1. Small Business – Content Areas
How Businesses Use Credit
How and why businesses use credit
Common forms of credit (Lines of Credit, Term Loans, Commercial Real Estate Loans, etc.)
Small Business Administration (SBA) loans & alternative financing
How Businesses Obtain Credit
How Lenders measure/evaluate creditworthiness (personal and business)
Steps a business can take to review and build their credit
The process and documentation required to obtain credit
Developing a Business Plan
Significance, purpose, and audiences of a business plan
Key parts of a business plan
Process and resources necessary to develop a business plan
Business Financial Statements
Primary types of financial statements: balance sheets, cash flow projections, profit & loss statements
How and why each type of financial statement is used
Steps and information required to create (and maintain) each type of statement
Banking products and services necessary for small businesses
How to evaluate business banking needs and priorities (funding, transactions, payroll, etc.)
Importance of building relationships with financial institutions
Small Business Banking Services

2. Module 1: How Businesses Use Credit
Topics Covered
How and why businesses use credit
Common forms of credit (Lines of Credit, Term Loans, Commercial Real Estate Loans, etc.)
Small Business Administration (SBA) loans & alternative financing
Outcome: Learn how to identify and use different types of credit options to start-up or expand a business

3. Module 2: How Businesses Obtain Credit
Topics Covered
How Lenders measure/evaluate creditworthiness (personal and business)
Steps a business can take to review and build their credit
The process and documentation required to obtain credit
Outcome: Understand how to build and maintain creditworthiness

4. Module 3: Developing a Business Plan
Topics Covered
Significance, purpose, and audiences of a business plan
Key parts of a business plan
Process and resources necessary to develop a business plan
Outcome: Learn to appreciate the value of a strong business plan and leverage the tools and contacts to build one

5. Module 4: Business Financial Statements
Topics Covered
Types of financial statements: balance sheets, cash flow projections, profit & loss statements
How and why each type of financial statement is used
Steps and information required to create (and maintain) each type of statement
Outcome: Learn to create and use financial statements to track growth and evaluate business financial health

6. Module 5: Small Business Banking Services
Topics Covered
Banking products and services necessary for small businesses
How to evaluate business banking needs and priorities (funding, transactions, payroll, etc.)
Importance of building relationships with financial institutions
Outcome: Choose the best financial products and services to drive growth and learn to appreciate the value of building a relationship with a financial institution