1. Identity Theft PresentationTM
Protecting Families, Finances, and Your Future

2. Harvard Risk Management Corporation
In business since 1993
Specializes in the marketing of employee benefits to businesses
The largest benefit broker for legal and identity theft plans in the US
National enrollment team serving every major city in the United States
Compliance division offering compliance and security services
Protecting Family, Finances and Your Future

3. LegalShield In business since 1972
Ranked as one of Forbes “200 Best companies in America” - six of the last ten years
Corporate Offices Ada OK employees
National Network of professional law firms who were paid in excess of million dollars last year
Over 55,000 corporate clients and million members

4. Facts About Identity Theft
There are over 27,000 identity theft victims every day in the US
Over 400,000 dead people opened bank accounts last year – AARP
Over 250 million Americans’ identities have been reported lost or stolen since January 2005
The average victim will spend over 600 hours restoring their good name; much of this time will be spent during work hours
The average dollar amount charged in ID Theft is $92, 893
Only 28% of identity theft deals with credit cards and yet most ID Theft protection plans only monitor credit reports
62% of all ID Theft victims had warrants issued for their arrest

5. Harvard Risk Management Corporation
Five Common Types of Identity Theft
Character &
Criminal
Employment
SSA & IRS
Medical
Financial
Drivers
License

6. Types of IDTheft Protection
Monitoring Plans
Reimbursement Plans
Fraud Alert Services
Restoration Plans

7. Harvard Risk Management Corporation
It takes…
About
60 seconds
to find out that you are a victim of identity theft
An average of
600 hours
to restore your identity

8. Identity Theft Shield Credit Analysis Credit Monitoring
Identity Restoration
Covers the employee and their spouse

9. Kroll Fraud Solutions Group
Kroll is the world’s leading risk consulting company.
Headquartered in New York and publicly traded on the NASDAQ (KROL)
Founded in 1972 by Jules Kroll
Operates in 65 cities and 33 countries with over employees
A subsidiary of Marsh-McLennan (MMC), the nation’s largest risk management company with over 57,000 employees worldwide
Kroll maintains a superior expertise in monitoring credit and restoring the lives of identity theft victims.

10. Life Events Legal Plan
The Identity Theft Shield is an integral part of a Full Suite of Protection available from LegalShield.
Life Events Legal Plan
Identity Theft Shield
Legal Shield

11. Harvard Risk Management Corporation The Need For Legal Access:
You are three times more likely to be in court than to spend the night in the hospital
The average attorney in the United States charges more than $200 an hour
The average employee takes 57 hours (13 days) a year off work to deal with legal life events
In a recent survey 7 out of 10 employees said they would find a legal plan to be a useful benefit
Over 85% of people do not have a current last will and testament

12. Life Events Legal Plan Summary
PREVENTIVE LAW
Unlimited Telephone Consultation
Letters and Telephone Calls
Legal Contract & Document Review
Access To Legal Forms Online
ESTATE PLANNING
Preparation of your Last Will and Testament
Annual Updates
Preparation of a living will and durable power of Attorney
MOTOR VEHICLE
Assistance with Moving Violations Anywhere in the US
Drivers License Services
Defense of Criminal Charges
Personal Injury and Physical Damages Collection
TRIAL DEFENSE
Defense of Civil Actions
Pre-Trail and Trial Assistance
Coverage Increases For the First Five Years
Summary of Benefit Only See membership policy for complete details, limitations and exclusions.

13. 25% Life Events Legal Plan Summary IRS AUDIT 25% LEGAL SHIELD
IRS AUDIT SERVICES
Consultation
Representation at Audit
Representation at Trial
LEGAL SHIELD
24 Hour Access to The Provider Law Firm if you are Ever Arrested, Detained, or served with a Warrant.
PREFERRED MEMBER DISCOUNT
25% Discount from the attorney’s standard hourly rates for services not covered under the membership, including pre-existing conditions.
FAMILY
COVERAGE
Life Events Legal Plan Covers Member, Spouse and Qualified Dependents
Summary of Benefit Only See membership policy for complete details, limitations and exclusions.
LEGAL SHIELD
24 hour access to the provider law firm if you are ever arrested, detained, or served with a warrant.
Plan Covers Employee, Spouse and Qualified Dependents
PREFERRED
MEMBER DISCOUNT
25% Discount from the attorney’s standard hourly rates for services not covered under the membership, including pre-existing conditions.
IRS AUDIT SERVICES
Consultation
Representation at Audit
Representation at Trial
25%
Please see membership contract for all details and exclusions.
Summary of Benefit Only See membership policy for complete details, limitations and exclusions.

14. $25.90 per month! Harvard Risk Management Corporation
The group rate for the Life Events Legal Plan and the Identity Theft Shield is only
$25.90 per month!
That is less than the cost of a bottle of water a day!

15. Your Bottom Line…
Offering Legal and Identity Theft Plans to Your Employees Has a Positive Financial Impact on Your Company!
Because employees have attorneys to take care of personal legal issues (contract review, speeding tickets, contract disputes, etc.) they do not have to take time off work to deal with them, thus keeping them on the job and more productive.
By offering a legal plan an employer can substantially reduce employee stress and sick leave.
If an employee becomes a victim of identity theft they will use day time hours to go through the process of restoration. The average victim will spend over 600 hours restoring their identity.

16. Your Bottom Line…
Offering Legal and Identity Theft Plans to Your Employees Has a Positive Financial Impact on Your Company!
By offering the Identity Theft Shield™, businesses create an automatic early warning system for potential data breaches that may occur within the company.
Legal plans have been shown to reduce employee litigation against an employer and the plan does not pay one penny for an employee to sue an employer past or present.
These plans can be offered as an employee benefit at absolutely no cost to an employer.
As a result, your business saves money without spending money!

17. Harvard Risk Management Corporation
Moving Forward
Schedule a time to meet with employees
Benefit presentations are only minutes and can be included as part of a staff meeting or safety meeting
Identity Theft Workshops also available at no charge
Let your representative know how many employees your company has, and they will prepare accordingly

18. Harvard Risk Management Corporation
This concludes the presentation.
Please get with the associate that invited you to the webinar.

19. Identity Theft PresentationTM
Protecting Families, Finances, and Your Future