1. Workplace Financial Wellness
Help employees take control of their finances
Month Day, Year
Presenter 1 name
Presenter 2 name (or delete)
Title(s), designations
Title(s), designations
Welcome and thanks for attending today’s presentation.
Introduce yourself — provide brief intro on background and experience.

2. Today’s agenda What is Workplace Financial Wellness?
What are the benefits?
How does it work?
What is Workplace Financial Wellness?
Today, I’d like to talk to you about the Workplace Financial Wellness program — what it is, all the ways it can benefit you and how it works.

3. The challenge: Employees don’t feel financially secure
We know that employers like you face a number of challenges. And a significant one is that some of your employees may not feel financially secure. What kind of problems does that create? Employees who are worrying about their finances may be less productive, have lower morale and be harder to retain.
These graphics help illustrate the financial strain employees feel and its impact in the workplace.
1 EBRI, 2015 Retirement Confidence Survey.
2 Employee Financial Wellness Survey, PwC, 2017.

4. Americans aren’t saving enough
The previous slide showed most workers feel behind when it comes to retirement saving — and for good reason. As you can see, personal savings rates have gotten very low over time, according to the Bureau of Economic Analysis.

5. … or financially protecting what they have
41%
of Americans don’t own life insurance3
80%
of Americans don’t own disability insurance3
Plus, a significant percentage of Americans aren’t financially protecting what they have.
[Read stats]
3 The Insurance Barometer Study, LIMRA/Life Happens, 2017.

6. A solution: Workplace Financial Wellness
The program is:
A personalized financial education benefit for employees
A valuable addition to your benefits package
A service offered with no out-of-pocket costs to you or your employees
What can you do about it? That’s where Workplace Financial Wellness comes in. The program is:
[Read bullets]

7. How do I benefit? Workplace Financial Wellness
Employees gain a better appreciation and understanding of the benefits you provide.
Potential for improved employee morale and retention.
Workplace productivity may increase as employees are less distracted by financial concerns.
Offering financial advice to employees becomes less of a burden.
You get all this without increasing your benefits cost.
How can the program benefit you? Regardless of the size of your business or the type of benefits you provide, Workplace Financial Wellness offers several advantages, including:
Employees gain a better appreciation and understanding of the benefits you provide. Employee benefits are a huge expense. We can help educate your employees about the value of the benefits you provide, as well as ways to make the most of their benefits.
Potential for improved employee morale and retention. Employees who feel more in control of their financial situation are often happier and more likely to stay with a company.
Workplace productivity may increase as employees are less distracted by financial concerns. As the graphic I shared earlier showed, a large percentage of employees admit their productivity is affected by financial worries.
Offering financial advice to employees becomes less of a burden. This is a big responsibility, and we can handle it for you.
You get all this without increasing your benefits cost. Again, this program has no out-of-pocket costs for you or your employees.

8. How does Principal® benefit?
Workplace Financial Wellness
How does Principal® benefit?
We have the opportunity to meet with your employees.
This can lead to new client relationships.
If your employees purchase any products, I’ll be compensated.
Of course, there’s something in it for us. Workplace Financial Wellness benefits Principal in the following ways:
[Read bullets]

9. How does the program work?
Workplace Financial Wellness
How does the program work?
For your business
Secure your retirement
Group meetings
Individual meetings
Now let’s talk about how Workplace Financial Wellness works. We can tailor the program to meet the needs and preferences of you and your employees, using both group meetings and one-on-one sessions.

10. Secure your retirement
Workplace Financial Wellness
Group meetings
Review your current benefits package
Demonstrate the value of the benefits you provide and how to maximize them
Show employees how they can plan for their financial future
Discuss steps they can take to protect against the unexpected
For your business
Secure your retirement
Financial needs analysis
Risk protection review
In the group meetings, we’ll introduce the program to your employees and talk about:
[Read bullets]
We’ll also promote the benefits of meeting with us individually.

11. Individual meetings We can provide: Workplace Financial Wellness
A review of life and disability insurance needs
A comprehensive financial needs analysis
If your employees choose to meet with us individually, we can provide them with
A review of life and disability insurance needs. We’ll help them understand why risk protection is key to a sound financial strategy.
A comprehensive financial needs analysis. This includes more education about the benefits you provide, Social Security and other government plans, integrating personal planning and employee benefits, and how employees can reach their overall financial goals.

12. Ready to get started? It’s easy: Workplace Financial Wellness
We both sign the employer agreement.
You provide your employee list and an overview of your benefits package.
You introduce us to your employees with an announcement letter and brochure we provide you.
We start conducting meetings with your employees.
Think the program is a good fit for your company? Implementing it is easy:
After we sign the employer agreement, you just need to provide us with your employee list and an overview of the benefits you provide.
Then, we’ll provide an announcement letter and brochure that your HR department can send to each employee before I contact them personally. These materials introduce the program and me, and they aren’t intended as an endorsement of any of the services we provide.
Finally, I can proceed with group sessions and complimentary individual meetings.

13. Questions?
[Optional: If time allows, you can offer Q&A at the end of the session. ]
Are there any questions I can address for you before we go?

14. Thank you Thank you again for attending today’s session.
Principal National Life Insurance Company and Principal Life Insurance Company, Des Moines, Iowa
Insurance issued by Principal National Life Insurance Co. (except in NY) and Principal Life Insurance Co. Principal National and Principal Life are members of the Principal Financial Group®, Des Moines, IA
Principal, Principal and symbol design and Principal Financial Group are trademarks and service marks of Principal Financial Services, Inc., a member of the Principal Financial Group.
Thank you again for attending today’s session.
[Keep this slide up long enough for people to read disclosures. ]
BB | 09/2017 | t uo | © 2017 Principal Financial Services, Inc.