1. PHILADELPHIA AMERICAN LIFE
Applications are Underwritten
Actuarially Sound
Indemnity Pay – To insured or provider
No Coordination of Benefits
Product premiums bundle into one EFT
Member of the
New Era Life Group
B++ Rated by A.M. Best
Founded in 1924

2. Primary Marketing Plan
Health Saver Plus III
Primary Health Coverage
Critical illness PLAN
Coverage for major medical illness
Accident Plan
Coverage for unexpected injuries
Christian Health Cost Share Program
Aca exempt
Acts as secondary coverage to INSURANCE products

3. Escape the Aca. Philadelphia American Life
Escape the Aca **Philadelphia American Life** Marketed by – Insurance Specialties
Health Saver Plus III

4. Health Saver Plus III Benefits
$5,000,000 Lifetime Coverage
Medical Benefits
Provides hospital confinement, surgical and outpatient benefits
Provides free choice to Doctors or Hospitals
Provides significant PPO cost savings *
Choice of three coverage options
Pick A Maximum Calendar Yr. Benefit - $100,000, $250,000, $1,000,000
Pick A Base Plan Deductible - $100, $500, $1,000, $2,500, and $5,000
Pick A Benefit Coverage Level - 1, 2, or 3 Units
*PHCS/Multiplan Network

5. 2. Enhanced Accident Plan
Escape the aca **Philadelphia American Life** marketed by - Insurance Specialties
2. Enhanced Accident Plan
Issue Age 0-75 *
Guaranteed renewable to age 80
Pays in addition to any other insurance
Individual or Individual and Spouse
Single Parent or Family
Child Only Coverage – Organized Sports Activities Covered
Health Saver Plus III and Accidental Plan pays independent of each other
*65 and over are eligible for 1 unit only

6. Accidental Disability Income
Blue/Gray disability Market
Optional under Accidental Plan
Issue age
Primary Insured only coverage
Income disability benefit
$1,000 or $2,000 Monthly
Coverage period - 12 or 24 months

7. Escape the aca. Philadelphia American Life
Escape the aca **Philadelphia American Life** Marketed By – Insurance Specialties 3. CRITICAL ILLNESS INSURANCE PLAN

8. Crisis Recovery Lump Sum-Cash Benefit
$10,000 to $50,000 of Illness Protection
Increments of $10,000
Child Benefit - $10,000
Guaranteed Renewable to age 75 *
Premium based on Attained Age Pricing
90 day Waiting Period
Claims paid at 25% during waiting period
Pre-Existing not covered in first 12 months
*65 or over will have reduced benefits of 50%