1. What is ONE FOR THE CLIMATE
Edgar Boes-Wenner
Workshop 30 September 2016
Kigali / Rwanda
Honourable Minister of Finance
Honourable Minister of Environment
Honourable
Honourable Members of UEM
Dear Ladies and Gentelemen
It is an honour and a pleasure for me to be with you. I am very delighted to be invited and to participate in this conference. 1 1

2. Contents
Who we are
Background
Proposal

3. Contents
Who we are
Background
Proposal

4. One Climate Club
ONE CLIMATE CLUB is a non-profit association based in Germany. It has international members. It is governed in accordance with the German law.
The aim is to develop and implement projects of joint international climate protection on the base of equity, justice and communality. This should be realized in the campaign
“ONE FOR THE CLIMATE”.

5. Contents
Who we are
Background
Proposal

6. Climate Change is a global common problem that affects all people around the world
Increasing temperatures will hit both – countries in the global north and in the global south
Of course poor countries and people will suffer most
but also rich countries will be influenced by climate change.

7. Climate Goals
This figure shows the amount CO2 emissions. Today the world is emmiting more than 40 bn tons. If this amount would increase this could lead to an increasing temperature of 4 and more degrees Celsius.
To reach the climate goals we have to reduce the CO2 to Zero between 2050 and 2070.
To reach the climate goals annual CO2 emissions have to be cut down to Zero between 2050 and 2070.

8. Conclusion
For the first time ever in the history of mankind
we share one common goal which can only be achieved by joint action
where all participants of the world society
should take part in
every citizen,
every company,
every country
both from
the global north and
the global south.

9. Historical Chance
If from 2020 onwards,
every year 1% of the global GDP
would be invested in sustainable energy
shared equitably
between the Global North and the Global South
three goals could be achieved:
100% renewable energies worldwide
100% mitigation of human caused climate gases
100% eradication of energy poverty

10. Contents
Who we are
Background
Proposal

11. Aim We want to contribute to achieve these goals.
Therefore we want to work together with banks and financial institutions on globally fair financing and participative concepts
that are based on the principles of equity and justice
and that enable a majority of world society to join and participate

12. Case Study German - India
Germany
India
1 Citizen saves 1% of his income
€ 400 per year
1 Citizen saves 1% of his income
€ 40 per year
Bank
Bank
Investment
€ 300 per year
Transfer
€ 100 per year
Investment € 140 per year
We worked on a small case study in collaboration with TERI from India to show that mentioned above could really work on a small and individual level.
Zero CO2 means climate neutrality. By investing you save as much CO2 as you averagely cause.
You can scale up the model for example to 100, ,000 citizens.
By this you improve the impacts of climate neutrality for 200,000 citizens and you eradicate energy poverty for 1.5 mio – 2.0 mio people in India.
Renewable Energy / Energy Efficiency
Solar-Lighting / Small-scale-Biogas
Joint results after 15 years of saving:
Reduction to Zero CO Energy for 15 – 20 Families in India + Financial Profit

13. Proposed Action
In Germany we had talks with three banks.
GLS Bank: First ethical bank and biggest ethical bank in Germany.
KD Bank: Second biggest bank of Evangelical Church in Germany.
Triodos Bank: Biggest ethical bank in Europe.

14. Proposed Structure of Organization
Non-Profit
ONE CLIMATE CLUB e.V.
Determination of Rules, Supervising implementation, Website, Presentation REN Projects, Calculation of CO2-Reduction, Social Response, Climate-Community-Building (ONE CLIMATE COMMUNITY)
Partners in Marketing, Awareness, Lobbying
Global North
Customers choose where to save & invest
Global South
Customers choose where to save & invest
For - Profit
Investors
Banks A:
National Saving bonds
Banks B:
InternationalSaving bonds
Climate Fund
Bank C:
Saving Plan
Bank D:
Microsaving
Climate Fund
Management of financial vehicles
We launched a non-profit association called ONE CLIMATE CLUB
This is an overarching network for different banks.
The Banks would offer different financial vehicles like funds, climate saving bonds etc.
Customers could choose the climate vehicle they wish to put their money in.
Banks would channel the money to companies implementing sustainable energies.
Function of the ONE CLIMATE CLUB should be: communication of the overarching philosophy, summarizing all impacts like CO2-reduction, poverty alleviation, number of new green jobs, and the connection of all partners to a joint action.
Investing citizens and companies should be connected virtually on an internet based platform to a ONE CLIMATE COMMUNITY.
Financial Transfer N–S
Climate Credit
Management of renewable energies
Renewable Energies run by e.g. companies, co-operatives, energy suppliers, etc.
Renewable Energies run by e.g. companies, co-operatives, energy suppliers, etc.

