1. Guest presenter: Britt Trumbower, on behalf of WSESU 09/18/17
VEHI JAN 1,2018 Health Plan
Guest presenter:
Britt Trumbower, on behalf of WSESU
09/18/17

2. Annual Employee Premium Share
What’s the Bottom Line?
Annual Employee Premium Share
Certified Teacher
Current Plan
Gold CDHP
Save
2018 Max Out of Pocket
Single
$1,354
$942
$412
$500
Parent Child
$2,192
$1,456
$736
$1,000
2 Person
$2,662
$1,769
$893
Family
$3,569
$2,609
$960

3. Annual Employee Premium Share
Certified Teacher
Certified Teacher
What’s the Bottom Line?
Annual Employee Premium Share
Current Plan
Gold CDHP
Silver CDHP
Platinum
Gold
Single
$1,354
$942
$138
$2,533
$2,137
Parent Child
$2,192
$1,456
$979
$4,942
$4,258
2 Person
$2,662
$1,769
$928
$5,757
$4,927
Family
$3,569
$2,609
$798
$7,537
$6,376
Is there anyone in the auditorium today that can make a compelling argument that the Platinum or Gold Option is better than the Gold CDHP???? If no, this meeting is going to go a lot faster than I thought.
Employee Out of Pocket
Current Plan
Gold CDHP
Silver CDHP
Platinum
Gold
Single
$500
$2,000
$800
$1,100
Parent Child
$1,000
$4,000
$1,600
$2,200
2 Person
Family

4. Annual Employee Premium Share
ESP/
Classified
ESP/
Classified
What’s the Bottom Line?
Annual Employee Premium Share
Current Plan
Gold CDHP
Silver CDHP
Platinum
Gold
Single
$903
$628 $0
$2,239
$1,823
Parent Child
$1,461
$971
$494
$4,457
$3,773
2 Person
$1,775
$1,179
$339
$5,168
$4,337
Family
$2,379
$1,739
$6,667
$5,506
Is there anyone in the auditorium today that can make a compelling argument that the Platinum or Gold Option is better than the Gold CDHP???? If no, this meeting is going to go a lot faster than I thought.
Employee Out of Pocket
Current Plan
Gold CDHP
Silver CDHP
Platinum
Gold
Single
$500
$2,000
$800
$1,100
Parent Child
$1,000
$4,000
$1,600
$2,200
2 Person
Family

5. How does the GoLD CDHP Plan work?
Certified/Teacher
Employee Pays1st
HRA* Pays
Employee Pays
Total Employee
OOP
Insurance Pays
Single
$400
$2,000
$100
$500
Balance
Parent Child
$800
$4,000
$200
$1,000
2 Person
Family $0
*HRA (Health Reimbursement Arrangement): Employer funds are used to cover employee claims

6. How does the Silver CDHP Plan work?
Certified/Teacher
Employee Pays1st
HRA* Pays
Employee Pays
Total Employee
OOP
Insurance Pays
Single
$400
$2,000
$1,600
Balance
Parent Child
$800
$4,000
$3,200
2 Person
Family
$1,000
$3,000
Single, Silver Plan is $804 less than Gold. Employee has $1,500 more exposure but only after $2,500 worth of claims have occurred (Rx may already be maxed out)
Family; Silver plan is $1,811 less than Gold. Employee has $3,000 more exposure but only after $4,000 worth of claims have occurred (Rx may already be maxed out)
*HRA (Health Reimbursement Arrangement): Employer funds are used to cover employee claims

7. How does the GoLD CDHP Plan work?
ESP/Classified
Employee Pays1st
HRA* Pays
Employee Pays
Total Employee
OOP
Insurance Pays
Single
$250
$2,000
$500
Balance
Parent Child
$400
$4,000
$600
$1,000
2 Person
Family
*HRA (Health Reimbursement Arrangement): Employer funds are used to cover employee claims

8. How does the Silver CDHP Plan work?
ESP/Classified
Employee Pays1st
HRA* Pays
Employee Pays
Total Employee
OOP
Insurance Pays
Single
$250
$2,000
$1750
Balance
Parent Child
$400
$4,000
$3600
2 Person
Family
*HRA (Health Reimbursement Arrangement): Employer funds are used to cover employee claims

9. How does the Platinum Plan work?
Certified/Teacher
Employee Pays1st
HRA* Pays
Employee Pays
Total Employee
OOP
Insurance Pays
Single
$400
$2,000
$800
Balance
Parent Child
$4,000
$1,600
2 Person
Family
$1,000
$600
*HRA (Health Reimbursement Arrangement): Employer funds are used to cover employee claims

10. How does the Platinum Plan work?
ESP/Classified
Employee Pays1st
HRA* Pays
Employee Pays
Total Employee
OOP
Insurance Pays
Single
$250
$2,000
$550
$800
Balance
Parent Child
$400
$4,000
$1,200
$1,600
2 Person
Family
*HRA (Health Reimbursement Arrangement): Employer funds are used to cover employee claims

11. How does the Gold Plan work?
Certified/Teacher
Employee Pays1st
HRA* Pays
Employee Pays
Total Employee
OOP
Insurance Pays
Single
$400
$2,000
$700
$1,100
Balance
Parent Child
$800
$4,000
$1,400
$2,200
2 Person
Family
$1,000
$1,200
*HRA (Health Reimbursement Arrangement): Employer funds are used to cover employee claims

12. How does the Gold Plan work?
ESP/Classified
Employee Pays1st
HRA* Pays
Employee Pays
Total Employee
OOP
Insurance Pays
Single
$250
$2,000
$850
$1,100
Balance
Parent Child
$400
$4,000
$1800
$2,200
2 Person
$1,800
Family
*HRA (Health Reimbursement Arrangement): Employer funds are used to cover employee claims