1. Long Term Care Insurance
Insurance Concepts

2. When you get older,
will you need someone to take care of you?

3. If so, who will that be?
Your Spouse?
Children?
Relatives or friends?
Your Community?

4. Are they qualified?
Do they want the job?
Will the strain of
care-giving change
your relationship?

5. Everyone expects and wants
Dignity
Freedom of Choice
Independence
Quality of Life

6. No one would like to become a burden to loved ones and family.

7. Costs for Long Term Care
Certified Facilities
$ $1500 per month(after subsidy)
Not including: TV
Telephone
Clothing
Entertainment etc

8. Private Facilities Home Care $1000 + per month Up to $5000 per month.
(depending on how much care
is required) such as nurses, housekeeping, meals etc.

9. How do you pay for these costs?
Your current or retirement income may be enough to cover the monthly costs, depending on the level of care you need.

10. But……… If your income is not enough to cover the monthly expenses…..
Where will it come from?
Savings?
RRSPs?
Sale of your home?
Your children?

11. Do you want to protect: Your current and future assets?
The well being of your spouse?
Your children’s inheritance?

12. Long Term Care Insurance
The answer?

13. Long Term Care Insurance
What will it do for me?
How does it work?
How much coverage do I need?
Can I afford it?

14. Long Term Care Insurance
Provides you with daily care at home, or in a facility of your choice,
Provides financial assistance so your assets don’t deplete,
Allows you to retain your independence without having to rely on family and friends,
Keeps your children’s inheritance intact.

15. How does it work?
Long Term Insurance will pay you a benefit to provide you with care at home or in a long term care facility of your choice.

16. How much coverage do you need?
We will complete an
analysis of your financial
situation to determine
how much coverage is
appropriate for you

17. Can I afford it? We can tailor a plan to accommodate your budget
and income.

18. More importantly, can you afford not to have Long Term Care Insurance?

19. Long Term Care Insurance
Thank You
For more information….
Tel (403)