1. Participation Group of 45
Credit Scoring 2015
Participation Group of 45

2. Operating Ratio Operating Expense/Operating Revenue
Percentage
Note: Lower ratio healthier. Less revenue used to cover expenses.

3. Operating Ratio - 2015 Operating Expense/Operating Revenue
Percentage
Note: Lower ratio healthier. Less revenue used to cover expenses.

4. Net Income per Revenue Net Operating Income/Operating Revenue
Percentage
Note: Higher ratio healthier. Difference between expenses and revenue is net operating income. Higher net operating income more excess funds.

5. Net Income per Revenue - 2015 Net Operating Income/Operating Revenue
Percentage
Note: Higher ratio healthier. Difference between expenses and revenue is net operating income. Higher net operating income more excess funds.

6. Operating Expense per kWh Sold Operating Expenses/kWh Sold
Percentage
Note: Lower ratio healthier. Cost per kWh.

7. Operating Expense per kWh Sold - 2015 Operating Expenses/kWh Sold
Percentage
Note: Lower ratio healthier. Cost per kWh.

8. Debt per Customer Debt Outstanding/Customers
Dollars
Note: Lower ratio healthier. Debt amount each customer must pay.

9. Debt per Customer - 2015 Debt Outstanding/Customers
Dollars
Note: Lower ratio healthier. Debt amount each customer must pay.

10. Months of O&M in Unrestricted Cash Unrestricted Cash/Average Monthly Operating Expenses
Note: Higher ratio healthier. Amount of cash available to cover expenses.

11. Months of O&M in Unrestricted Cash - 2015 Unrestricted Cash/Average Monthly Operating Expenses
Note: Higher ratio healthier. Amount of cash available to cover expenses.

12. Months of O&M in Unrestricted Cash Unrestricted Cash/Average Monthly Operating Expenses
Note: Higher ratio healthier. Amount of cash available to cover expenses.

13. Population Trend Change from 2000 to 2010
Percentage