1. First take the train…then all other destinations reachable by bus
The reliability and safety of trains integrated with dynamism and flexibility of buses will help you create your ideal school trip. From the station of your arrival you will continue your leisurely journey on a bus furnished with all mod-cons and a driver who is an expert of the local area, from 100 euro per person..you can go where most desire….

2. what is….?
1. Credit relationship in which the buyer ____upon the receipt of goods, or on deferred ________basis.
2. terms of _______showing the payment has to be made in cash when the _____is placed.
3. Payment method in which ordered _____are carried to the buyer's place but are handed _____only upon full payment. Also called ___ ____ ___.

3. what is….?
1. Credit relationship in which the buyer pays upon the receipt of goods, or on deferred payment basis. (open account) 2. terms of sale showing the payment has to be made in cash when the order is placed. (CWO) (Cash With Order) 3. Payment method in which ordered goods are carried to the buyer's place but are handed over only upon full payment. Also called collect on delivery. (COD) (Cash On Delivery)

4. What is…
Global communication _______that facilitates 24-hour secure ________exchange of payment instructions between banks, central _______, multinational corporations, and major securities firms. A member owned cooperative organized in 1977 under Belgium law, it now _______over 6,500 participating members from more than 180 countries which together process in excess _______a billion messages every year (about 300 million messages every day).

5. What is…
Global communication network that facilitates 24-hour secure international exchange of payment instructions between banks, central banks, multinational corporations, and major securities firms. A member owned cooperative organized in 1977 under Belgium law, it now includes over 6,500 participating members from more than 180 countries which together process in excess of a billion messages every year (about 300 million messages every day). (SWIFT)

6. What is….
A written, unconditional order by one party (the drawer) to another (the ____) to pay a certain sum, either immediately (a sight bill) or on a fixed _____(a term bill), for payment of goods and/or services received. The drawee accepts the bill by ______it, thus converting it into a post-dated check and a binding contract. A __ ___ ___is also called a _____but, while all _______are negotiable instruments, only "to order" __ __ __can be negotiated.

7. What is….
A written, unconditional order by one party (the drawer) to another (the drawee) to pay a certain sum, either immediately (a sight bill) or on a fixed date (a term bill), for payment of goods and/or services received. The drawee accepts the bill by signing it, thus converting it into a post-dated check and a binding contract. A bill of exchange is also called a draft but, while all drafts are negotiable instruments, only "to order" bills of exchange can be negotiated.
(Bill of exchange)

8. What is….
A written commitment to pay, by a _____or ______bank (called the issuing bank) to the seller's or exporter's bank (called the accepting bank, negotiating bank, or paying bank).
___ __ ___ ___guarantees payment of a specified ____in a specified currency, provided the seller meets precisely-defined conditions and submits the prescribed documents within a fixed timeframe.
These documents almost always include a clean _____of lading or air waybill, commercial invoice, and certificate of origin.
To establish ___ __ ___ ___ in favor of the seller or exporter (called the beneficiary) the buyer (called the applicant or account party) either _____the specified sum (plus service charges) up _____to the issuing bank, or negotiates credit.

9. What is….
A written commitment to pay, by a buyer's or importer's bank (called the issuing bank) to the seller's or exporter's bank (called the accepting bank, negotiating bank, or paying bank).
A letter of credit guarantees payment of a specified sum in a specified currency, provided the seller meets precisely-defined conditions and submits the prescribed documents within a fixed timeframe.
These documents almost always include a clean bill of lading or air waybill, commercial invoice, and certificate of origin.
To establish a letter of credit in favor of the seller or exporter (called the beneficiary) the buyer (called the applicant or account party) either pays the specified sum (plus service charges) up front to the issuing bank, or negotiates credit. (Letter of credit)