1. NAFN Data and Intelligence Services

2. Introduction Established in 1996
Around 90% of local authorities members, 50 Housing provider members
NAFN staff LA employed
Not for profit, funded by membership & grants
Legally compliant
Fast and cost effective

3. Services General Credit reporting Utilities Consented data enquiries
Authorised Officer (POSHFA)
DVLA

4. General Service Instant credit reporting Individual credit reports
SPD/tenancy specific
Debt management reports
DVLA keeper information
Director information
Company reports
Land Registry
Consented data
Vehicle finance
Vehicle protection
Passport & Immigration
Official certificates
Utility data
NOMS enquiries
CCJ details

5. Credit Reporting Ability to select preferred Credit Reference Agency
Equifax PSG and Call Public instant retrieval of reports
No separate contract necessary
Reduced per unit cost
Variety of options when searching - S29/35/debt/with consent
Search by address reports
Name & DOB searches

6. Instant Credit Reporting
Callcredit ThreeSixty Direct
Exempted Trace
Exempted Search
Employee Check (with consent)
Identity Check (with consent)
Debtor Tracing
Key Benefits:
Five new reports replacing CallPublic report currently available to members.
ResidencyPLUS technology displays move-in and move-out dates for everyone listed in the report.
Occupancy Dashboard shows all occupiers at property, alongside their move-in/move-out dates and their relationship to the searched individual.
Summary information shows change in circumstances over time.
Reports cost only 85p and enquiries are recharged quarterly as normal.
Reports Available:
Exempted Trace: Provides data including tracing and residency information. Search does not register a footprint but you must ensure that use of this service is justified under a DPA Exemption.
Exempted Search: Full consumer credit data in addition to the data provided by the Exempted Trace Report. Search does not register a footprint but you must ensure that use of this service is justified under a DPA Exemption.
Employee Check (with consent): Verifies the identity of existing and potential employees. Search will leave a footprint on the subject’s credit file.
Identity Check (with consent): Verifies the identity of an individual. Search will leave a footprint on the subject’s credit file.
Debtor Tracing: This report will provide data including tracing and residency information. Search can be used to trace absconded debtors but will leave a footprint on the subject’s credit file.

7. Instant Credit Reporting
Equifax Public Sector Gateway
Advanced searching
Identity Assurance
List Residents
Trace Person
Pre-Investigation report
Key Benefits:
Advanced Search – A powerful search facility that can be used where little data is known about the individual, or where the spelling or order of names is unknown. There are no mandatory fields, allowing, for example, a search based on a first name and address only. Certain fields also support wildcard searches. The report returns the names and address of individuals whose details match the search criteria
Pre Investigation Report - Provides a high level of information on the personal and financial circumstances of the selected individual for up to three addresses List Residents – This report generates a list of the individuals that Equifax can connect to an address based on a wide range of data sources 
Trace Person – Can be used to find an individual based on information previously provided or known about them such as name, alias and one address. The report provides a comprehensive audit trail of all address movements for the individual, and enables you to identify their current residential address
Identity Assurance – This facility is used to verify an individual's identity using information entered about the individual, including up to three addresses

8. Utilities Gas and Electricity suppliers Water suppliers
Utility data is available for DPA S29.3 or S35 purposes or via voluntary disclosure
Information available
Account holder details
Payment details
Usage information
Gas and Electricity suppliers – identified by NAFN via database access
Water suppliers – supplier details provided by investigator

9. Consented Data Enquiries
LexisNexis® TraceIQ®
TraceIQ, is a powerful web based tracing and investigation facility. Utilising a wealth of data to help trace people and conduct efficient, systematic investigations.
Basic Search
Debtor Trace
Full Report
Intelligence only - not evidence. Can indicate leads to gather evidence and be used in a phased reveal interview.

10. LexisNexis® TraceIQ® Basic Search: Confirmation of residency,
Consented contact information,
Social media profiles,
Previous and/or forwarding addresses,
Verification of other occupants’ resident.
Debtor Trace: As above, plus
County court judgements,
Insolvencies
Mortality checks against the General Registry Office and HALO
Full Report: As above, plus
Business and director data
Property ownership information from the Land Registry
Neighbour information.

11. Authorised Officer Service
Apply statutory powers to request data in cases of suspected fraud
Experienced pool of authorised officers
Submit requests electronically via the NAFN website

12. Authorised Officer Service PoSHFA
Criminalises secure and assured tenants sub-letting a property without the landlord’s consent.
Statutory powers to request data in relation to tenants and family members in cases of suspected tenancy fraud
Request data from over 800 information providers including banks, utility, telecommunications, loan and credit card companies
Local authorities can liaise with local housing associations and submit requests as part of joint investigations
Banks etc are not legally obliged to provide information to us but some will provide basic information. Very unlikely to get statements but may get account details or application forms.

13. National Hunter Not for profit specified anti-fraud organisation
Legal gateway to share information with government agencies for fraud prevention purposes
Searches can be performed and alerts added to Hunter system
Contributors include banks, mortgage providers, specialist bridging finance, insurance, motor and asset finance and others

14. National Hunter Service launch 2nd May 2017
Four week pilot with handful of London boroughs
Requests can be made into suspect Right to Buy applications only (not verification purposes)
Two lenders have withdrawn funding as a result of NAFN enquiries saving £400,000 and 2 properties
Add request via NAFN website
More information and guidance available via NAFN help

15. DVLA DVLA Overnight Service Current keeper details
Permitted purpose for social housing fraud, nuisance and parking offences
DVLA guidance on website to use permitted purposes.
Manual service can take up to six weeks. Required for non-permitted purposes and previous keeper or keeper on a certain dates.

16. Intelligence Enquiry
Search of the NAFN intelligence database (restricted to s29.3)
Forename, Surname & Postcode or DOB
Address
Company Name/No.
Vehicle Registration
National insurance Number
Bank Account
Telephone/

17. Alerts and Bulletins Regular dissemination of alerts
Updates from partners on the latest fraud threats and alerts
Circulations on behalf of other agencies, NFIB, NCA, Metropolitan Police Cyber Crime Team
Library of alerts available via the website
Submit your information to NAFN for efficient dissemination to other public authorities

18. NAFN Website Forgotten User Code, Password or Pin Lost Grid Card
Manage Users
Members Directory
Intelligence Searching
Sanction Information Database
Vehicle Protection
HELP

19. Planned Service Improvements 2017-18 Expansion of online services:
Consented data GB ConnexusIQ, Lexis Nexis TraceIQ
National register of taxi license revocations and refusals
Website enhancements
A-Z of NAFN Services

20. Thank You Tracy Forth Service Team Manager 0161 342 3727