1. 15 Minute University Series: Claim Types-Top Categories for 2016
Leigh Monteith
Vice President / GA Underwriting Counsel
Georgia Agency
15MU Fidelity National Title Insurance Company

2. Claim Types-Top Categories for 2016
Claims are a reality in the title insurance industry.
Through September 2016, the Company opened 532 claims in Georgia.
There are 14 categories or types of claims.
15MU Fidelity National Title Insurance Company

3. Claim Types-Top Categories for 2016
Search/Exam
Survey Issues
Settlement Procedures
Post-Closing/Recording
Missing Interests
15MU Fidelity National Title Insurance Company

4. Claim Types-Top Categories for 2016
Remaining Categories
Access/Easement
Underwritten Risk
Local Law Issues
Non-Policy Claims
Fraud/Forgery
Gap Coverage
Mechanic’s Liens
Enhanced/Expanded Policy
Defalcation
15MU Fidelity National Title Insurance Company

5. Claim Types-Top Categories for 2016
Search/Exam
Open security deeds
Taxes or prior judgments, fifas or liens
Legal description (vague / does not close)
Break in the chain of title/missing interests
15MU Fidelity National Title Insurance Company

6. Claim Types-Top Categories for 2016
Survey Issues
Legal descriptions
Encroachments
Boundary line disputes
15MU Fidelity National Title Insurance Company

7. Claim Types-Top Categories for 2016
Settlement Procedures
Lack of corporate or notary seal
Missing signatures (notary or witness)
Taxes
Legal description (not attached to security deed, entirely different property, scrivener’s error)
15MU Fidelity National Title Insurance Company

8. Claim Types-Top Categories for 2016
Post-Closing/Recording
Unrecorded deed
Documents recorded in the wrong county
Out of order recording
Subordination / cancellation of prior security deed
15MU Fidelity National Title Insurance Company

9. Claim Types-Top Categories for 2016
We welcome any questions, feedback or ideas for future topics
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15MU Fidelity National Title Insurance Company

10. Claim Types-Top Categories for 2016
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15MU Fidelity National Title Insurance Company