15. Status of Talks with German Banks
GLS Bank and KD Bank discuss
Climate fund similar to the FairWorldFund
Investment in shares of companies and up to 10% in microfinance
Starting volume 50 mio €
Experiences FairWorldFund: increased by 100 mio € per year.
GLS Bank and KD Bank discuss
to launch a climate fund similar to the FairWorldFund which invests in shares of companies and up to 10% in microfinance. Starting volume should be 50 mio €. Experiences from the last three years show that the FairWorldFund increased by 100 mio € per year.

16. Status of Talks with German Banks
KD Bank proposes
Climate Saving Bond
debt investment in energy efficiency in German Evangelical Churches
Saving bond connected with 50 mio € loan portfolio
Bank would channel savings by the loans to energy efficiency measures
Savings of customers directly connected to climate protection in churches.
KD Bank proposes to set up a Climate Saving Bond for debt investment in energy efficiency measures in German Evangelical Churches.
KD Bank has a loan portfolio of 50 mio € per year for energy efficiency. They are interested to set up a climate saving bond and connect it with the loan portfolio. They would channel the savings by the loans to energy efficiency measures. Hence the savings of the customers would be directly connected to climate protection in churches.

17. Status of Talks with German Banks
Triodos Bank is working on
Climate Saving Bond
Goal 20 mio €
10 mio € as debt capital in renewable energy in Germany
10 mio € in off-grid solar projects in Africa
Triodos is currently structuring vehicle
Partner KfW for guarantee
Partner Mobisol for solar systems in Tanzania and Rwanda.
Triodos Bank is working on an Climate Saving Bond. The goal is to raise a sum of 20 mio € in the first step.
10 mio € should be invested as debt capital in renewable energy in Germany.
10 mio € should be invested in off-grid solar projects in Africa via loan to a German solar company.
Triodos is currently structuring this vehicle with KfW to guarantee the investment abroad and with the German company Mobisol which builds up solar systems in Tanzania and Rwanda.

18. Citizens / Savingbonds 10,000 x € 2,000 Citizens / Savings plan
Proposal for participation of citizens and a fair share between North and South
Germany
African Country
Citizens / Savingbonds
10,000 x € 2,000
Citizens / Savings plan
10,000 x € 200
Bank € 20 mio
Bank 2 mio €
Loan
10 mio €
Transfer Climate Credit
10 mio €
Loan 2 mio €
Guarantee
Based on the proposol of Triodos bank the question is whether also in Africa banks can set up savings plans or funds for customers which are connected to a any form of investment in solar energy – either as equity or as loan investment.
Best case model would be if they invest in the same project as German banks
Hence we could communicate that German and African citizens collaborate in fighting climate change and poverty.
Solarpower: 12 MWp
Solarpower Plant: 10 MWp
Feed Energy to Grid / Getting a Feed-in-Tariff
Saving Energy / Feeding Energy to Grid

19. Potential Impacts
Citizens´ involvement in Germany
Citizens´ participation in Africa
A fair and just share of investment from Germany to Africa
Additional funding for poverty reduction
Climate protection as an international joint action

20. Let us act together as ONE FOR THE CLIMATE
We believe that ONE FOR THE CLIMATE can be a very suitable instrument to connect people to joint action.
We would very happy to collaborate with different partners in the campaign that says „Let us act together a ONE FOR THE CLIMATE.

21. We do have nearly all technologies which are necessary for climate protection.
And we do have legal frameworks like Feed-in-tariffs in more than 70 countries.
And there is enough money around the world looking for profitable investment.
But we do not have a system of integrating the majority of world society.

22. Proposed Action Global North Global South Bank or Fund Bank or Fund
Citizens and Companies save or invest money
Citizens and Companies save or invest money
Bank or Fund
Bank or Fund
Investment in Global North
Transfer to Global South
Our proposal is to bring this model to practice on different levels.
We focus on Citizens and companies because 80% of investment should come from private sources and also 80% of transferred investments should come from private sources.
Renewable Energy / Energy Efficiency
Renewable Energy / Energy Efficiency

23. Aim We focus on financing concepts because….
Saving and investing are of general importance to the majority of society
Investment in sustainable energy is a strategic lever for a climate friendly economy and for eradication of poverty
Therefore, financial participation of citizens and companies both from the global North and South can be a base to build global communities of action and to fill the joint task of climate protection and poverty reduction with life.
We do have nearly all technologies which are necessary for climate protection.
And we do have legal frameworks like Feed-in-tariffs in more than 70 countries.
And there is enough money around the world looking for profitable investment.
But we do not have a system of integrating the majority of world society.