1. Online Banking

2. Today we’ll cover: General Trends Benefits Web banking App Banking
External Budgeting
Introduction

3. Online banking is becoming the new normal for many banking customers but many users are still unsure whether or not it is for them.
Here at EPL

4. Introduction

5. Almost every banking institution has online access and most now have added incentives for using online services or penalties for having mail notices sent.
Online Banking Trends

6. Benefits Instant or almost instant information
Access anywhere with Internet
Some improved security (mail)
Pay bills and credit cards more easily
Often save money by not paying fees
More easily use bonus points
Bank from home
Benefits

7. Is online banking safe, though?
Security

8. Security Online banking may not be for:
People who struggle with passwords
People who are not comfortable with computers
People who use local or community banks
Security

9. Security

10. Apps

11. Many banking services offer person-to-person payment
Many banking services offer person-to-person payment. This allows you to send money quickly through your smartphone or account.
QuickPay

12. QuickPay

13. Many banking apps also allow you to take a picture of a check to have it automatically deposited in a selected account.
Check Scanning

14. Budgeting Services

15. Mint.com Mint allows you to: Create budgets Monitor your spending
Keep track of investments
Free service
Mint.com

16. Mint.com

17. Youneedabudget.com Youneedabudget allows you to: Create budgets
Monitor your spending
Keep track of investments
$5 a month or $50 a year
Youneedabudget.com

18. YNAB

19. YNAB

20. http://cdn03. androidauthority
Sources