1. CBO Coordinated Livelihood Development in Sagar Block under ICZMP
Implemented by West Bengal State Rural Livelihoods Mission (WBSRLM)

2. ICZMP (Livelihoods Component) – Overview
MOU signed between WBSRLM and SPMU on 30th January, 2015
Implementation process started during July/August after several round of discussions for clarity and smooth transition.
Annual Action Plan for submitted on 3rd September 2015.
Several capacity building activities undertaken including training of Community Service Providers, training on CIF Management & Book- Keeping, Sangha/Cluster Management, MIP preparation, exposure visits to learning sites etc.
Annual Action Plan for submitted and approved for Rs crores

3. Salient Features of Annual Action Plan 2016-17: ,
SPMU to continue to fund and monitor 128 Entry Point Activities (EPAs) and fund already given on Income Generating Activities (i.e. 6 contracts).
WBSRLM supports the formation of SHGs with members from poor households and disburses revolving fund to them.
WBSRLM releases Community Investment Fund to Sanghas for on-lending to SHG members based on Micro Investment Plan prepared by SHGs who will take up livelihood activities.
Community Investment Fund and Revolving Fund disbursal norms under ICZMP follow existing WBSRLM guidelines applicable across the state.
Execution of activities through community institutions after appropriate and adequate capacity building.
No livelihood activities which are detrimental to the environmental will be undertaken/ supported.
CIF will be utilised for productive purposes
Financial transactions between Sangha and SHGs on account of CIF will only be done through Bank / Cheque
Purchase Committee of 3 members for purchases of more than Rs At least 3 quotations will be required.
WBSRLM ICZMP

4. SANGHA (Gram Panchayat) LEVEL:
Human Resource
SANGHA (Gram Panchayat) LEVEL:
Community Service Providers: 20/27
Sangha Coordinator (in pipeline): 9
BLOCK LEVEL:
Nodal Officer, NRLM
Supervisor, SHG & SE
DLT (4) from District Level
STATE LEVEL:
RD Specialist
Project Assistant (Accounts)
Young Professional (placed at block)
Additional support through thematic experts in SM&IB, FI and Livelihoods from State and District
WBSRLM ICZMP

5. Achievement Up to September 2016 Achievement Since Inception
Main Activities
Item
Target Up to
September 2016
(AAP )
Achievement Up to September 2016
Achievement Since Inception
Formation Of SHGs
508
267
1966
Amount Disbursement Of RF
38.10 Lakh
40.50 Lakh -
No Of SHG disbursed Revolving Fund Rs. 15,000)
254
270
No of SHGs Covered Under Sangha Samabay (Cooperative)
1912
1685
No Of SHG given loans from Community Investment Fund
994
262
490
Disbursement of CIF (amount)
4.97 CRORE
80.5 LAKH
1.915 CRORE
WBSRLM ICZMP

6. Rolling of Community Investment Fund: Stages
Selection of another SHG on priority basis
&
Its Grading done
MIP of graded SHG for loan requirement
Appraisal of loan application
&
Sanction of loan by the BoD of the Sangha Samabay
Release of loan through A/C payee cheque or NEF
Monitoring of the IGA as well as repayment of loan
Selection of SHG on priority basis
Grading of SHGs
MIP of graded SHG for loan requirement
Appraisal of loan application
&
Sanction of loan by the BoD of the Sangha Samabay
Release of loan through A/C payee cheque or NEF
Monitoring of the IGA as well as repayment of loan
Selection of SHG on priority basis
Grading of SHGs
Repaid amount (principle+interest) and share capital added to CIF corpus 1 2 5 3
WBSRLM ICZMP 4

7. Achievement No. of SHGs formed since inception: 1966
No. of SHGs brought under Sangha-Samabay fold: 1685
Grading of SHG for Revolving Fund: 270
Grading of SHG for Community Investment Fund: 1333
No. of SHG for which Micro Investment Plan completed: 782
No. of SHG for which loan has been sanctioned from CIF: 490
CIF released from WBSRLM during Project: Rs Cr
CIF Amount disbursed as loan to SHGs: Rs Cr
Bank credit Rs.1.39 crore (166 SHGs) against annual target of crores (761 SHGs)

