1. OneLoad Facilitating Digital Payments

2. OneLoad Benchmarks First Fintech in PK to cross Rs 1 Bn throughput!
Annualized throughput Oct 2016 of PKR 1.5 Billion
Run Rate of 5.4 MM Transactions as of Sep 2016
Current burn ratio is PKR 40 Million (US$ 0.4 Million)
Full scale launch in mid July 2016
No spending on Advertising and Marketing to date
Beyond Seed Capital and Runway Taxi Stage

3. OneLoad Sale Transactions

4. OneLoad Volumes

5. Number of Active Retailers

6. Increasing % of e-Load

7. OneLoad Vision Market Leader in Formal and Informal Sector Electronic Financial Interactions
(B2C) Retailer OTC Services
(C2B) Consumer to Retailer Payments
(C2C) Consumer to Consumer Transfers

8. Building Relationships… Locking in Digital Services

9. Building Relationships… Retailer Delivering Services

10. Building Relationships… Creating a Network Effect

11. Using OneLoad Service Credit Payments and Aggregation of eServices
Digital Services
NADRA - Bill Payments
Mobile Phone - Top-Ups
Gift Vouchers – Amazon, Google…
Tickets – Cinema, Bus, Railway…
OneLoad PrePaid Accounts
MFS Offerings
Money Transfers – Omni, EasyPaisa
IBFT to Bank Account
Other Services
Transfer to other OneLoad users
Pay - M-Commerce Retailers
Pay - E-Commerce Retailers

12. Unit Economics and User Benefits
Throughput a metric of OneLoad income
Target of 0.5% of throughput for “end” transaction
Retailer benefits
Lower working capital (30% or more)
Minimal upfront investment
No physical or non-fungible inventory
Consumer benefits
Replace cash with electronic credit – safer and easier to use
Loyalty programs net benefit to consumers
Credit transfer between consumers free of charge
Alerts and bill presentments create ease of use
Net lower cost P2P transfers even when cash is involved