2. Local Strategies for Overcoming Bank Exclusion in Inner-city Winnipeg
Two Faces of Poverty Conference, U of Wpg
4 November 2008
Local Strategies for Overcoming Bank Exclusion in Inner-city Winnipeg
Participants:
Jerry Buckland, Menno Simons College
Andrew Douglas, SEED Winnipeg
Blair Hamilton, Dunganon Consulting
Debra Joyal, Community Financial Services Centre

3. Summary
This workshop seeks to explain the concept & reality of financial exclusion in Canada & Winnipeg, points to limitations in laws directly related to bank access and then examines efforts in Winnipeg to address financial exclusion.

4. Outline Introduction: Jerry Buckland
Origin of Local Responses to Bank Exclusion: Blair Hamilton
The Community Financial Services Centre: Debra Joyal
Asset Building Programs in Winnipeg: Andrew Douglas
Questions & Discussion

5. Introduction Financial Exclusion Concept Unbanked & Under-banked
Financial Services Continuum

6. Introduction Financial Exclusion Data Overall
Low-income, Ethnicity & Gender Factors

7. Introduction Financial Exclusion Local Reality Bank Branch Closures
Fringe Bank Openings

8. Introduction Financial Exclusion Local Reality
Number of Selected Fringe Financial Services and Mainstream Banks/Credit Union Branches in Winnipeg's North End,

9. Directly Related Laws & Regulations
Introduction
Directly Related Laws & Regulations
Federal: Access to Basic Banking Regulations

10. Directly Related Laws & Regulations
Introduction
Directly Related Laws & Regulations
Provincial: Consumer Protection

11. Introduction Directly Related Laws & Regulations
Strengths & Limitations

12. Winnipeg Projects that Respond to Bank Exclusion
Alternative Financial Services Coalition
North End Stella
North End Community Renewal Corporation
Assiniboine Credit Union, Head Office

13. Winnipeg Projects that Respond to Bank Exclusion
Asset Building Programs
SEED Winnipeg’s Financial Foundations Office (closed)
SEED Winnipeg New Consolidated Office

14. Winnipeg Projects that Respond to Bank Exclusion
Community Financial Services Centre
CIBC Branch Closed 2003
Community Financial Services Centre, Winnipeg, Mt. Carmel Clinic Expansion with in old CIBC Branch

15. CFSC- Clients Key Findings Value the CFSC ID card
Feel welcome at the CFSC
Immediate access to cash with direct deposit
Increased safety and crime prevention –
without carrying cash

16. CFSC - Demographics 57% Women, 43% Men 50% Aboriginal, 33% Caucasian
17% Visible Minorities
48% Single Parents (2/3 Women)
43% Working Poor
57% EI or EIA
33% Disabilities