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Published byHerbert Washington Modified over 6 years ago
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Summary of Risk Categories and Risk Weights for Risk-based Capital Requirements
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Minimum Capital Requirements across Capital Categories
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Regional National Bank (RNB), Risk-based Capital (Millions Of Dollars): Category 1 & 2
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Regional National Bank (RNB), Risk-based Capital (Millions Of Dollars): Category 3 & 4
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Regional National Bank (RNB), Risk-based Capital (Millions Of Dollars): Off Balance Sheet
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Regional National Bank (RNB), Off-balance Sheet Conversion Worksheet
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Risk-based Capital Ratios For Different-sized U. S
Risk-based Capital Ratios For Different-sized U.S. Commercial Banks, 1995–2004
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Provisions for Prompt Corrective Action
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How much is “enough” capital?
A “well capitalized” bank: ≥ 5% Core (leverage) capital ≥ 6% Tier 1 risk-based capital ≥ 10 % total risk-based capital Clearly, additional capital is needed for higher risk assets and future growth. Source: FDIC
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