1. Module 4: Ethics, Fair Lending, and Mortgage Fraud
8-Hour SAFE Comprehensive Continuing Education

2. Module 4: Ethics, Fair Lending, and Mortgage Fraud
4.1 Ethical Lending Practices
What is Ethics?
Professional Ethics and Conduct
Professional Organizations
National Association of Mortgage Brokers
National Reverse Mortgage Lenders Association

3. Module 4: Ethics, Fair Lending, and Mortgage Fraud
4.2 Overview of Predatory Lending Practices
Kickbacks & RESPA Violations

4. Module 4: Ethics, Fair Lending, and Mortgage Fraud
4.3 Overview of Mortgage Fraud
Kinds of Mortgage Fraud
Fraud for Property
Fraud for Profit
Mortgage Fraud Red Flags
Suspicious Activity Report
Mortgage Fraud Index

5. Module 4: Ethics, Fair Lending, and Mortgage Fraud
4.4 Enforcing Consumer Financial Laws
CFPB Complaint Process
Elements of a Response
CFBP Office of Enforcement
Office of Administrative Adjudication
CFPB Civil Penalty Fund
Bureau-Administered Redress

6. Module 4: Ethics, Fair Lending, and Mortgage Fraud
4.5 Prosecuting Mortgage & Bank Fraud Scams
Federal Mortgage Fraud Offenses
Falsifying Loan Applications and Appraisals
Mail Fraud and Wire Fraud
Mail Fraud
Wire Fraud
Lulling Letters, Telegrams, and Telephone Calls
Bank Fraud
Money Laundering
Penalties for Money Laundering