1. Q Pay Spot
Presented by
RAPID COMMUNICATIONS
JUNE 5TH , 2009

2. What is Q Pay Spot?

3. Q Pay Spot (QPS) service represents modern way of payment traffic with a base in point-of-sale (POS) terminals that enable payment traffic of specialized services through GSM/GPRS network of mobile phone system.
The use of QPS GPRS/USSD POS terminal provides efficient, precise, reliable and safe payment, i.e. control and evidence of payment at many places with significant decrease in costs. Goods and services are paid faster, simpler and more efficient while expenses of installing and implementing the terminal are very low.

4. Q Pay Spot service implements over 350.000 transactions per day.
From a technical point of view, GPRS POS terminal has multiple advantages when compared to classical POS terminals, because it transfers the data using GPRS network, i.e. it does not require traditional telephone line. Rechargeable batteries in QPS terminals are making the system completely independent of power supply.
Q Pay Spot service implements over transactions per day.

5. QPS TERMINAL Thermal printer Display Menu navigation buttons
GPRS Module
Serial port for card readers

6. What are the services offered by Q Pay Spot?

7. Q Pay Spot service, in one place, provides the
following:
Top-up of pre-paid telephones for all mobile operators
Top-up of debit cards
Payment of all kinds of utilities (electricity, home telephone, cable TV)
Payment of goods and services with credit cards
Mobile, cash-free, way of payment

8. How to use Q Pay Spot?

9. Mobile phone subscriber finds out that he has no more airtime on his pre-paid phone

10. He goes to a Q Pay Spot POS outlet located at the closest newspapers stand, foodstore, hotel, train station...

11. The value of a pre-paid airtime is paid in cash and this can be any amount, even a fraction of a Kshs, i.e

12. QPS sales person types in the phone number and the amount paid...

13. Mobile phone subscriber receives the receipt confirming the transaction...

14. Within 2 seconds an SMS arrives to his cell phone confirming that Kshs20.70 has been credited to his number...

15. All members of the QPS transaction circle are satisified: mobile subscriber, mobile provider and QPS POS vendor

16. Benefits with Q Pay Spot

17. DISTRIBUTOR OF SERVICE

18. The vendor has on-line, real-time information about:
Number of terminals in operation
Location of the terminal
Turnover of that particular Q Pay Spot
Total turnover of all the sales outlets using Q Pay Spot and belonging to one owner (ex. all post offices in one city, all Mc Donald‘s restaurants in the country, etc.)
Statistics about the the best selling Q Pay Spot terminal or the best client with Q Pay Spot network of terminals
Number of transactions
Average value of transaction
History of one particular Q Pay Spot (how has it evolved)

19. QPS transactions - Online monitoring

20. Point of Sale – Overview and change of data about Q Pay Spot Outlets
Contractor - Overview and change of data of the customers who own QPS terminal
Point of Sale – Overview and change of data about Q Pay Spot Outlets
Seller – Overview and change of data about the salesperson
Terminal – Overview and change of data of terminals
GSM top-up – Overview of GSM top-ups for certain period
GSM statistics – Overview of statistics which covers number of active terminals, number of terminals which had top-ups, average top-up value per terminal, etc.
GSM rollback – Transactions which were made and then cancelled
GSM traffic – Overview of top-ups per customer
Diners – Overview of Diners Club Credit Card transactions
Internet top-up – overview of internet top-ups
One can chose if the total transactions are monitored or per operator
Contractor - Overview and change of data with the customers who own QPS terminal
Point of Sale – Overview and change of data about Q Pay Spot Outlets
Seller – Overview and change of data about the salesperson
Terminal – Overview and change of data of terminals
GSM top-up – overview of GSM top-ups for certain period
GSM statistics – overview of statistics which covers number of active terminals, number of terminals which had top-ups, average top-up value per terminal
GSM Traffic – overview of top-ups per customer
Diners – Overview of Diners Card transactions
Internet top-up – overview of internet top-ups
In the right-hand window one can see whether one should see all mobile operators or just particular ones.  One can also chose the period…

21. Vendor will have statistics on differences in week-day turnovers vs
Vendor will have statistics on differences in week-day turnovers vs., week-ends, vs. national holidays, etc.
How is the weather. i.e. the temperature infulencing the turnover
How is an advertising campaign influencing sales, for instance mobile operator billboard location vs. Q Pay Spot location
All this metadata can be used in making the right decision for business (sales, distribution, marketing, advertising)

22. Mobile operator will no longer have to manufacture pre-paid vouchers
Mobile operator will no longer have to distribute pre-paid vouchers
Invoicing of the pre-paid services sold is much more transparent and efficient with Q Pay Spot
Total turnover by terminal, by location, by customer is now always readily available. All this information is effortlessly transferred into an invoice from the mobile provider to the QPS POS outlet owner on a daily, weekly, monthly basis

23. Q Pay Spot provides to all business subjects
that give postpaid receipts for their services,
extremely efficient and effective solution.
Through Q Pay Spot service many companies
that are in a business of energy, transport,
communal service, telecommunications, as
well as all institutions on local or national level
can implement their demands.
Payment of all types of bills (electricity, home telephone, cable TV, etc) is done in a very simple, safe and exceptionally quick way.

24. The most important advantages that Q Pay Spot has for you as a service provider are:
You receive over X.000 payment spots throughout the country where your clients can pay their dues in any moment of time
You improve you current position on the market
You obtain leader position and you stand out from competition
You enlarge your income
You eliminate the costs of printing and distributing all kind of postpaid bills and prepaid cards
Quick and safe flow of information on transactions

25. Q PAY SPOT OUTLET

26. By having terminal of Q Pay Spot Service you gain numerous advantages and possibilities:
You enlarge the offer of services that you can provide
You enlarge your income
You receive commission from each
transaction that you handle through Q Pay Spot service
You improve your position in the market
You stand out from competition
Daily, quickly, safely you receive information on payments
Mobile operator will have statistics on differences in week-day turnovers vs., week-ends, vs. national holidays, etc.
How is the weather. i.e. the temperature infulencing the turnover
How is an advertising campaign influencing sales, for instance mobile operator billboard location vs. Q Pay Spot location
All this metadata can be used in making the right decision for business (sales, distribution, marketing, advertising)

27. Q Pay Spot terminal, thanks to its dimensions, does not require a lot of space
Q Pay Spot terminal does not require a separate phone line
Q Pay Spot terminal enables you to accept you every payment card
You do not need investments for installing QPS terminal
You receive promotional appearance, concept of campaign and all promotional material

28. END USER

29. Users of Q Pay Spot service have nicer and easier life
Users of Q Pay Spot service have nicer and easier life. Advantages of using Q Pay Spot:
Saves your time - the standard payments are now faster
Saves your money – different payments are free from commissions
Enables you to complete different payments in many places or vice versa
Offers possibility of paying your bills when it is the most suitable for you – anytime, anywhere

30. Q Pay Spot service can be connected with the entire
banking sector of a particular country. Furthermore, through Q Pay Spot service Diners Club Cards can be used as well. Visa, Master and other credit/debit cards are envisioned in the very near future. In this way banks and other financial institutions and organizations can achieve the following:
Enhance their business
Enlarge turnover & income by the use of all payment cards
Take innovative position in the financial sector
Receive online, safe, transparent and confidential information on implemented transaction through payment cards