1. “Where Only Certified Financial Planner plans & implements “
Balakrishnan S
Certified financial planner
GM Wealth care
“Where Only Certified Financial Planner plans & implements “
Financial Planning initiative by GM Wealth Care

2. Lets go through a small story of
Jay and Rahul
and see where you fit in.

3. He starts saving Rs.10,000 every month
Jay
Rahul
Age: 25
Age: 25
I’ve got some surplus.
Let me start investing.
Why save now?
Let me enjoy spending.
I will invest later.
He starts saving Rs.10,000 every month

4. Jay feels the need of investing Rahul continued investing
Age: 40
Age: 40
Jay feels the need of investing
as he has a
family now & approaching retirement. So he starts investing Rs.20,000 every month
Rahul continued investing
Rs.10,000

5. Question
When both Jay and Rahul retire at 60, who do you think has a higher corpus?
Jay who invested a total amount of
Rs.48 Lacs (Rs.20,000 p.m) OR
Rahul who invested a total amount of
Rs.42 Lacs (Rs.10,000 p.m)

6. 5.4 Cr 1.8 Cr Jay Rahul Age: 60 Age: 60 Total investments Rs. 48 Lakhs
@12%
@12%

7. So what does the story say?
Start investing early
Be steady and consistent
Let Power of compounding work in your favor
Rahul
Jay

8. The answer to all the above is Unfortunately NO
Question
Do you think what Jay did was correct?
Jay starts saving after realizing Family responsibilities. Do you think that’s the right approach?
Is managing personal finance as simple as saving some amount every month?
The answer to all the above is Unfortunately NO

9. Should you invest in Equity/ Stocks

10. Value of money over time

11. So, have you ever felt this way?
I need to save for my child’s higher education
Why don’t you
talk to a
Financial Planning expert?
Can I buy a car in the next 5 yrs?
Just received some bonus what to do?
Is EPF ,Gratuity enough for my retirement?

12. Financial Planning….what’s that?
Insurance
Planning
Investment Planning
FINANCIAL PLANNING
Where you want to be TOMORROW.
Where you are TODAY.
Debt Management
Tax
Planning
A HOLISTIC APPROACH GUIDED
BY A FINANCIAL PLANNING EXPERT.

13. I mean, I don’t have a big surplus
But is this for me?
I mean, I don’t have a big surplus
So what? Lets see what a person who starts with a saving of Rs.10,000 every month can achieve?
You will be surprised!

14. My Financial Plan Kid’s Education in 17 years : Rs.21.5Lacs
My Retirement Corpus
in 30 years
Rs1.47 Crores
Kid’s Wedding in
25 years : Rs.17.2 Lacs
My Car in 6 years
Rs.4.3 Lacs
Mediclaim Cover
of Rs.5Lacs for the
entire family
Life Insurance Cover
Rs.60 Lacs
Personal Accident Policy
of Rs.10Lacs
Saving of 10,000 assumed to increase by 10% every year
Illustration for a 30 year old having a kid who is 1 year old

15. How will CFP Service benefit me?
Professional Advice
A dedicated personal finance expert to assist you in managing your finances
Comprehensive Plan
Tailor-made,
A customized financial plan covering all aspects of your financial life - Tax Planning, Investment Planning, Insurance Planning, Debt Management etc.
One stop solution
Round the year support for any personal finance query
Post-planning support
Active assistance in implementing the advice given by Futurewise

16. So how do I go about it? Execution & Ongoing advice Presentation
One stop solution for all personal finance matters
Presentation
One-on-one with your dedicated planner
Plan Writing
Plan writing by your dedicated planner
Data Gathering
Through the customer portal
Sign Up
Registration, one-on-one call with personal finance expert

17. Questions? Address GM Wealth Care 100 –C/10 Gandhi Road Srirangam
Trichy
Phone /