1. DOMESTIC MONEY TRANSFER
Manappuram School of Training

2. Important Guidelines
a. Branches to Bank Account only (Transfer only within India)
b. Non KYC Customers
Per month maximum limit /customer – RS.25000/-
Single Transaction limit -Rs.25000/-
c. KYC Available Customers
Non YES Bank beneficiary bank account cutomers (SBI,SIB,AXIS..ETC)
YES Bank beneficiary bank account customers
LIMIT
DAILY
WEEKLY
MONTHLY
YEARLY
NO.OF TRANSACTION 10 25 50
999
MAXIMUM AMOUNT
(IN RS)
49999
100000
200000 -
LIMIT
DAILY
WEEKLY
MONTHLY
YEARLY
NO.OF TRANSACTION 10 25 50
999
MAXIMUM AMOUNT
(IN RS)
200000
300000
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3. Manappuram School of Training .
d. All transaction should enter in YES Bank site and YES Bank transaction in DMTS module.Other wise it will not tallied.Any differences occurred inform to DMTS Dept at HO
e. You should give priority to IMPS facility for tranfer the amount.The amount will credited in bank accounts within seconds.Bank holidays or bank working time not affected our transaction.
DETAILS REQUIRED FOR YES BANK TRANSACTION
1.Customer Name
2.Phone Number
3.Receiver Name
4.Receiver phone number (not compulsory)
5.Receiver Bank Name
6.Receiver Bank branch Name
7.Receiver Bank IFSC code
8.Receiver Bank Account Number
9.KYC (If KYC available,it should be updated in YES bank site.KYC updated customers charges will be reduced for further transactions)
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4. Manappuram School of Training .
TRANSACTION CHARGES
TRANSACTION SLAB
TRANSACTION CHARGE
UP TO RS.1000
10 TO 15 (1.5%)
RS.1001 TO RS.2000
16 TO 30 (1.5%)
RS.2001 TO RS.3000
31 TO 45 (1.5%)
RS.3001 TO RS.4000
46 TO 60 (1.5%)
RS.4001 TO RS.5000
61 TO 75 (1.5%)
RS.5001 TO RS.10000
= 100
RS TO RS.15000
=150
RS TO RS.20000
= 200
RS TO RS.25000
=250
KYC CUSTOMER
RS TO RS.49999
250
For non KYC customers doing multiple transactions totaling over Rs. 5,000/- on the same day at same retail outlet, by the same sender to the same beneficiary account, Fee will be charged on the basis of sum total of remittance done in the day. A minimum charge will be applied for multiple transactions falling in the above slabs.
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5. TRANSACTION PROCESS Application Portal – Money transfer
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6. Domestic money transfer-YES BANK WEB SITE
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7. Manappuram School of Training .
On clicking the Yes bank site option the YES Bank application will open
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8. Manappuram School of Training .
Then BH/ABH needs to enter the Branch User name and password and also the random number generated by the system. After that on click SUBMIT button
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9. On clicking Submit Button, Yes Bank Master page will open
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10. Manappuram School of Training .
As first process we should create a New User- SENDER Registration for which need to click the new user registration tab
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11. Manappuram School of Training .
Then we need to fill the all information. The following details are compulsory: a.Pin code b.State c.Sender Name d.City name e.Address f.Sender Mobile Number
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12. Manappuram School of Training .
IF local address is same, please tick the button and click submit button. On clicking a onetime password will send to the customer. BH/ABH needs to enter the same for Mobile number verification.
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13. Manappuram School of Training .
Non KYC customer can transfer Maximum of Rs.25000/-. If customer wants to more amounts to transfer KYC need to be updated. below 25000/- you select NO
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14. If you click NO button the following page will come
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15. Manappuram School of Training .
On clicking the IMPS ENABLED BANK button you will get the complete list of banks to which we can do the IMPS transfer
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16. Manappuram School of Training .
On clicking Add New RECEIVER option, the following page will come for RECEIVER Registration.We have three Remittance options:a.NEFT & IMPS (without IFSC code) b.NEFT & IMPS (using IFSC code) c.IMPS (Using MMID) .You should select b.NEFT&IMPS ( using IFSC code)
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17. Manappuram School of Training .
We need to fill the following compulsory fields: a. Receiver Name b. Relationship.
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18. Manappuram School of Training .
Then enter the IFSC code within the space provided and click the Get button On clicking the Get button the entire bank branch details will come automatically. So this simple process we can demand IFSC code from the customer. Then we need to enter the account number correctly, if any mistake amount will go to the wrong person and that cannot be collected back.
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19. Manappuram School of Training .
One can send money his own account also, in that time please selects the relationship as “social” and select “others” option. On selecting others option we need to enter the remark as “ SELF”
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20. Manappuram School of Training .
Then enter the submit button. On clicking the submit button yes bank plat form will provide an additional utility of verifying the account Number of receiver. If Validation required we should collect Rs. 5/- ( Rupees Seven only). A message will come for the same, if required please select “YES” button otherwise “No
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21. Manappuram School of Training .
If clicks “ No” button, that option will be skipped and will send a verification code to the customer. That verification code needs to be entered for confirming the receiver details. Then click the Register option for final confirmation
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22. Manappuram School of Training .
Now we can transfer the money to the receiver account, Firstly select the any of the below mentioned options: a. IMPS IFSC b.NEFT c. MMID. Cumpulsory select IMPS IFSC Pay Now(Immediate Payment System) option for fund transfer
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23. Then enter Amount and remarks, click Continue button
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24. Manappuram School of Training .
Service charge should be recorded.Then Click PAY button the payment will be processed and suitable SMS will send to the customer & reciever
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25. Manappuram School of Training .
Transfer successful message will appear. Click print for print out of transaction
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26. Transaction receipt will be generated
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27. We can check the transaction status through transaction history path
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28. Manappuram School of Training .
When YES Bank transaction is completed, You should enter the same in DMTS module – Click Yes bank transaction
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29. Following message will appear, click ok
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30. Manappuram School of Training .
Enter customer name, Search, Select transaction mode as IMPS & cash receipt, Enter amount & service charge and confirm. Service charge should be same in YES Bank site. IMPS & NEFT should be select the same in YES Bank transaction.
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31. Cash received message will appear
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IF IT IS A EXISTING USER-HOW TO DO TRANSACTION...? SIMPLY ENTER THE MOBILE NUMBER AND CICK THE GET BUTTON
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33. Manappuram School of Training .
If you want to send the same beneficiary just select IMPS IFSC Pay now and transfer the amount. You want to send another beneficiary, add new receiver and transfer amount .
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How to update existing customer KYC..? When we login with customer mobile numer following window will appear.click upload sender KYC document option.
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35. Manappuram School of Training .
Select KYC, Enter KYC number, Issue date, Expiry date, Issue place, Then browse the KYC, Click on terms & conditions, Then click upload option.
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36. KYC document successfully uploaded msg will appear
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37. KYC status will showing in home page KYC status option.
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