8. WBSRLM ICZMP

9. Date of Training/ Workshop/Camp Trainers/ Resource Person/ Facilitator
CAPACITY BUILDING AT SAGAR BLOCK UNDER ICZMP
Sl. No.
Name of the Training
Date of Training/ Workshop/Camp
Duration (Days)
No. of Event
Total Participants
Type of Participants
Trainers/ Resource Person/ Facilitator 1
Workshop on Sangha Management
19 June, 2015 45
Sangha leaders
DMMU 2
Exposure Visit
September, 2015 5 36
At Bagnan Cooperative 3
CIF Management & Book-Keeping Training
Ocotober, 2015 4
Sri. Patra & Sri. Bhaduri of WBSRLM
Workshop with Cooperation Deptt.
19th November, 2015 25
CI & Block Officials
MIP preparation Training (Hand-holding)
November, 2015 9 64
Sangha/Upasangha/SHG leadersd & CSP/DLT
State level Trainers 6
Review meeting at Block level
Each month
1 (3-4 hours)
500
Sangha leaders, Block officials, GP Pradhan 7
Training of CSPs (IB)
January, 2016 8
CSP
DLT (DMMU)
CIF Management & Book-Keeping Training (Refresher)
1 - 5 February, 2016 30
Sri. Patra & Sr. Bhaduri of WBSRLM
WBSRLM ICZMP

10. Date of Training/ Workshop/Camp Duration (Days) No. of Event
Sl. No.
Name of the Training
Date of Training/ Workshop/Camp
Duration (Days)
No. of Event
Total Participants
Type of Participants
Trainers/ Resource Person/ Facilitator 9
Training of CSPs (FM & BL)
February, 2016 3 1 19
CSP
DLT (DMMU) 10
MIP preparation (Hand-holding)
200
SHG Members
DLT (BMMU) 11
Book – Keeping (Hand-holding) for 8 Sangha-Samabays
4 – 8 April, 2016 5
112
Sangha leaders/DLTs/ CSPs/ SHG Members
FI Team, WBSRLM 12
Awareness Camp on Sangha-Samabay and membership coverage
During June, 2016
1 (3-4 hours) 60
3103
DLT/ CSP/Sangha Leaders 13
Training on Organic method (taral Jaiba, Mushroom, Vermicompost, Mushroom, Seed Refresh & SRI Technique and organic treatment in animal husbendary etc. to
15 days
650
External CRP 14
Refresher Training of Upa-Sanghas
8th August, 2016 21
Upasangha leaders 15
Maintaince of Books of Accounts
5 - 9 September, 2016
5 days 29
Upasangha leaders, CSP, DLT
Sri. Patra & Sri. Bhaduri of WBSRLM 16
Exposure Visit
September, 2016 4 42
Sangha/Upasangha leaders, CSP, DLT of 3 GPs
At Jhargram Cooperative, Paschim Medinipur
WBSRLM ICZMP

11. GLIMPSES OF ON-GOING LIVELIHOODS INTERVENTIONS THROUGH CIF
Members of Baba Loknath Swanirbhar Group at their respective shops
Lubricant Shop
Member Name: Puspa Mandal
CIF Loan Amount: Rs On 13/02/16
Loan has been utilized to add stock of lubricants and business has increased
Food Item Shop
Member Name: Sumita Das
Cif Loan Amount: On 13/02/16
Brought microwave oven for heating food items adding value to her goods and income has increased

12. RUDRANAGAR SRISTI SWANIRBHAR GOSTI
Member Name: Smt.Gangamani Maity
CIF Loan Amount: Rs 20,000 On 17/05/2016
Activity: Crab And Prawn Aquaponics
Pond of 6 Cotthas was excavated under MGNREGA
Income generation about per month
WBSRLM ICZMP

13. Member Name: Smt Bulbuli Mandal CIF Loan Amount: Rs 20000 On 5/02/16
Members of Maa Sarada Shg Dal at their betel vine field.
Member Name: Smt Bulbuli Mandal
CIF Loan Amount: Rs On 5/02/16
Her business is flourishing and she is earning an average of Rs 6000 per month
Members of Maa Sarada Shg Dal infront of their fishing pond
Member Name: Smt Tusi Maity
CIF Loan Amount: Rs 15,000 On 5/02/16
Though a slow process, she earns around Rs from fishing and this supports household consumption expenditure
WBSRLM ICZMP

14. Capacity Building of Sangha Samabays
Major Focus Areas
Capacity Building of Sangha Samabays
Utilisation of CIF along with Credit available from Banks
Livelihood Enhancement including formation of livelihood collectives ,
WBSRLM ICZMP

15. THANK YOU