to $2.00 a day.
Could your family live off $1.00 to $2.00 a day?
What do you think families in India think they NEED?
How do values influence needs?
You need shelter, but do you NEED a mansion?
You need clothes, but do you NEED designer clothes?

7. Needs vs. Wants Want: something unnecessary, but desired
May increase the quality of living or make a person happier
Examples of wants?!?!
iPod, XBox, designer clothes

8. You Decide! Needs or Wants? Car Nike Sneakers Hot Tub Computer Food
i-Pod
Cell Phone
Clothes

9. What is a Goal?
Goal: something a person intends to accomplish

10. Why Set Goals?
Would you set out on a cross-country adventure without a road map?
Setting goals are like a road map:
They provide DIRECTION
They help you focus on the IMPORTANT things
They help you keep the END RESULT in mind

11. Types of Goals
Short-Term: can be accomplished within one year (days, weeks, months)
Improving grades at school
Making the basketball team
Saving money to buy an iPod
Long-Term: can be accomplished in more than one year
Attending college
Getting a great job
Buying a new car

12. SMART Goals
In order to set goals effectively, they need to be well written, or SMART!
Specific – State exactly what is to be done
Measurable – Include how the goal can be measured
Attainable – Determine steps to reach the goal
Realistic – Do not set goals for something unrealistic
Time Bound – State when the goal will be met

13. SMART Education Goal Goal – “I want to attend college.” SMART goal –
Specific – I want to attend a four year college.
Measurable – Because I want to attend a four year college, I will earn a B in algebra.
Attainable – Because I want to attend a four year college, I will earn a B in algebra this semester.
Realistic – Because I want to attend a four year college, I will earn a B in algebra this semester to prepare me for the college entrance exam.
Time Bound – Because I want to attend a four year college, I will earn a B in algebra this semester to prepare me for the college entrance exam when I am a junior in high school.

14. SMART Financial Goals Goal – “I want to buy a new iPod.” SMART Goal –
Specific – I plan to save money for a new iPod.
Measurable – I plan to save $100 for a new iPod.
Attainable – I plan to save $100 for a new iPod by saving $20 from each babysitting job.
Realistic – I plan to save $100 for a new iPod by saving $20 from each babysitting job and putting it into a savings account.
Time Bound- I plan to save $100 for a new iPod by saving $20 from each babysitting job and putting it into a savings account every month.

15. SMART Goal Challenge! Supplies: Toothpicks and Mini Marshmallows
Task: Create a free standing tower using your supplies. The tallest tower wins!
But….Before you build, work as a team and write down a SMART GOAL to serve as your road map! You must check it off with your teacher before you begin.
Ready – Set – Build!