1. Automated Accounting System
mAccountant
Automated Accounting System

2. REASONS WHY & CORE CONCEPT

3. During the past decade SME banking changed dramatically, SME accounting changed barely.
10 year period
Low quality, table based internet banking
Queues in branches
Paperwork
Mobile access &
online processes
Video advisory
Smart branches
BANKING
10 year period
Paperwork & physical
docs archives
Queues in accounting
office
9 to 5 accountant’s
availability
Paperwork & physical
docs archives
Queues in accounting
office
Basic on-line access
ACCOUNTING
Positive
Indicator

4. mBank & CyberProductivity unique fusion revolutionizes SME banking in Poland
Client’s business
characteristic
Card transactions
Account balances &
wire transfers
Client’s payments
patterns
Automated accounting
rules
Social Security
payments
Client’s declarative data
e-goverment
integration
KNOWLEDGE WORK AUTOMATION &
MACHINE LEARNING
Changes in cost structure
Costs type
correlations
FUSION EFFECTS:
100 %
AUTOMATIZED
TAXES & SOCIAL SEC.
CALCULATION
AUTOMATED
COSTS
SUGGESTION
ONE – CLICK
INVOICE PAYMENTS
PAYMENTS DUE UPDATES BASED ON BANK ACCOUNT INFLOWS
AUTOMATED
ASSISTANT

5. Thanks to Knowledge Work Automation mAccountant improves on all major customer pain points.
USER EXPIRIENCE IMPROVEMENT:
OBSOLITE INVOICE ISSUING PROCESS 1
„TWO-CLICK INVOICE”
Was:
Is:
1 min
10 s
ON-LINE ACCOUNTING
MANUALL INVOICE PAYMENT PROCESS 2
ONE CLICK & BATCH INVOICE PAYMENTS …
Was:
Is:
1 – 3 h
15 s
DIFFICULTIES IN TAXES & SOCIAL SECURITY CALCULATION 3
100% AUTOMATIZED DECLARATION …
Was:
Is:
0,5 – 1,5 h
0 s
FULLY ON-LINE CASH FLOW FORECAST BASED
Was:
Is:
0 s
0,5 h …
DICCICULTIES IN CASH FLOW FORECASTS 4 …
NO 24/7 ACCESS TO FINACIAL
DATA & DOCUMENTS 5
100% 24/7 ON-LINE ACCESS UNDER ONE LOGIN
Was:
Is:
2 h
OUTSOURCED ACCOUNT.
10 s
Was:
Is:
0 s
0,5 h …
NEED TO MANAGE PAYMENT
& DELCARATIONS DATES 6
„AUTOMATED ASSISTANT”

6. FEATURE SET PREVIEW & AUTOMATION BENCHMARKS

7. BANKING & ACCOUNTING USER INTERFACE UNIFIED, ONE CLICK ACCES FROM IB1
BANKING & ACCOUNTING USER INTERFACE UNIFIED, ONE CLICK ACCES FROM IB

8. „QUICK INVOICE” ISSUED WITHIN TWO MOUSE CLICKS2
„QUICK INVOICE” ISSUED WITHIN TWO MOUSE CLICKS
Benchmark:
mAccountant:
1 min
10 s

9. „AUTOMATED ASSISTANT”:
UTILIZING MACHINE LEARNING TO PROVIDE CONTEXTUAL TASKS AND PREVENT CLIENT’S MISTAKES

10. „AUTOMATED ASSISTANT”:3b
„AUTOMATED ASSISTANT”:
LIVE SEARCH SUGGEST INVOICE FORM BASED ON SEMANTIC INPUT. IT LEARNS WITH TIME.

11. „AUTOMATED ASSISTANT”:3c
„AUTOMATED ASSISTANT”:
SYSTEM AUTOMATICALLY SUGGESTS ADDITIONAL COSTS BASED ON COSTS HISTORY & COMPANY’S CHARACTERISTIC.
IT LEARNS WITH TIME.

12. FULLY AUTOMATIZED PAYMENTS DUE UPDATES BASED ON BANK ACCOUNT INFLOWS4
FULLY AUTOMATIZED PAYMENTS DUE UPDATES BASED ON BANK ACCOUNT INFLOWS
Benchmark:
mAccountant:
0 s
0,5 h …

13. REMIND FORGETFUL COUNTERPARTY ABOUT EXPIRED INVOICES WITH REMINDER5
REMIND FORGETFUL COUNTERPARTY ABOUT EXPIRED INVOICES WITH REMINDER
(SMS & )